County Hazards

States › Texas › Dallas County › ZIP 75051

ZIP code 75051, Dallas County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 43 NFIP claims for ZIP 75051 (Dallas County, Texas), with $915K paid on 34 claims since 1978.

That is 1.2% of the 3,457 claims recorded across Dallas County. The average paid claim in the ZIP is $27K, close to the county average of $28K and the Texas average of $55K.

At county level FEMA counts 4,809 residential flood policies in force, covering 0.8% of residential structures.

43NFIP claims since 1978
34paid claims
$915Ktotal paid
$27Kaverage paid claim

Compared with the county and state

MeasureZIP 75051DallasTexasUS
Claims since 1978433,457394,2042,680,429
Share of claims paid79%72%80%78%
Average paid claim$27K$28K$55K$43K
Share of county claims1.2%100%——
Repetitive-loss properties022934,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 75051 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s3$5,345
1980s15$95,486
1990s16$95,330
2000s2$35,841
2010s4$54,312
2020s3$628,669
Year of lossClaimsPaid claimsAmount paidAverage paid
202233$628,669$209,556
201921$38,607$38,607
201521$15,705$15,705
200610$0—
200111$35,841$35,841
199822$54,067$27,033
199555$7,882$1,576
199321$1,365$1,365
199211$908$908
199132$12,181$6,090
199033$18,927$6,309
198965$44,436$8,887
198711$7,053$7,053
198410$0—
198211$22,500$22,500
198164$21,497$5,374
197933$5,345$1,782

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Dallas County

Dallas County has 2,304 weather events in the NCEI record since 1950 (90 in the last 12 months), 28 federal disaster declarations, and an overall National Risk Index rating of "Very High". Flood-type events recorded in the county: 327; hurricane-strength tracks within 50 miles: 0.

Hail: 841 · Tornado: 109 · Flood: 327 · Wind: 724 · Winter: 73 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 75051?

43 claims since 1978 in the OpenFEMA NFIP claims file, 34 of them with a payment.

How much has the NFIP paid out in ZIP 75051?

$915K across 34 paid claims (building, contents and increased-cost-of-compliance payments combined), about $27K per paid claim.

Which year had the most flood claims in 75051?

1981, with 6 claims and $21K paid.

What county is ZIP 75051 in?

Most claims in this ZIP carry the county code for Dallas County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.