County Hazards

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Arizona

The recorded hazard history of every county in Arizona: storm events since 1950, federal disaster declarations since 1953, and National Flood Insurance Program claims since 1978.

Arizona has 17,892 weather events in the NCEI Storm Events record since 1950 across 15 counties, led by damaging wind: 15.7 per 100 square miles against 56.0 nationally.

NCEI attributes 3,147 deaths and 1,551 injuries to those events, with property damage estimated at $4.3B. By events per 100 square miles the leading counties are Maricopa, Santa Cruz and Pima.

FEMA lists 120 disaster declarations touching the state since 1953, most recently Severe Storms And Flooding (29 May 2026). NFIP policyholders filed 5,336 flood claims since 1978, $63M paid; 17,476 residential policies are in force.

793events, last 12 monthsto 30 Jun 2026
17,892events since 195015.7 per 100 sq mi (US 56.0)
120disaster declarations since 1953last 29 May 2026
5,336NFIP flood claims$63M paid

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. Storm records through 30 Jun 2026; declarations refreshed 29 Sep 2026; claims as of 8 Sep 2026.

Compared with the United States

MeasureArizonaUS
Recorded events since 195017,8921,977,440
Events per 100 square miles15.756.0
Events per 10,000 residents24.659.6
Deaths recorded by NCEI3,14726,435
Property damage (NCEI estimates)$4.3B$575B
NFIP claims per 1,000 residents0.78.1
Average paid NFIP claim$18K$43K
Residential flood policies in force17,4763,139,862

Hazard mix

Wind5,191
Flood3,896
Heat2,676
Other1,760
Hail1,321
Winter1,318
Drought633
Wildfire315
Tornado306
Lightning255
Cold110
Fog110
Tropical1
HazardEventsShare of USDeaths
■ Wind5,1910.7%28
■ Flood3,8962.1%127
■ Heat2,6764.7%2838
■ Other1,7603.8%29
■ Hail1,3210.3%3
■ Winter1,3180.5%44
■ Drought6330.7%—
■ Wildfire3153.3%20
■ Tornado3060.4%3
■ Lightning2551.4%24
■ Cold1100.2%29
■ Fog1100.6%2
■ Tropical10.0%—

Events by decade

Hail: 4Tornado: 18Wind: 29
Hail: 19Tornado: 30Wind: 86
Hail: 35Tornado: 52Wind: 179
Hail: 60Tornado: 25Wind: 263
Hail: 272Tornado: 55Flood: 266Wind: 671Winter: 151Tropical: 1Drought: 1Wildfire: 9Lightning: 38Fog: 9Other: 77
Hail: 382Tornado: 38Flood: 705Wind: 980Winter: 397Heat: 19Cold: 8Drought: 6Wildfire: 66Lightning: 76Fog: 24Other: 399
Hail: 327Tornado: 49Flood: 1470Wind: 1545Winter: 502Heat: 775Cold: 64Drought: 313Wildfire: 110Lightning: 100Fog: 47Other: 889
Hail: 222Tornado: 39Flood: 1455Wind: 1438Winter: 268Heat: 1882Cold: 38Drought: 313Wildfire: 130Lightning: 41Fog: 30Other: 395
511950s1351960s2661970s3481980s1,5501990s3,1002000s6,1912010s6,2512020s
Recorded events in Arizona by decade and hazard group, including events recorded by forecast zone. HailTornadoFloodWindWinterTropicalHeatColdDroughtWildfireLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Counties by events per 100 square miles

CountyEventsLast 12 moPer 100 sq miPer 10k residentsDominantTornadoesHailDeclarationsNFIP claimsNRI risk
Maricopa County2,75116229.96.1Wind73227272,633Very High
Santa Cruz County246319.951.4Flood1408161Relatively Moderate
Pima County1,7247418.816.4Wind3019015584Relatively High
Pinal County7403113.816.5Wind307823150Relatively Moderate
Yavapai County9443411.639.0Flood2918326470Relatively Moderate
Gila County5364311.3100.0Flood47423154Relatively Moderate
Cochise County6804211.053.9Flood1812614115Relatively Moderate
Mohave County1,138298.552.3Flood188715164Relatively High
Yuma County401377.319.4Wind12226123Relatively Moderate
La Paz County25235.6153.6Flood197113Relatively Moderate
Coconino County785234.254.1Flood4817724295Relatively Moderate
Graham County18043.946.1Wind1191343Relatively Low
Navajo County34073.431.4Flood235821106Relatively Moderate
Greenlee County5513.058.5Flood0913142Very Low
Apache County23632.136.0Flood18211610Relatively Low

Events are county-recorded plus zone-recorded events whose zone is named for the county. NRI risk is FEMA's National Risk Index overall rating (December 2025).

Counties by flood claims per 100 policies in force

CountyClaims, last 10 yearsPolicies in forceClaims per 100 policiesClaims since 1978Paid
Coconino County9573313.0295$5.3M
Gila County3326812.3154$3.5M
Yavapai County1281,3969.2470$6.3M
Santa Cruz County142725.1161$1.3M
Navajo County123283.7106$971K
Pinal County308393.6150$3.5M
Pima County812,6203.1584$7.9M
Mohave County175683.0164$1.9M
Graham County52092.443$355K
Maricopa County2138,8892.42,633$26M
Yuma County83722.2123$1.0M
Cochise County117281.5115$641K
La Paz County32121.4113$1.1M

Counties with at least 100 residential policies in force. Claims by year of loss in the ten years to 2026, divided by residential policies in force as of 3 Aug 2026; a rough ratio, since policies in force today differ from those in force when the losses occurred.

Federal disaster declarations by year

195319902026
Declarations touching Arizona by year declared, 1953 to 2026; each disaster number counted once.
Incident typeDeclarations
Fire82
Flood17
Severe Storm15
Biological3
Freezing1
Hurricane1
Drought1

Most recent declarations (each disaster number once, with the number of counties designated):

DeclaredNumberTypeIncidentTitleCounties
29 May 2026DR-4911Major disasterSevere StormSevere Storms And Flooding0
22 May 2025FM-5585Fire management assistanceFireCody Fire1
14 May 2025FM-5584Fire management assistanceFireGreer Fire1
25 Oct 2024DR-4840Major disasterFloodFlooding0
4 Oct 2024DR-4833Major disasterFireWatch Fire0
13 Jul 2024FM-5508Fire management assistanceFireWatch Fire0
9 Jul 2024FM-5505Fire management assistanceFireShake Fire1
28 Jun 2024FM-5501Fire management assistanceFireBoulder View Fire1
12 Jun 2024FM-5496Fire management assistanceFireRose Fire1
29 May 2024FM-5493Fire management assistanceFireSimmons Fire1
28 Jun 2023FM-5466Fire management assistanceFireDiamond Fire1
11 Apr 2023DR-4703Major disasterSevere StormSevere Winter Storms And Flooding0
30 Dec 2022DR-4681Major disasterFloodFlooding0
2 Sep 2022DR-4668Major disasterSevere StormSevere Storms0
12 Jun 2022FM-5441Fire management assistanceFirePipeline Fire1

Flood insurance claims by year

197820022026
NFIP claims in Arizona by year of loss, 1978 to 2026.

5,336 claims, 3,550 paid, $63M in total; 208 repetitive-loss and 10 severe repetitive-loss properties. ZIP codes in Arizona with flood claims (176).

Year by year

Each year's events, declarations and claims: 2026 · 2025 · 2024 · 2023 · 2022 · 2021 · 2020 · 2019 · 2018 · 2017 · 2016 · 2015 · 2014 · 2013 · 2012 · 2011 · 2010 · 2009 · 2008 · 2007 · 2006 · 2005 · 2004 · 2003 · 2002 · 2001 · 2000 · 1999 · 1998 · 1997 · and earlier years back to 1952

Questions and answers

Which Arizona counties have the most recorded tornadoes?

Maricopa (73), Coconino (48) and Pima (30), by NCEI count since 1950. Larger counties record more events; the state table also ranks by events per 100 square miles.

Which Arizona counties have the most flood insurance claims?

Maricopa (2,633), Pima (584) and Yavapai (470) since 1978, in the OpenFEMA NFIP claims file.

How many federal disaster declarations has Arizona had?

120 declarations since 1953 (major disaster, emergency and fire management assistance declarations combined), 1 of them in 2026 so far.

How does Arizona compare with the national rate?

15.7 recorded events per 100 square miles against 56.0 nationally; 0.7 NFIP claims per 1,000 residents against 8.1.

Provenance

NOAA NCEI Storm Events through 30 Jun 2026; OpenFEMA DisasterDeclarationsSummaries v2 refreshed 29 Sep 2026; OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipResidentialPenetrationRates v1 (3 Aug 2026); FEMA National Risk Index December 2025; US Census Bureau 2021 population and area. Built 30 Sep 2026. Methodology.