County Hazards

States › Texas › McLennan County › ZIP 76633

ZIP code 76633, McLennan County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 76633, in McLennan County, Texas, has 6 National Flood Insurance Program claims in the OpenFEMA record since 1978, 2 of them paid for a total of $300K.

That is 1.5% of the 393 claims recorded across McLennan County. The average paid claim in the ZIP is $150K, higher than the county average of $22K and the Texas average of $55K.

At county level FEMA counts 770 residential flood policies in force, covering 1% of residential structures.

6NFIP claims since 1978
2paid claims
$300Ktotal paid
$150Kaverage paid claim

Compared with the county and state

MeasureZIP 76633McLennanTexasUS
Claims since 19786393394,2042,680,429
Share of claims paid33%78%80%78%
Average paid claim$150K$22K$55K$43K
Share of county claims1.5%100%——
Repetitive-loss properties03034,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 76633 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s1$0
2000s4$299,996
2010s1$0
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201210$0—
200742$299,996$149,998
199110$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: McLennan County

McLennan County has 1,302 weather events in the NCEI record since 1950 (36 in the last 12 months), 25 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 123; hurricane-strength tracks within 50 miles: 1.

Hail: 500 · Tornado: 68 · Flood: 123 · Wind: 389 · Winter: 30 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 76633?

6 claims since 1978 in the OpenFEMA NFIP claims file, 2 of them with a payment.

How much has the NFIP paid out in ZIP 76633?

$300K across 2 paid claims (building, contents and increased-cost-of-compliance payments combined), about $150K per paid claim.

Which year had the most flood claims in 76633?

2007, with 4 claims and $300K paid.

What county is ZIP 76633 in?

Most claims in this ZIP carry the county code for McLennan County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.