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Texas

The recorded hazard history of every county in Texas: storm events since 1950, federal disaster declarations since 1953, and National Flood Insurance Program claims since 1978.

Texas has 165,476 weather events in the NCEI Storm Events record since 1950 across 254 counties, led by hail: 63.3 per 100 square miles against 56.0 nationally.

NCEI attributes 2,429 deaths and 25,544 injuries to those events, with property damage estimated at $111B. By events per 100 square miles the leading counties are Tarrant, Rockwall and Gregg.

FEMA lists 392 disaster declarations touching the state since 1953, most recently Hydra Fire (15 Sep 2026). NFIP policyholders filed 394,204 flood claims since 1978, $17B paid; 504,754 residential policies are in force.

4,723events, last 12 monthsto 30 Jun 2026

165,476events since 195063.3 per 100 sq mi (US 56.0)

392disaster declarations since 1953last 15 Sep 2026

394,204NFIP flood claims$17B paid

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. Storm records through 30 Jun 2026; declarations refreshed 29 Sep 2026; claims as of 8 Sep 2026.

Compared with the United States

Measure	Texas	US
Recorded events since 1950	165,476	1,977,440
Events per 100 square miles	63.3	56.0
Events per 10,000 residents	56.0	59.6
Deaths recorded by NCEI	2,429	26,435
Property damage (NCEI estimates)	$111B	$575B
NFIP claims per 1,000 residents	13.4	8.1
Average paid NFIP claim	$55K	$43K
Residential flood policies in force	504,754	3,139,862

Hazard mix

Hail55,544

Wind43,222

Drought18,588

Flood15,832

Tornado10,090

Winter8,005

Heat6,648

Cold2,340

Other1,860

Wildfire1,491

Lightning1,001

Tropical576

Fog279

Hazard	Events	Share of US	Deaths
■ Hail	55,544	13.1%	7
■ Wind	43,222	6.2%	129
■ Drought	18,588	21.7%	—
■ Flood	15,832	8.6%	595
■ Tornado	10,090	12.4%	595
■ Winter	8,005	2.8%	195
■ Heat	6,648	11.8%	498
■ Cold	2,340	4.3%	151
■ Other	1,860	4.1%	41
■ Wildfire	1,491	15.7%	39
■ Lightning	1,001	5.5%	82
■ Tropical	576	5.2%	83
■ Fog	279	1.5%	14

Events by decade

Hail: 384Tornado: 647Wind: 428

Hail: 1209Tornado: 1195Wind: 961

Hail: 1910Tornado: 1484Wind: 1423

Hail: 4480Tornado: 1492Wind: 3377

Hail: 12660Tornado: 1727Flood: 2231Wind: 8015Winter: 753Tropical: 36Heat: 184Cold: 38Drought: 1392Wildfire: 10Lightning: 139Fog: 16Other: 286

Hail: 14343Tornado: 1529Flood: 6124Wind: 9716Winter: 2353Tropical: 222Heat: 385Cold: 108Drought: 3147Wildfire: 352Lightning: 345Fog: 46Other: 541

Hail: 11885Tornado: 1266Flood: 4601Wind: 10512Winter: 3098Tropical: 119Heat: 919Cold: 874Drought: 7965Wildfire: 800Lightning: 370Fog: 210Other: 769

Hail: 8673Tornado: 750Flood: 2876Wind: 8790Winter: 1801Tropical: 199Heat: 5160Cold: 1320Drought: 6084Wildfire: 329Lightning: 147Fog: 7Other: 264

1,4591950s3,3651960s4,8171970s9,3491980s27,4871990s39,2112000s43,3882010s36,4002020s

Recorded events in Texas by decade and hazard group, including events recorded by forecast zone. HailTornadoFloodWindWinterTropicalHeatColdDroughtWildfireLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Counties by events per 100 square miles

County	Events	Last 12 mo	Per 100 sq mi	Per 10k residents	Dominant	Tornadoes	Hail	Declarations	NFIP claims	NRI risk
Tarrant County	3,212	106	371.2	15.1	Hail	110	1,422	28	3,569	Relatively High
Rockwall County	392	20	308.2	33.7	Hail	18	93	17	61	Relatively Low
Gregg County	811	27	296.7	65.3	Wind	38	218	23	239	Relatively Moderate
Dallas County	2,304	90	263.9	8.9	Hail	109	841	28	3,457	Very High
Wichita County	1,595	53	254.1	122.6	Hail	63	756	24	1,295	Relatively Moderate
Potter County	1,986	37	218.6	170.4	Hail	40	882	20	387	Relatively Moderate
Denton County	1,844	58	209.9	19.6	Hail	58	819	24	563	Relatively High
Camp County	405	20	206.8	321.0	Wind	14	75	16	3	Very Low
Randall County	1,868	39	204.7	129.9	Hail	86	902	18	328	Relatively Moderate
Lubbock County	1,725	52	192.6	54.9	Hail	98	671	20	346	Relatively High
Galveston County	718	4	189.3	20.2	Wind	126	121	31	60,620	Relatively High
Somervell County	351	6	188.3	370.7	Drought	6	72	21	34	Very Low
Collin County	1,529	39	181.8	13.8	Hail	55	647	20	357	Relatively High
Morris County	412	13	163.5	342.5	Wind	17	88	18	5	Very Low
Hood County	682	7	162.1	106.2	Hail	30	232	22	179	Relatively Low
Franklin County	438	14	154.0	418.6	Wind	17	96	20	13	Very Low
Johnson County	1,109	35	153.0	59.2	Hail	110	376	19	333	Relatively Moderate
Rains County	347	20	151.2	277.4	Hail	16	75	17	8	Very Low
Delta County	360	14	140.2	667.7	Wind	7	75	18	1	Very Low
Grayson County	1,300	53	139.4	93.3	Hail	72	486	21	743	Relatively Low
Hutchinson County	1,233	22	138.9	601.6	Hail	79	570	19	2	Relatively Low
Taylor County	1,268	10	138.5	88.5	Hail	69	562	22	936	Relatively Moderate
Travis County	1,371	40	137.9	10.5	Hail	71	527	37	4,418	Relatively High
Smith County	1,252	39	135.9	52.8	Wind	76	370	33	311	Relatively Moderate
Parker County	1,224	42	135.4	78.1	Hail	77	567	26	278	Relatively Moderate
Wise County	1,194	41	132.0	166.5	Hail	66	475	22	94	Relatively Low
Bexar County	1,629	64	131.3	8.0	Hail	71	618	31	2,309	Relatively High
Carson County	1,208	24	131.3	2,102.3	Hail	92	617	15	3	Very Low
Gray County	1,179	22	127.3	560.6	Hail	87	493	16	3	Relatively Low
McLennan County	1,302	36	125.6	49.5	Hail	68	500	25	393	Relatively Moderate
Midland County	1,109	26	123.2	66.0	Hail	36	463	19	145	Relatively Moderate
Harrison County	1,103	34	122.5	159.5	Wind	87	324	28	260	Relatively Low
Marion County	464	17	121.8	481.1	Wind	23	101	22	46	Very Low
Titus County	492	16	121.2	157.8	Wind	26	111	21	6	Relatively Low
Harris County	2,064	34	120.9	4.4	Wind	254	607	41	170,854	Very High
Ellis County	1,112	13	118.8	54.9	Hail	63	439	24	159	Relatively Moderate
Bowie County	1,046	21	118.2	113.0	Wind	59	324	27	242	Relatively Low
Nueces County	990	39	118.0	28.0	Wind	107	134	33	8,673	Relatively High
Bell County	1,219	28	115.7	32.1	Hail	72	395	23	499	Relatively Moderate
Moore County	993	19	110.4	470.2	Hail	58	420	15	0	Relatively Low
Orange County	366	6	109.7	43.2	Wind	31	77	31	12,876	Relatively Moderate
Wood County	708	28	109.7	154.3	Wind	46	164	17	11	Relatively Low
Hockley County	958	27	105.5	448.4	Hail	76	317	16	15	Relatively Low
Cooke County	922	22	105.4	218.3	Hail	62	357	22	370	Relatively Low
Rusk County	971	29	105.1	184.1	Wind	71	247	27	62	Relatively Low
Upshur County	612	26	105.0	146.5	Wind	27	142	24	8	Relatively Low
Hunt County	876	15	104.2	84.7	Wind	62	251	18	63	Relatively Moderate
Comal County	571	25	102.1	32.6	Hail	17	182	27	1,223	Relatively Moderate
Hale County	1,025	27	102.0	318.1	Hail	134	341	15	13	Relatively Low
Kaufman County	786	19	100.7	49.8	Wind	37	210	20	77	Relatively Low
Ector County	898	17	100.0	55.7	Hail	45	395	15	187	Relatively Moderate
Hardeman County	686	31	98.7	1,931.3	Hail	42	284	16	0	Very Low
Childress County	687	12	98.6	1,019.9	Wind	26	216	14	1	Very Low
Cameron County	874	33	98.0	20.7	Wind	68	103	34	7,061	Relatively High
Williamson County	1,069	45	95.8	16.6	Hail	71	458	26	741	Relatively Moderate
Jones County	886	4	95.4	445.8	Hail	88	415	24	119	Very Low
Tom Green County	1,451	29	95.3	121.5	Hail	56	663	21	206	Relatively Low
Palo Pinto County	907	18	95.2	316.2	Hail	48	391	27	97	Relatively Low
Archer County	859	23	95.1	989.5	Hail	31	477	21	24	Very Low
Angelina County	738	20	92.5	85.3	Wind	43	181	23	328	Relatively Low
Aransas County	233	10	92.4	95.1	Flood	15	21	31	4,128	Relatively Low
Fannin County	804	22	90.3	219.9	Hail	59	260	20	60	Relatively Low
Ochiltree County	828	15	90.2	846.5	Hail	72	372	14	0	Very Low
Hopkins County	689	15	89.8	185.2	Wind	35	182	21	36	Relatively Low
Cass County	840	23	89.7	294.1	Wind	71	267	28	30	Relatively Low
Montague County	832	18	89.4	407.7	Hail	56	380	22	77	Relatively Low
Hays County	593	17	87.6	23.2	Hail	31	180	27	1,489	Relatively Moderate
Donley County	811	19	87.5	2,481.6	Hail	64	407	18	7	Very Low
Wilbarger County	847	25	87.2	665.3	Hail	58	320	17	10	Relatively Low
Castro County	777	20	86.9	1,053.7	Hail	71	240	14	0	Very Low
Brazos County	508	5	86.7	21.4	Wind	29	176	19	569	Relatively Moderate
Panola County	699	18	86.2	308.3	Wind	51	171	24	7	Relatively Low
Swisher County	765	18	85.9	1,091.6	Hail	75	232	15	1	Very Low
Armstrong County	779	22	85.7	4,236.0	Hail	48	318	14	0	Very Low
Brown County	809	8	85.7	211.8	Hail	38	391	25	533	Relatively Low
Young County	780	18	85.3	433.9	Hail	52	353	21	84	Very Low
Wheeler County	775	12	84.7	1,573.0	Hail	59	381	14	1	Very Low
Lamar County	765	29	84.3	152.7	Hail	47	269	24	139	Relatively Low
Shelby County	665	18	83.6	277.8	Wind	45	167	27	6	Relatively Low
Lipscomb County	773	21	82.9	2,637.3	Hail	43	381	11	6	Very Low
Lamb County	836	20	82.3	648.2	Wind	88	248	16	1	Relatively Low
Hall County	725	24	82.1	2,548.3	Hail	55	253	18	2	Very Low
Hansford County	755	17	82.1	1,463.5	Hail	69	298	13	1	Very Low
Hill County	787	20	82.1	215.8	Hail	61	310	25	31	Relatively Low
Haskell County	740	9	81.9	1,367.6	Hail	58	296	17	176	Very Low
Jefferson County	710	7	81.0	28.0	Wind	110	143	31	22,715	Relatively High
Nacogdoches County	758	30	80.1	117.2	Wind	54	180	28	241	Relatively Low
Lynn County	712	12	79.8	1,251.8	Hail	45	251	18	1	Very Low
Clay County	865	32	79.4	842.8	Hail	43	450	21	48	Very Low
Parmer County	693	11	78.7	706.2	Wind	50	196	15	0	Relatively Moderate
Henderson County	685	24	78.4	81.9	Wind	38	209	25	90	Relatively Moderate
Sabine County	381	17	77.5	379.5	Wind	23	47	26	5	Very Low
Knox County	654	29	76.9	1,951.7	Hail	30	268	17	0	Very Low
Van Zandt County	644	23	76.4	105.1	Wind	42	172	20	40	Relatively Low
Eastland County	700	6	75.6	391.8	Hail	56	270	27	171	Very Low
Caldwell County	411	14	75.5	87.8	Flood	25	92	24	180	Relatively Low
Howard County	678	7	75.3	198.7	Hail	54	319	20	31	Relatively Low
Bailey County	611	10	73.9	893.9	Hail	57	187	16	0	Very Low
Floyd County	721	15	72.7	1,347.7	Hail	61	265	16	0	Very Low
Navarro County	734	11	72.7	137.0	Wind	51	194	27	108	Relatively Low
Jim Wells County	627	25	72.5	161.4	Wind	44	87	31	187	Relatively Moderate
Victoria County	639	74	72.4	70.2	Wind	39	108	28	744	Relatively Moderate
Crosby County	651	12	72.3	1,275.0	Hail	61	203	16	1	Very Low
Willacy County	425	16	72.0	209.2	Drought	22	44	29	522	Relatively Low
Hemphill County	648	20	71.5	1,981.0	Hail	53	238	14	0	Very Low
Cherokee County	752	19	71.4	147.2	Wind	45	199	28	66	Relatively Low
Guadalupe County	507	20	71.3	28.6	Wind	26	112	23	2,456	Relatively Moderate
Anderson County	737	15	69.4	126.2	Wind	35	224	31	19	Relatively Low
Scurry County	625	19	69.0	371.5	Hail	41	273	15	6	Very Low
Foard County	485	34	68.9	4,490.7	Hail	24	182	17	0	Very Low
Briscoe County	619	9	68.8	4,412.0	Wind	50	185	16	0	Very Low
Jack County	623	26	68.4	715.1	Hail	30	246	18	6	Very Low
Garza County	609	10	68.2	1,038.7	Wind	25	188	17	1	Very Low
Comanche County	636	14	67.8	461.7	Hail	39	243	20	12	Relatively Low
Erath County	734	10	67.8	169.2	Hail	46	316	18	21	Relatively Low
Cochran County	525	9	67.7	2,086.6	Wind	38	133	16	0	Very Low
Hamilton County	564	22	67.5	685.4	Hail	26	204	18	2	Very Low
Nolan County	615	6	67.4	421.3	Hail	49	254	20	56	Very Low
San Patricio County	465	22	67.1	66.7	Flood	58	66	34	1,981	Relatively Moderate
Callahan County	602	12	66.9	426.5	Hail	50	270	24	6	Very Low
Bosque County	650	11	66.1	351.3	Hail	39	249	25	43	Very Low
Burnet County	655	30	65.8	128.5	Hail	34	256	24	626	Relatively Low
Kendall County	435	15	65.7	93.0	Hail	21	128	24	253	Relatively Low
Stephens County	588	24	65.6	641.0	Hail	22	234	23	68	Very Low
Terry County	582	8	65.5	495.2	Hail	36	204	15	13	Relatively Low
Cottle County	586	15	65.1	4,243.3	Hail	37	203	19	0	Very Low
San Augustine County	344	20	64.8	434.2	Wind	20	49	26	6	Very Low
Limestone County	585	17	64.6	264.5	Wind	31	133	21	291	Relatively Low
Collingsworth County	592	18	64.5	2,263.9	Hail	44	269	14	4	Very Low
Sherman County	589	14	63.8	2,105.1	Hail	43	195	12	0	Very Low
Coryell County	669	18	63.6	79.4	Hail	35	221	23	72	Relatively Low
Baylor County	543	33	62.6	1,561.7	Hail	29	211	19	3	Very Low
Yoakum County	499	7	62.4	656.0	Wind	26	125	12	14	Relatively Low
Deaf Smith County	933	17	62.3	509.0	Hail	41	349	15	10	Relatively Low
Red River County	646	21	61.9	559.1	Wind	40	181	26	0	Relatively Low
Montgomery County	641	12	61.5	9.9	Wind	55	168	39	13,035	Relatively High
Runnels County	641	12	61.0	644.7	Hail	54	304	13	6	Very Low
Lampasas County	430	8	60.3	193.2	Hail	15	113	19	43	Very Low
Roberts County	553	9	59.8	6,938.5	Hail	42	219	14	0	Very Low
Dickens County	537	5	59.6	3,086.2	Hail	44	200	16	0	Very Low
Fisher County	535	8	59.5	1,443.6	Hail	50	207	16	8	Very Low
Bandera County	468	20	59.2	217.0	Hail	7	140	18	218	Relatively Low
Hartley County	852	20	58.3	1,578.7	Hail	36	295	13	1	Very Low
Llano County	542	22	58.0	246.6	Hail	11	223	17	693	Relatively Low
Fort Bend County	499	9	57.9	5.8	Wind	60	129	28	7,389	Relatively High
McCulloch County	614	10	57.6	815.1	Hail	29	318	19	1	Very Low
Motley County	559	9	56.5	5,239.0	Hail	28	183	19	0	Very Low
Falls County	429	17	56.0	247.8	Hail	19	96	16	9	Very Low
Blanco County	392	15	55.3	329.8	Hail	19	125	21	43	Very Low
Bastrop County	490	12	55.2	48.0	Hail	35	146	31	331	Relatively Moderate
Throckmorton County	501	4	54.9	3,351.2	Hail	42	209	20	3	Very Low
Gillespie County	568	18	53.7	208.1	Hail	17	235	20	19	Relatively Low
Real County	370	13	52.9	1,309.3	Hail	2	116	20	60	Very Low
Kerr County	583	23	52.8	109.7	Hail	11	247	21	373	Relatively Low
Madison County	245	4	52.6	178.6	Wind	17	57	27	26	Very Low
Mills County	389	9	52.0	868.3	Hail	14	129	17	0	Very Low
Mitchell County	469	11	51.5	517.1	Hail	55	214	14	6	Very Low
Bee County	452	20	51.3	146.2	Drought	36	86	23	90	Relatively Low
Oldham County	770	26	51.3	4,484.6	Hail	25	310	13	0	Very Low
Lee County	316	10	50.2	178.5	Hail	30	82	22	25	Very Low
Hidalgo County	784	4	49.9	8.9	Wind	43	163	32	4,405	Relatively High
El Paso County	504	28	49.7	5.8	Wind	6	159	16	780	Relatively High
Coleman County	626	12	49.6	809.3	Hail	42	298	18	13	Very Low
Zapata County	495	20	49.6	355.9	Drought	5	52	15	7	Very Low
Calhoun County	251	12	49.5	127.2	Wind	32	18	28	831	Relatively Low
Dawson County	446	7	49.5	359.3	Hail	54	163	16	10	Very Low
Brooks County	458	27	48.6	654.8	Drought	5	29	23	185	Relatively Low
Milam County	480	20	47.2	191.2	Wind	25	83	23	15	Relatively Low
San Jacinto County	268	0	47.1	96.1	Wind	19	61	32	491	Relatively Low
Starr County	574	26	46.9	86.9	Drought	4	82	23	84	Relatively Moderate
Chambers County	278	1	46.6	56.9	Wind	33	53	23	2,096	Relatively Low
Jasper County	420	7	44.7	127.4	Wind	58	95	32	228	Relatively Low
Freestone County	391	15	44.5	197.7	Hail	15	95	20	17	Relatively Low
Shackelford County	407	6	44.5	1,267.1	Hail	27	152	18	23	Very Low
Burleson County	291	2	44.2	161.2	Hail	22	103	22	63	Very Low
Coke County	403	8	44.2	1,213.5	Hail	16	173	17	0	Very Low
King County	400	13	43.9	15,503.9	Hail	23	123	17	0	Very Low
Kent County	395	4	43.8	5,273.7	Hail	24	153	15	0	Very Low
Robertson County	374	9	43.7	220.5	Hail	16	83	18	53	Very Low
Walker County	343	3	43.7	44.0	Wind	18	78	39	392	Relatively Low
Brazoria County	595	12	43.6	15.7	Wind	96	134	34	21,436	Relatively Moderate
Washington County	263	4	43.5	73.3	Wind	27	57	20	71	Relatively Low
Dallam County	652	19	43.4	909.1	Hail	39	228	11	3	Relatively Low
Live Oak County	444	27	42.7	390.3	Drought	35	93	24	56	Very Low
Wilson County	341	13	42.4	66.5	Hail	19	93	18	71	Relatively Low
Austin County	270	2	41.8	88.9	Wind	27	65	24	327	Relatively Low
Stonewall County	382	4	41.7	3,138.9	Hail	27	131	16	1	Very Low
Medina County	538	19	40.6	103.5	Hail	27	145	19	148	Relatively Low
Leon County	431	22	40.2	270.1	Wind	23	88	30	8	Relatively Low
Mason County	373	14	40.2	946.0	Hail	12	161	21	5	Very Low
Trinity County	276	1	39.8	199.6	Wind	25	55	28	140	Relatively Low
Waller County	204	4	39.7	34.1	Wind	20	48	29	878	Relatively Low
Fayette County	376	13	39.6	152.3	Hail	32	95	24	133	Relatively Low
Lavaca County	382	13	39.4	185.9	Flood	36	85	19	115	Relatively Low
Martin County	359	8	39.2	688.9	Hail	37	160	15	1	Very Low
Karnes County	290	12	38.8	196.6	Flood	22	44	16	15	Relatively Low
Jim Hogg County	437	26	38.5	910.2	Drought	4	28	23	11	Relatively Low
Concho County	373	5	37.9	1,116.4	Hail	29	173	15	1	Very Low
Gaines County	565	14	37.6	258.0	Hail	40	233	14	10	Relatively Low
Hardin County	332	6	37.3	58.3	Wind	27	91	32	2,405	Relatively Low
Goliad County	316	11	37.1	441.2	Drought	20	73	21	16	Very Low
Uvalde County	573	20	36.9	231.7	Hail	14	170	21	130	Relatively Low
Kleberg County	320	4	36.3	104.5	Wind	30	55	24	279	Relatively Moderate
Glasscock County	321	2	35.7	2,793.7	Hail	25	155	13	0	Very Low
Tyler County	330	2	35.7	164.4	Wind	23	102	32	187	Relatively Low
Menard County	321	14	35.6	1,619.6	Hail	3	118	19	38	Very Low
Sterling County	327	3	35.4	2,367.8	Hail	19	132	14	0	Very Low
Polk County	364	2	34.4	70.1	Hail	30	121	30	346	Relatively Low
Wharton County	374	2	34.4	89.6	Wind	71	80	26	1,166	Relatively Moderate
Ward County	285	8	34.1	254.6	Hail	16	152	11	0	Very Low
Houston County	414	5	33.6	186.1	Wind	31	121	29	28	Relatively Low
Liberty County	389	6	33.6	39.8	Wind	70	87	38	3,306	Relatively Low
San Saba County	377	8	33.2	647.0	Hail	17	162	22	28	Very Low
Winkler County	275	1	32.7	370.9	Hail	11	114	12	0	Very Low
Grimes County	253	2	32.1	83.5	Wind	15	55	28	89	Relatively Low
Atascosa County	386	20	31.7	77.3	Hail	16	110	21	36	Relatively Low
Gonzales County	334	16	31.3	170.1	Flood	21	53	22	219	Relatively Moderate
Kimble County	385	9	30.8	882.0	Hail	7	147	21	18	Very Low
Frio County	348	17	30.7	188.8	Hail	16	104	19	6	Relatively Low
Refugio County	232	3	30.1	343.4	Drought	25	38	28	122	Very Low
Newton County	278	6	29.8	227.1	Wind	33	54	30	552	Very Low
Borden County	265	2	29.5	4,295.0	Hail	11	103	15	0	Very Low
Irion County	308	9	29.3	1,984.5	Hail	15	109	13	2	Very Low
Colorado County	277	1	28.8	134.3	Hail	32	83	20	83	Relatively Low
DeWitt County	262	5	28.8	131.5	Flood	15	64	22	227	Relatively Moderate
Crane County	223	2	28.4	476.5	Hail	20	114	12	0	Very Low
Val Verde County	886	23	28.2	186.3	Hail	45	324	17	163	Relatively Low
Jackson County	229	11	27.6	151.4	Wind	43	52	24	232	Relatively Low
Andrews County	404	7	26.9	219.1	Hail	25	190	15	0	Very Low
Maverick County	333	21	26.0	57.4	Hail	14	99	16	162	Relatively Low
La Salle County	370	24	24.9	554.7	Drought	10	67	19	19	Very Low
Kinney County	338	12	24.8	1,079.9	Drought	14	91	16	7	Very Low
Upton County	302	3	24.3	925.0	Hail	20	159	13	0	Very Low
Matagorda County	253	2	23.1	69.6	Wind	47	34	29	2,137	Relatively Low
Reagan County	268	4	22.8	823.9	Hail	16	129	13	0	Very Low
Pecos County	1,061	12	22.3	701.8	Hail	99	589	16	0	Very Low
Zavala County	287	11	22.1	301.0	Drought	10	71	20	47	Relatively Low
Duval County	373	14	20.8	382.3	Drought	18	84	21	17	Relatively Low
Schleicher County	259	3	19.8	1,066.3	Hail	11	82	16	1	Very Low
Dimmit County	255	13	19.2	301.0	Drought	3	60	19	11	Very Low
Webb County	635	39	18.9	23.7	Hail	10	158	23	269	Relatively Moderate
McMullen County	209	13	18.3	3,437.5	Drought	6	35	17	2	Very Low
Edwards County	382	13	18.0	2,656.5	Hail	4	119	20	0	Very Low
Sutton County	258	11	17.7	777.3	Drought	5	68	18	30	Very Low
Kenedy County	235	5	16.1	6,911.8	Drought	6	22	21	1	Very Low
Loving County	108	0	16.1	18,947.4	Hail	7	48	11	0	Very Low
Reeves County	409	18	15.5	282.3	Hail	48	206	13	2	Very Low
Crockett County	338	7	12.0	1,101.7	Hail	13	130	16	3	Very Low
Terrell County	241	3	10.2	3,328.7	Hail	11	118	16	3	Very Low
Brewster County	519	15	8.4	549.2	Hail	21	293	14	12	Very Low
Jeff Davis County	180	3	7.9	923.6	Hail	12	109	18	0	Very Low
Presidio County	171	6	4.4	278.5	Hail	5	79	14	3	Very Low
Culberson County	144	5	3.8	656.6	Wind	6	51	12	1	Very Low
Hudspeth County	141	1	3.1	429.0	Hail	11	53	13	1	Very Low

Events are county-recorded plus zone-recorded events whose zone is named for the county. NRI risk is FEMA's National Risk Index overall rating (December 2025).

Counties by flood claims per 100 policies in force

County	Claims, last 10 years	Policies in force	Claims per 100 policies	Claims since 1978	Paid
Newton County	301	268	112.3	552	$28M
Aransas County	2,765	3,808	72.6	4,128	$64M
Liberty County	1,206	1,918	62.9	3,306	$109M
Orange County	6,775	11,071	61.2	12,876	$1.0B
Jefferson County	10,684	18,645	57.3	22,715	$1.2B
Refugio County	48	101	47.5	122	$2.0M
Lamar County	55	117	47.0	139	$2.6M
Tyler County	51	116	44.0	187	$3.9M
Fayette County	71	171	41.5	133	$8.4M
Walker County	196	485	40.4	392	$16M
Llano County	418	1,038	40.3	693	$20M
Kerr County	201	520	38.7	373	$22M
Hardin County	986	2,595	38.0	2,405	$191M
Jasper County	106	285	37.2	228	$7.5M
San Jacinto County	138	379	36.4	491	$10M

Counties with at least 100 residential policies in force. Claims by year of loss in the ten years to 2026, divided by residential policies in force as of 3 Aug 2026; a rough ratio, since policies in force today differ from those in force when the losses occurred.

Federal disaster declarations by year

195319902026

Declarations touching Texas by year declared, 1953 to 2026; each disaster number counted once.

Incident type	Declarations
Fire	272
Flood	45
Hurricane	25
Severe Storm	20
Tornado	15
Severe Ice Storm	3
Biological	3
Other	3
Coastal Storm	2
Freezing	2

Most recent declarations (each disaster number once, with the number of counties designated):

Declared	Number	Type	Incident	Title	Counties
15 Sep 2026	FM-5677	Fire management assistance	Fire	Hydra Fire	1
1 Sep 2026	DR-4935	Major disaster	Flood	Severe Storms, Straight-Line Winds, Tornadoes, And Flooding	23
25 Aug 2026	FM-5675	Fire management assistance	Fire	Ross Fire	1
18 Jul 2026	EM-3649	Emergency	Flood	Flooding	33
18 May 2026	FM-5634	Fire management assistance	Fire	Stinky Fire	1
14 May 2026	FM-5633	Fire management assistance	Fire	Hunggate Fire	1
15 Mar 2026	FM-5625	Fire management assistance	Fire	Corner Pocket Fire	1
18 Feb 2026	FM-5619	Fire management assistance	Fire	8 Ball Fire	2
6 Jul 2025	DR-4879	Major disaster	Flood	Severe Storms, Straight-Line Winds, And Flooding	23
21 May 2025	DR-4871	Major disaster	Flood	Severe Storms And Flooding	4
20 Mar 2025	FM-5573	Fire management assistance	Fire	Pauline Road Fire	2
18 Mar 2025	FM-5571	Fire management assistance	Fire	Double S Fire	1
15 Mar 2025	FM-5570	Fire management assistance	Fire	Crabapple Fire	1
14 Mar 2025	FM-5555	Fire management assistance	Fire	Rest Area Fire	2
5 Mar 2025	FM-5553	Fire management assistance	Fire	Duke Fire	2

Flood insurance claims by year

197820022026

NFIP claims in Texas by year of loss, 1978 to 2026.

394,204 claims, 315,852 paid, $17B in total; 34,444 repetitive-loss and 6,935 severe repetitive-loss properties. ZIP codes in Texas with flood claims (1,167).

Year by year

Each year's events, declarations and claims: 2026 · 2025 · 2024 · 2023 · 2022 · 2021 · 2020 · 2019 · 2018 · 2017 · 2016 · 2015 · 2014 · 2013 · 2012 · 2011 · 2010 · 2009 · 2008 · 2007 · 2006 · 2005 · 2004 · 2003 · 2002 · 2001 · 2000 · 1999 · 1998 · 1997 · and earlier years back to 1950

Questions and answers

Which Texas counties have the most recorded tornadoes?

Harris (254), Hale (134) and Galveston (126), by NCEI count since 1950. Larger counties record more events; the state table also ranks by events per 100 square miles.

Which Texas counties have the most flood insurance claims?

Harris (170,854), Galveston (60,620) and Jefferson (22,715) since 1978, in the OpenFEMA NFIP claims file.

How many federal disaster declarations has Texas had?

392 declarations since 1953 (major disaster, emergency and fire management assistance declarations combined), 8 of them in 2026 so far.

How does Texas compare with the national rate?

63.3 recorded events per 100 square miles against 56.0 nationally; 13.4 NFIP claims per 1,000 residents against 8.1.

Provenance

NOAA NCEI Storm Events through 30 Jun 2026; OpenFEMA DisasterDeclarationsSummaries v2 refreshed 29 Sep 2026; OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipResidentialPenetrationRates v1 (3 Aug 2026); FEMA National Risk Index December 2025; US Census Bureau 2021 population and area. Built 30 Sep 2026. Methodology.