County Hazards

States › Louisiana › Rapides Parish › ZIP 71309

ZIP code 71309, Rapides Parish, Louisiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 15 NFIP claims for ZIP 71309 (Rapides Parish, Louisiana), with $100K paid on 15 claims since 1978.

That is 0.4% of the 4,231 claims recorded across Rapides Parish. The average paid claim in the ZIP is $7K, lower than the county average of $18K and the Louisiana average of $54K.

At county level FEMA counts 2,688 residential flood policies in force, covering 5.1% of residential structures.

15NFIP claims since 1978
15paid claims
$100Ktotal paid
$7Kaverage paid claim

Compared with the county and state

MeasureZIP 71309RapidesLouisianaUS
Claims since 1978154,231485,7432,680,429
Share of claims paid100%87%80%78%
Average paid claim$7K$18K$54K$43K
Share of county claims0.4%100%——
Repetitive-loss properties038230,692—

Claims by year of loss

197820022026
NFIP claims in ZIP 71309 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s3$12,257
1980s8$69,511
1990s4$18,117
2000s0$0
2010s0$0
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
199911$5,000$5,000
199511$9,577$9,577
199111$2,024$2,024
199011$1,516$1,516
198933$19,269$6,423
198722$38,803$19,402
198311$1,994$1,994
198222$9,445$4,723
197933$12,257$4,086

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Rapides Parish

Rapides Parish has 728 weather events in the NCEI record since 1950 (26 in the last 12 months), 49 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 55; hurricane-strength tracks within 50 miles: 1.

Hail: 171 · Tornado: 84 · Flood: 55 · Wind: 351 · Winter: 25 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 71309?

15 claims since 1978 in the OpenFEMA NFIP claims file, 15 of them with a payment.

How much has the NFIP paid out in ZIP 71309?

$100K across 15 paid claims (building, contents and increased-cost-of-compliance payments combined), about $7K per paid claim.

Which year had the most flood claims in 71309?

1979, with 3 claims and $12K paid.

What county is ZIP 71309 in?

Most claims in this ZIP carry the county code for Rapides Parish, Louisiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.