County Hazards

States › Texas › Dallas County › ZIP 75134

ZIP code 75134, Dallas County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 26 NFIP claims for ZIP 75134 (Dallas County, Texas), with $214K paid on 11 claims since 1978.

That is 0.8% of the 3,457 claims recorded across Dallas County. The average paid claim in the ZIP is $19K, lower than the county average of $28K and the Texas average of $55K.

FEMA counts 1 repetitive-loss property and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 4,809 residential flood policies in force, covering 0.8% of residential structures.

26NFIP claims since 1978
11paid claims
$214Ktotal paid
$19Kaverage paid claim

Compared with the county and state

MeasureZIP 75134DallasTexasUS
Claims since 1978263,457394,2042,680,429
Share of claims paid42%72%80%78%
Average paid claim$19K$28K$55K$43K
Share of county claims0.8%100%——
Repetitive-loss properties122934,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 75134 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s15$1,264
1980s2$4,984
1990s2$12,243
2000s3$64,762
2010s2$37,545
2020s2$92,948
Year of lossClaimsPaid claimsAmount paidAverage paid
202610$0—
202311$92,948$92,948
201910$0—
201811$37,545$37,545
200422$45,391$22,695
200111$19,372$19,372
199511$2,160$2,160
199211$10,083$10,083
198410$0—
198111$4,984$4,984
1979153$1,264$421

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Dallas County

Dallas County has 2,304 weather events in the NCEI record since 1950 (90 in the last 12 months), 28 federal disaster declarations, and an overall National Risk Index rating of "Very High". Flood-type events recorded in the county: 327; hurricane-strength tracks within 50 miles: 0.

Hail: 841 · Tornado: 109 · Flood: 327 · Wind: 724 · Winter: 73 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 75134?

26 claims since 1978 in the OpenFEMA NFIP claims file, 11 of them with a payment.

How much has the NFIP paid out in ZIP 75134?

$214K across 11 paid claims (building, contents and increased-cost-of-compliance payments combined), about $19K per paid claim.

Which year had the most flood claims in 75134?

1979, with 15 claims and $1K paid.

What county is ZIP 75134 in?

Most claims in this ZIP carry the county code for Dallas County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.