County Hazards

States › Louisiana › Rapides Parish › ZIP 71485

ZIP code 71485, Rapides Parish, Louisiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 71485, in Rapides Parish, Louisiana, has 100 National Flood Insurance Program claims in the OpenFEMA record since 1978, 88 of them paid for a total of $3.6M.

That is 2.4% of the 4,231 claims recorded across Rapides Parish. The average paid claim in the ZIP is $41K, higher than the county average of $18K and the Louisiana average of $54K.

FEMA counts 9 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 2,688 residential flood policies in force, covering 5.1% of residential structures.

100NFIP claims since 1978
88paid claims
$3.6Mtotal paid
$41Kaverage paid claim

Compared with the county and state

MeasureZIP 71485RapidesLouisianaUS
Claims since 19781004,231485,7432,680,429
Share of claims paid88%87%80%78%
Average paid claim$41K$18K$54K$43K
Share of county claims2.4%100%——
Repetitive-loss properties938230,692—

Claims by year of loss

197820022026
NFIP claims in ZIP 71485 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$12,400
1980s24$190,026
1990s3$4,556
2000s31$1,059,395
2010s12$180,774
2020s29$2,191,245
Year of lossClaimsPaid claimsAmount paidAverage paid
202410$0—
202111$30,282$30,282
20202725$2,160,963$86,439
201766$169,587$28,264
201331$6,450$6,450
201232$4,737$2,369
20082726$1,026,133$39,467
200211$1,590$1,590
200133$31,672$10,557
199411$1,625$1,625
199122$2,930$1,465
198931$948$948
19871211$115,450$10,495
198532$12,026$6,013
198410$0—
198255$61,602$12,320
197911$12,400$12,400

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Rapides Parish

Rapides Parish has 728 weather events in the NCEI record since 1950 (26 in the last 12 months), 49 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 55; hurricane-strength tracks within 50 miles: 1.

Hail: 171 · Tornado: 84 · Flood: 55 · Wind: 351 · Winter: 25 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 71485?

100 claims since 1978 in the OpenFEMA NFIP claims file, 88 of them with a payment.

How much has the NFIP paid out in ZIP 71485?

$3.6M across 88 paid claims (building, contents and increased-cost-of-compliance payments combined), about $41K per paid claim.

Which year had the most flood claims in 71485?

2008, with 27 claims and $1.0M paid.

What county is ZIP 71485 in?

Most claims in this ZIP carry the county code for Rapides Parish, Louisiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.