County Hazards

Storm events on record through

ZIP Code 65039, Boone County, Missouri Flood insurance claims (NFIP) on record, by year of loss

This page is a ZIP Code record of past events and claims. It does not show the flood zone or the risk of an address. For the flood map of an address, use FEMA's address search (opens in a new tab).

OpenFEMA has 30 NFIP claims on record for ZIP Code 65039 from 1978 through 8 Sep 2026.

The NFIP paid $493 thousand on these claims.

The site puts ZIP Code 65039 in Boone County, Missouri, because most of its claims have the code of that county.

It is derived from the National Flood Insurance Program system of record, staged in the program's reporting platform and redacted to protect policy holder personally identifiable information.

5-digit Postal Zip Code of the insured property as reported by WYO partners

The words of the agency. Source: FEMA, OpenFEMA Dataset "NFIP Redacted Claims - v3", copied on . The page gives: last data refresh 2026-09-09.

Date of the data: OpenFEMA NFIP claims through .

Claims by year of loss

NFIP claims in ZIP Code 65039 by year of loss, 1978 to 2026
DecadeYear that ends in 0Year that ends in 1Year that ends in 2Year that ends in 3Year that ends in 4Year that ends in 5Year that ends in 6Year that ends in 7Year that ends in 8Year that ends in 9All
1970s011
1980s00120010004
1990s0001603000019
2000s00000000000
2010s00000030036
2020s0000000 (part of the year)0

A darker cell has a larger count. The number is in each cell.

NFIP claims in ZIP Code 65039 by year of loss, with the amount paid (OpenFEMA, through 8 Sep 2026)
Year of lossClaimsClaims with a paymentAmount paid
20193not shownnot shown
20163not shownnot shown
19953not shownnot shown
19931614$375,158
19861not shownnot shown
19832not shownnot shown
19821not shownnot shown
19791not shownnot shown
All years3025$492,959

A year with fewer than 5 claims shows the count of claims and no amount. A year with 1 to 4 claims with a payment shows no amount either. Such an amount could point to one property. The amount is the sum of the building, contents and increased cost of compliance payments.

A ZIP Code in the NFIP file is the ZIP Code that the policyholder reports. How FEMA redacts NFIP claims

This dataset is not intended to be an official federal report, and should not be considered an official federal report.

The words of the agency. Source: FEMA, OpenFEMA Dataset "NFIP Redacted Claims - v3", copied on . The page gives: last data refresh 2026-09-09.

FEMA cannot verify the quality and/or timeliness of any data or any analysis derived therefrom after the data has been retrieved from FEMA.gov.

The words of the agency. Source: FEMA, OpenFEMA Terms and Conditions, copied on . The page gives: last updated 2025-01-22.

The county: Boone County

Storm events, disaster declarations and the National Risk Index are records for a county. The page of Boone County has them.

NFIP claims and flood events: ZIP Code 65039 beside Boone County and the total of the counties of Missouri
MeasureZIP Code 65039BooneAll counties of Missouri
NFIP claims, 1978 to 20263019549,098
Claims for each 1,000 policies in force, 2016 to 2025no figure162.8531.1
Flood events on record (NCEI), 1996 to 2026no figure9110,809

The column of the state totals the counties. FEMA gives the policies in force for a county and not for a ZIP Code. The claims have every type of building. FEMA counts residential policies only. NCEI records storm events for a county or a forecast zone.

Official channels

These links open the pages of the agencies. The site checked the links on .

Cite this page

County Hazards. "Flood insurance claims on record for ZIP Code 65039". https://countyhazards.com/zip/65039/. Data: FEMA OpenFEMA NFIP claims through 8 Sep 2026. Page made on .

Questions

Which year of loss has the most NFIP claims in ZIP Code 65039?
1993 has 16 claims of the 30 claims on record from 1978 through 8 Sep 2026.
Does this page show the claims of one property?
No. FEMA redacts the claims file to protect policy holders. This page shows totals for the ZIP Code.
How many NFIP claims are on record for Boone County?
OpenFEMA has 195 NFIP claims on record for Boone County from 1978 through 8 Sep 2026. ZIP Code 65039 has 30 of them.
Is ZIP Code 65039 in one county only?
A ZIP Code can be in more than one county. The site puts a ZIP Code in the county that most of its claims name.