County Hazards

States › Texas › Harris County › ZIP 77063

ZIP code 77063, Harris County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 77063, in Harris County, Texas, has 986 National Flood Insurance Program claims in the OpenFEMA record since 1978, 748 of them paid for a total of $55M.

That is 0.6% of the 170,854 claims recorded across Harris County. The average paid claim in the ZIP is $74K, close to the county average of $63K and the Texas average of $55K.

FEMA counts 107 repetitive-loss properties and 18 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 206,279 residential flood policies in force, covering 16.6% of residential structures.

986NFIP claims since 1978
748paid claims
$55Mtotal paid
$74Kaverage paid claim

Compared with the county and state

MeasureZIP 77063HarrisTexasUS
Claims since 1978986170,854394,2042,680,429
Share of claims paid76%82%80%78%
Average paid claim$74K$63K$55K$43K
Share of county claims0.6%100%——
Repetitive-loss properties10716,61234,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 77063 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s27$84,730
1980s68$242,772
1990s102$821,088
2000s209$3,602,415
2010s562$49,671,694
2020s18$769,324
Year of lossClaimsPaid claimsAmount paidAverage paid
20241310$532,836$53,284
202110$0—
202042$236,488$118,244
2019118$281,230$35,154
201821$6,218$6,218
2017373306$43,976,420$143,714
20167268$2,320,457$34,124
20158172$3,003,664$41,718
201495$38,338$7,668
201322$15,785$7,892
201263$24,038$8,013
201110$0—
201051$5,544$5,544
200910088$2,160,797$24,555
20085332$1,025,101$32,034
200787$53,582$7,655
200622$31,778$15,889
200552$55,789$27,895
200441$323$323
200377$138,094$19,728
20021111$59,178$5,380
20011711$77,772$7,070
200020$0—
199942$12,798$6,399
19982720$422,113$21,106
19971710$35,028$3,503
199510$0—
199464$50,616$12,654
199310$0—
19923923$293,501$12,761
199152$7,033$3,517
199020$0—
1989124$15,362$3,841
198721$2,370$2,370
198620$0—
198511$1,196$1,196
198431$6,046$6,046
1983219$111,267$12,363
198251$9,168$9,168
19812018$95,743$5,319
198021$1,620$1,620
19792211$68,290$6,208
197851$16,441$16,441

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Harris County

Harris County has 2,064 weather events in the NCEI record since 1950 (34 in the last 12 months), 41 federal disaster declarations, and an overall National Risk Index rating of "Very High". Flood-type events recorded in the county: 235; hurricane-strength tracks within 50 miles: 10.

Hail: 607 · Tornado: 254 · Flood: 235 · Wind: 720 · Winter: 16 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 77063?

986 claims since 1978 in the OpenFEMA NFIP claims file, 748 of them with a payment.

How much has the NFIP paid out in ZIP 77063?

$55M across 748 paid claims (building, contents and increased-cost-of-compliance payments combined), about $74K per paid claim.

Which year had the most flood claims in 77063?

2017, with 373 claims and $44M paid.

What county is ZIP 77063 in?

Most claims in this ZIP carry the county code for Harris County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.