County Hazards

States › Texas › Orange County › ZIP 77611

ZIP code 77611, Orange County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 3,346 NFIP claims for ZIP 77611 (Orange County, Texas), with $320M paid on 2,972 claims since 1978.

That is 26% of the 12,876 claims recorded across Orange County. The average paid claim in the ZIP is $108K, close to the county average of $94K and the Texas average of $55K.

FEMA counts 525 repetitive-loss properties and 108 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 11,071 residential flood policies in force, covering 29.8% of residential structures.

3,346NFIP claims since 1978
2,972paid claims
$320Mtotal paid
$108Kaverage paid claim

Compared with the county and state

MeasureZIP 77611OrangeTexasUS
Claims since 19783,34612,876394,2042,680,429
Share of claims paid89%86%80%78%
Average paid claim$108K$94K$55K$43K
Share of county claims26.0%100%——
Repetitive-loss properties5251,79434,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 77611 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s44$260,698
1980s97$278,289
1990s75$485,140
2000s2,191$249,598,447
2010s886$67,767,840
2020s53$1,818,506
Year of lossClaimsPaid claimsAmount paidAverage paid
20261919$862,457$45,392
202520$0—
20241918$746,535$41,474
202233$71,835$23,945
202121$27,887$27,887
202082$109,792$54,896
2019115$389,517$77,903
20181410$139,901$13,990
2017840733$67,102,620$91,545
201621$3,230$3,230
201533$36,676$12,225
201410$0—
201310$0—
2012108$95,047$11,881
201121$848$848
201020$0—
200921$2,025$2,025
20081,8921,863$247,416,377$132,805
2007109$156,103$17,345
20062017$299,716$17,630
200518436$1,028,858$28,579
20031311$152,252$13,841
20026255$535,549$9,737
200164$5,294$1,323
200022$2,274$1,137
19982420$220,055$11,003
199732$20,985$10,492
199611$2,659$2,659
199531$3,568$3,568
19943832$225,674$7,052
199164$12,200$3,050
1989126$28,523$4,754
198711$634$634
198622$1,979$990
198510$0—
198376$28,935$4,822
198232$5,145$2,573
198110$0—
19807059$213,072$3,611
19794434$260,698$7,668

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Orange County

Orange County has 366 weather events in the NCEI record since 1950 (6 in the last 12 months), 31 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 81; hurricane-strength tracks within 50 miles: 14.

Hail: 77 · Tornado: 31 · Flood: 81 · Wind: 136 · Winter: 12 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 77611?

3,346 claims since 1978 in the OpenFEMA NFIP claims file, 2,972 of them with a payment.

How much has the NFIP paid out in ZIP 77611?

$320M across 2,972 paid claims (building, contents and increased-cost-of-compliance payments combined), about $108K per paid claim.

Which year had the most flood claims in 77611?

2008, with 1,892 claims and $247M paid.

What county is ZIP 77611 in?

Most claims in this ZIP carry the county code for Orange County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.