County Hazards

States › Arizona › Maricopa County › ZIP 85258

ZIP code 85258, Maricopa County, Arizona

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 37 NFIP claims for ZIP 85258 (Maricopa County, Arizona), with $288K paid on 17 claims since 1978.

That is 1.4% of the 2,633 claims recorded across Maricopa County. The average paid claim in the ZIP is $17K, close to the county average of $15K and the Arizona average of $18K.

At county level FEMA counts 8,889 residential flood policies in force, covering 0.6% of residential structures.

37NFIP claims since 1978
17paid claims
$288Ktotal paid
$17Kaverage paid claim

Compared with the county and state

MeasureZIP 85258MaricopaArizonaUS
Claims since 1978372,6335,3362,680,429
Share of claims paid46%66%67%78%
Average paid claim$17K$15K$18K$43K
Share of county claims1.4%100%——
Repetitive-loss properties0101208—

Claims by year of loss

197820022026
NFIP claims in ZIP 85258 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s3$1,640
1980s11$206,583
1990s10$17,247
2000s2$0
2010s7$24,178
2020s4$37,915
Year of lossClaimsPaid claimsAmount paidAverage paid
202511$599$599
202122$37,316$18,658
202010$0—
201910$0—
201633$20,069$6,690
201411$1,321$1,321
201021$2,788$2,788
200610$0—
200310$0—
199911$1,257$1,257
199821$1,402$1,402
199611$161$161
199533$12,200$4,067
199310$0—
199221$2,227$2,227
198720$0—
198420$0—
198351$206,583$206,583
198210$0—
198010$0—
197910$0—
197821$1,640$1,640

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Maricopa County

Maricopa County has 2,751 weather events in the NCEI record since 1950 (162 in the last 12 months), 27 federal disaster declarations, and an overall National Risk Index rating of "Very High". Flood-type events recorded in the county: 661; hurricane-strength tracks within 50 miles: 0.

Hail: 227 · Tornado: 73 · Flood: 661 · Wind: 1,520 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 85258?

37 claims since 1978 in the OpenFEMA NFIP claims file, 17 of them with a payment.

How much has the NFIP paid out in ZIP 85258?

$288K across 17 paid claims (building, contents and increased-cost-of-compliance payments combined), about $17K per paid claim.

Which year had the most flood claims in 85258?

1983, with 5 claims and $207K paid.

What county is ZIP 85258 in?

Most claims in this ZIP carry the county code for Maricopa County, Arizona; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.