County Hazards

States › Texas › Travis County › ZIP 78751

ZIP code 78751, Travis County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 92 NFIP claims for ZIP 78751 (Travis County, Texas), with $1.6M paid on 64 claims since 1978.

That is 2.1% of the 4,418 claims recorded across Travis County. The average paid claim in the ZIP is $25K, lower than the county average of $34K and the Texas average of $55K.

FEMA counts 5 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 6,295 residential flood policies in force, covering 2% of residential structures.

92NFIP claims since 1978
64paid claims
$1.6Mtotal paid
$25Kaverage paid claim

Compared with the county and state

MeasureZIP 78751TravisTexasUS
Claims since 1978924,418394,2042,680,429
Share of claims paid70%76%80%78%
Average paid claim$25K$34K$55K$43K
Share of county claims2.1%100%——
Repetitive-loss properties543134,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 78751 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$0
1980s17$89,408
1990s8$19,238
2000s28$684,044
2010s33$758,792
2020s5$30,423
Year of lossClaimsPaid claimsAmount paidAverage paid
202521$30,423$30,423
202030$0—
20152621$656,175$31,246
201463$102,618$34,206
201310$0—
20042017$397,952$23,409
200221$60,766$60,766
200164$225,326$56,332
199510$0—
199220$0—
199154$19,238$4,810
198710$0—
198510$0—
198310$0—
198255$17,355$3,471
198198$72,054$9,007
197910$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Travis County

Travis County has 1,371 weather events in the NCEI record since 1950 (40 in the last 12 months), 37 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 271; hurricane-strength tracks within 50 miles: 0.

Hail: 527 · Tornado: 71 · Flood: 271 · Wind: 326 · Winter: 42 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 78751?

92 claims since 1978 in the OpenFEMA NFIP claims file, 64 of them with a payment.

How much has the NFIP paid out in ZIP 78751?

$1.6M across 64 paid claims (building, contents and increased-cost-of-compliance payments combined), about $25K per paid claim.

Which year had the most flood claims in 78751?

2015, with 26 claims and $656K paid.

What county is ZIP 78751 in?

Most claims in this ZIP carry the county code for Travis County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.