County Hazards

States › Texas › Jefferson County › ZIP 77613

ZIP code 77613, Jefferson County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 51 NFIP claims for ZIP 77613 (Jefferson County, Texas), with $2.3M paid on 43 claims since 1978.

That is 0.2% of the 22,715 claims recorded across Jefferson County. The average paid claim in the ZIP is $53K, lower than the county average of $67K and the Texas average of $55K.

FEMA counts 8 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 18,645 residential flood policies in force, covering 22% of residential structures.

51NFIP claims since 1978
43paid claims
$2.3Mtotal paid
$53Kaverage paid claim

Compared with the county and state

MeasureZIP 77613JeffersonTexasUS
Claims since 19785122,715394,2042,680,429
Share of claims paid84%79%80%78%
Average paid claim$53K$67K$55K$43K
Share of county claims0.2%100%——
Repetitive-loss properties81,95734,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 77613 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$2,482
1980s3$14,230
1990s3$18,145
2000s9$101,213
2010s33$2,052,214
2020s2$77,063
Year of lossClaimsPaid claimsAmount paidAverage paid
202122$77,063$38,531
20191817$1,513,331$89,019
2017107$440,689$62,956
201622$46,225$23,112
201511$1,204$1,204
201322$50,766$25,383
200831$42,000$42,000
200521$13,738$13,738
200211$5,731$5,731
200133$39,744$13,248
199411$14,206$14,206
199311$2,004$2,004
199111$1,935$1,935
198911$11,265$11,265
198311$2,965$2,965
198010$0—
197911$2,482$2,482

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Jefferson County

Jefferson County has 710 weather events in the NCEI record since 1950 (7 in the last 12 months), 31 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 125; hurricane-strength tracks within 50 miles: 15.

Hail: 143 · Tornado: 110 · Flood: 125 · Wind: 258 · Winter: 12 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 77613?

51 claims since 1978 in the OpenFEMA NFIP claims file, 43 of them with a payment.

How much has the NFIP paid out in ZIP 77613?

$2.3M across 43 paid claims (building, contents and increased-cost-of-compliance payments combined), about $53K per paid claim.

Which year had the most flood claims in 77613?

2019, with 18 claims and $1.5M paid.

What county is ZIP 77613 in?

Most claims in this ZIP carry the county code for Jefferson County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.