County Hazards

States › Louisiana › Rapides Parish › ZIP 71328

ZIP code 71328, Rapides Parish, Louisiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 71328, in Rapides Parish, Louisiana, has 1,182 National Flood Insurance Program claims in the OpenFEMA record since 1978, 1,092 of them paid for a total of $14M.

That is 27.9% of the 4,231 claims recorded across Rapides Parish. The average paid claim in the ZIP is $13K, lower than the county average of $18K and the Louisiana average of $54K.

FEMA counts 107 repetitive-loss properties and 60 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 2,688 residential flood policies in force, covering 5.1% of residential structures.

1,182NFIP claims since 1978
1,092paid claims
$14Mtotal paid
$13Kaverage paid claim

Compared with the county and state

MeasureZIP 71328RapidesLouisianaUS
Claims since 19781,1824,231485,7432,680,429
Share of claims paid92%87%80%78%
Average paid claim$13K$18K$54K$43K
Share of county claims27.9%100%——
Repetitive-loss properties10738230,692—

Claims by year of loss

197820022026
NFIP claims in ZIP 71328 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s52$366,617
1980s165$665,428
1990s577$5,428,535
2000s258$3,721,625
2010s113$2,875,179
2020s17$666,996
Year of lossClaimsPaid claimsAmount paidAverage paid
202533$87,699$29,233
20201411$579,296$52,663
20191818$523,961$29,109
20181110$411,489$41,149
201711$27,426$27,426
20163029$847,405$29,221
201522$82,687$41,344
201333$36,852$12,284
201222$34,676$17,338
20114439$852,699$21,864
201022$57,986$28,993
20093129$452,392$15,600
20085143$990,569$23,036
200744$80,409$20,102
20051212$164,239$13,687
200388$93,392$11,674
20023028$352,298$12,582
2001122111$1,588,327$14,309
19994948$590,355$12,299
19982723$154,679$6,725
1997129119$1,915,578$16,097
19953023$147,570$6,416
19945147$323,092$6,874
19932826$129,591$4,984
1991162155$1,533,137$9,891
199010197$634,532$6,542
19895451$230,553$4,521
198832$2,526$1,263
198744$12,520$3,130
198522$6,626$3,313
198431$2,329$2,329
19834234$150,183$4,417
19823735$200,883$5,740
19802019$59,810$3,148
19795251$366,617$7,189

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Rapides Parish

Rapides Parish has 728 weather events in the NCEI record since 1950 (26 in the last 12 months), 49 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 55; hurricane-strength tracks within 50 miles: 1.

Hail: 171 · Tornado: 84 · Flood: 55 · Wind: 351 · Winter: 25 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 71328?

1,182 claims since 1978 in the OpenFEMA NFIP claims file, 1,092 of them with a payment.

How much has the NFIP paid out in ZIP 71328?

$14M across 1,092 paid claims (building, contents and increased-cost-of-compliance payments combined), about $13K per paid claim.

Which year had the most flood claims in 71328?

1991, with 162 claims and $1.5M paid.

What county is ZIP 71328 in?

Most claims in this ZIP carry the county code for Rapides Parish, Louisiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.