County Hazards

States › Texas › Ellis County › ZIP 75119

ZIP code 75119, Ellis County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 75119, in Ellis County, Texas, has 5 National Flood Insurance Program claims in the OpenFEMA record since 1978, 2 of them paid for a total of $33K.

That is 3.1% of the 159 claims recorded across Ellis County. The average paid claim in the ZIP is $17K, lower than the county average of $52K and the Texas average of $55K.

At county level FEMA counts 469 residential flood policies in force, covering 0.8% of residential structures.

5NFIP claims since 1978
2paid claims
$33Ktotal paid
$17Kaverage paid claim

Compared with the county and state

MeasureZIP 75119EllisTexasUS
Claims since 19785159394,2042,680,429
Share of claims paid40%74%80%78%
Average paid claim$17K$52K$55K$43K
Share of county claims3.1%100%——
Repetitive-loss properties01234,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 75119 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s0$0
2000s2$24,329
2010s2$0
2020s1$8,775
Year of lossClaimsPaid claimsAmount paidAverage paid
202411$8,775$8,775
201510$0—
201410$0—
200121$24,329$24,329

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Ellis County

Ellis County has 1,112 weather events in the NCEI record since 1950 (13 in the last 12 months), 24 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 110; hurricane-strength tracks within 50 miles: 0.

Hail: 439 · Tornado: 63 · Flood: 110 · Wind: 308 · Winter: 34 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 75119?

5 claims since 1978 in the OpenFEMA NFIP claims file, 2 of them with a payment.

How much has the NFIP paid out in ZIP 75119?

$33K across 2 paid claims (building, contents and increased-cost-of-compliance payments combined), about $17K per paid claim.

Which year had the most flood claims in 75119?

2001, with 2 claims and $24K paid.

What county is ZIP 75119 in?

Most claims in this ZIP carry the county code for Ellis County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.