County Hazards

States › Texas › Travis County › ZIP 78730

ZIP code 78730, Travis County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 78730, in Travis County, Texas, has 17 National Flood Insurance Program claims in the OpenFEMA record since 1978, 9 of them paid for a total of $50K.

That is 0.4% of the 4,418 claims recorded across Travis County. The average paid claim in the ZIP is $6K, lower than the county average of $34K and the Texas average of $55K.

At county level FEMA counts 6,295 residential flood policies in force, covering 2% of residential structures.

17NFIP claims since 1978
9paid claims
$50Ktotal paid
$6Kaverage paid claim

Compared with the county and state

MeasureZIP 78730TravisTexasUS
Claims since 1978174,418394,2042,680,429
Share of claims paid53%76%80%78%
Average paid claim$6K$34K$55K$43K
Share of county claims0.4%100%——
Repetitive-loss properties043134,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 78730 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s2$5,647
1990s5$2,279
2000s1$3,061
2010s7$35,658
2020s2$3,021
Year of lossClaimsPaid claimsAmount paidAverage paid
202610$0—
202511$3,021$3,021
201810$0—
201721$3,072$3,072
201621$5,722$5,722
201511$26,865$26,865
201010$0—
200211$3,061$3,061
199731$932$932
199210$0—
199111$1,348$1,348
198122$5,647$2,823

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Travis County

Travis County has 1,371 weather events in the NCEI record since 1950 (40 in the last 12 months), 37 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 271; hurricane-strength tracks within 50 miles: 0.

Hail: 527 · Tornado: 71 · Flood: 271 · Wind: 326 · Winter: 42 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 78730?

17 claims since 1978 in the OpenFEMA NFIP claims file, 9 of them with a payment.

How much has the NFIP paid out in ZIP 78730?

$50K across 9 paid claims (building, contents and increased-cost-of-compliance payments combined), about $6K per paid claim.

Which year had the most flood claims in 78730?

1997, with 3 claims and $932 paid.

What county is ZIP 78730 in?

Most claims in this ZIP carry the county code for Travis County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.