County Hazards

States › Texas › Kaufman County › ZIP 75160

ZIP code 75160, Kaufman County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 75160, in Kaufman County, Texas, has 23 National Flood Insurance Program claims in the OpenFEMA record since 1978, 17 of them paid for a total of $155K.

That is 29.9% of the 77 claims recorded across Kaufman County. The average paid claim in the ZIP is $9K, lower than the county average of $34K and the Texas average of $55K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 227 residential flood policies in force, covering 0.5% of residential structures.

23NFIP claims since 1978
17paid claims
$155Ktotal paid
$9Kaverage paid claim

Compared with the county and state

MeasureZIP 75160KaufmanTexasUS
Claims since 19782377394,2042,680,429
Share of claims paid74%79%80%78%
Average paid claim$9K$34K$55K$43K
Share of county claims29.9%100%——
Repetitive-loss properties2834,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 75160 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s3$11,473
1990s8$39,378
2000s2$998
2010s6$55,916
2020s4$47,661
Year of lossClaimsPaid claimsAmount paidAverage paid
202411$32,633$32,633
202310$0—
202221$15,028$15,028
201811$12,293$12,293
201711$21,436$21,436
201511$12,401$12,401
201311$6,929$6,929
201221$2,857$2,857
200121$998$998
199821$11,768$11,768
199710$0—
199522$18,441$9,221
199311$6,307$6,307
199111$1,630$1,630
199011$1,231$1,231
198922$8,459$4,229
198511$3,014$3,014

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Kaufman County

Kaufman County has 786 weather events in the NCEI record since 1950 (19 in the last 12 months), 20 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 89; hurricane-strength tracks within 50 miles: 0.

Hail: 210 · Tornado: 37 · Flood: 89 · Wind: 268 · Winter: 36 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 75160?

23 claims since 1978 in the OpenFEMA NFIP claims file, 17 of them with a payment.

How much has the NFIP paid out in ZIP 75160?

$155K across 17 paid claims (building, contents and increased-cost-of-compliance payments combined), about $9K per paid claim.

Which year had the most flood claims in 75160?

1989, with 2 claims and $8K paid.

What county is ZIP 75160 in?

Most claims in this ZIP carry the county code for Kaufman County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.