County Hazards

States › Texas › Brazos County › ZIP 77803

ZIP code 77803, Brazos County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 77803, in Brazos County, Texas, has 92 National Flood Insurance Program claims in the OpenFEMA record since 1978, 69 of them paid for a total of $1.3M.

That is 16.2% of the 569 claims recorded across Brazos County. The average paid claim in the ZIP is $19K, close to the county average of $19K and the Texas average of $55K.

FEMA counts 13 repetitive-loss properties and 4 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 1,266 residential flood policies in force, covering 2% of residential structures.

92NFIP claims since 1978
69paid claims
$1.3Mtotal paid
$19Kaverage paid claim

Compared with the county and state

MeasureZIP 77803BrazosTexasUS
Claims since 197892569394,2042,680,429
Share of claims paid75%71%80%78%
Average paid claim$19K$19K$55K$43K
Share of county claims16.2%100%——
Repetitive-loss properties135934,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 77803 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s1$2,249
1990s10$24,872
2000s27$313,404
2010s48$884,814
2020s6$63,250
Year of lossClaimsPaid claimsAmount paidAverage paid
202533$49,193$16,398
202221$14,057$14,057
202110$0—
201920$0—
201833$65,443$21,814
201732$31,178$15,589
20161312$283,429$23,619
2015139$172,775$19,197
201486$156,245$26,041
201311$30,925$30,925
201255$144,818$28,964
200966$91,965$15,327
200810$0—
200776$158,844$26,474
200610$0—
200440$0—
200332$14,108$7,054
200211$1,233$1,233
200133$47,255$15,752
200010$0—
199733$8,907$2,969
199420$0—
199333$8,515$2,838
199022$7,451$3,725
198111$2,249$2,249

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Brazos County

Brazos County has 508 weather events in the NCEI record since 1950 (5 in the last 12 months), 19 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 51; hurricane-strength tracks within 50 miles: 1.

Hail: 176 · Tornado: 29 · Flood: 51 · Wind: 183 · Winter: 21 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 77803?

92 claims since 1978 in the OpenFEMA NFIP claims file, 69 of them with a payment.

How much has the NFIP paid out in ZIP 77803?

$1.3M across 69 paid claims (building, contents and increased-cost-of-compliance payments combined), about $19K per paid claim.

Which year had the most flood claims in 77803?

2015, with 13 claims and $173K paid.

What county is ZIP 77803 in?

Most claims in this ZIP carry the county code for Brazos County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.