County Hazards

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Arapahoe County, Colorado

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 08005 · 654,900 residents (2021) · 798 sq mi · dominant hazard Hail

Hail · 601Tornado · 100Flood · 44Wind · 150Winter · 0
2026-06-24: Hail2026-06-24: Hail2026-06-01: Hail2026-06-01: Hail2026-06-01: Hail2026-06-01: Hail2026-06-01: Hail2026-05-21: Hail2026-05-21: Hail2025-07-06: Hail2025-06-04: Hail2025-05-18: Hail2025-05-18: Hail2025-05-18: Hail2025-05-18: Hail2024-06-09: Hail2024-06-09: Hail2024-06-09: Hail2024-06-09: Hail2024-06-09: Hail2024-06-09: Hail2024-06-09: Hail2024-06-09: Hail2024-06-08: Hail2024-05-30: Hail2024-05-30: Hail2024-05-30: Hail2024-05-30: Hail2024-05-30: Hail2024-05-30: Hail2024-05-30: Hail2024-05-30: Hail2024-05-30: Hail2024-05-30: Hail2024-05-30: Hail2024-05-30: Hail2024-05-30: Hail2023-07-08: Hail2023-07-08: Hail2023-07-08: Hail2023-07-08: Hail2023-07-08: Hail2023-07-08: Hail2023-07-08: Hail2023-06-29: Hail2023-06-29: Hail2023-06-29: Hail2023-06-29: Hail2023-06-29: Hail2023-06-29: Hail2023-06-22: Hail2023-06-22: Hail2023-06-22: Hail2023-06-22: Hail2023-06-22: Hail2023-06-22: Hail2023-06-06: Hail2023-06-06: Hail2023-05-26: Hail2023-05-25: Hail2023-05-25: Hail2023-05-10: 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Tornado1966-08-07: Tornado1967-07-03: Tornado1967-06-20: Tornado1969-08-05: Tornado1969-08-05: Tornado1971-04-19: Tornado1974-07-28: Tornado1974-05-24: Tornado1974-05-24: Tornado1975-05-12: Tornado1975-05-18: Tornado1976-09-14: Tornado1977-07-25: Tornado1979-07-06: Tornado1980-05-14: Tornado1980-06-19: Tornado1981-08-16: Tornado1982-06-14: Tornado1982-06-14: Tornado1982-06-03: Tornado1982-06-03: Tornado1983-06-04: Tornado1983-06-02: Tornado1984-07-06: Tornado1984-06-03: Tornado1984-06-03: Tornado1985-08-03: Tornado1985-07-30: Tornado1985-06-03: Tornado1985-06-03: Tornado1985-06-25: Tornado1986-06-08: Tornado1987-06-28: Tornado1988-06-10: Tornado1988-06-10: Tornado1989-06-08: Tornado1990-06-06: Tornado1991-05-24: Tornado1991-05-24: Tornado1991-06-06: Tornado1991-06-06: Tornado1991-08-12: Tornado1992-07-01: Tornado1992-07-01: Tornado1992-09-20: Tornado1992-09-20: Tornado1992-06-21: Tornado1996-07-31: Tornado1996-07-31: Tornado1996-07-31: Tornado1996-07-12: Tornado1996-08-15: Tornado1996-08-15: Tornado1996-08-09: Tornado1996-08-09: Tornado1998-05-24: Tornado1998-05-24: Tornado1998-07-24: Tornado1998-07-23: Tornado1998-07-23: Tornado1998-07-09: Tornado1998-07-15: Tornado1998-07-15: Tornado1998-06-21: Tornado1999-05-24: Tornado2000-06-22: Tornado2002-08-29: Tornado2005-07-03: Tornado2006-07-04: Tornado2006-08-20: Tornado2007-04-26: Tornado2007-05-04: Tornado2008-06-20: Tornado2008-08-20: Tornado2009-06-07: Tornado2009-06-07: Tornado2010-08-16: Tornado2010-06-10: Tornado2011-07-06: Tornado2012-06-07: Tornado2012-06-06: Tornado2014-06-08: Tornado2014-06-08: Tornado2014-05-21: Tornado2014-05-21: Tornado2017-06-05: Tornado2017-10-06: Tornado2018-07-27: Tornado2018-07-27: Tornado2018-07-27: Tornado2021-05-22: Tornado2022-07-29: Tornado2023-07-06: Tornado2025-08-10: Tornado2025-05-18: Tornado2025-05-18: Tornado2005-06-03: Flood2005-06-03: Flood2008-08-08: Flood2010-07-06: Flood2011-07-14: Flood2012-06-06: Flood2013-09-12: Flood2013-09-12: Flood2013-09-12: Flood2013-09-12: Flood2013-09-14: Flood2013-08-08: Flood2013-08-03: Flood2013-09-14: Flood2015-05-09: Flood2015-06-11: Flood2015-06-11: Flood2015-08-10: Flood2018-07-24: Flood2022-08-15: Flood2023-07-08: Flood2023-05-12: Flood2023-06-21: Flood2023-06-21: Flood2025-08-28: Flood1964-08-25: Wind1968-06-23: Wind1971-07-27: Wind1972-06-23: Wind1972-08-17: Wind1973-08-14: Wind1974-06-23: Wind1974-06-23: Wind1974-07-05: Wind1974-06-13: Wind1975-06-27: Wind1977-04-10: Wind1980-05-24: Wind1981-06-23: Wind1982-08-16: Wind1983-07-22: Wind1983-08-05: Wind1983-08-05: Wind1983-06-22: Wind1983-07-10: Wind1984-05-24: Wind1985-08-31: Wind1985-09-01: Wind1985-08-20: Wind1985-08-16: Wind1985-06-25: Wind1986-06-08: Wind1990-05-30: Wind1990-03-05: Wind1990-07-14: Wind1991-06-02: Wind1991-05-19: Wind1991-05-19: Wind1992-07-23: Wind1992-05-14: Wind1992-07-23: Wind1996-06-21: Wind1996-07-13: Wind1996-07-13: Wind1996-08-10: Wind1998-07-09: Wind1998-08-08: Wind1999-07-29: Wind1999-08-28: Wind2000-08-03: Wind2001-07-08: Wind2001-07-08: Wind2006-05-22: Wind2006-07-04: Wind2006-08-01: Wind2007-05-14: Wind2008-08-02: Wind2009-06-26: Wind2009-08-03: Wind2009-07-05: Wind2011-07-14: Wind2011-07-14: Wind2011-06-16: Wind2011-06-16: Wind2011-06-16: Wind2011-07-26: Wind2012-06-02: Wind2012-06-02: Wind2012-06-02: Wind2013-08-03: Wind2013-07-26: Wind2013-07-31: Wind2013-07-31: Wind2013-07-31: Wind2013-07-31: Wind2013-07-31: Wind2013-03-21: Wind2013-07-20: Wind2013-09-22: Wind2014-06-04: Wind2014-07-07: Wind2014-07-07: Wind2014-10-01: Wind2014-06-25: Wind2014-05-21: Wind2015-06-24: Wind2016-07-24: Wind2017-06-05: Wind2017-06-05: Wind2017-09-17: Wind2017-05-07: Wind2018-06-17: Wind2018-08-04: Wind2018-07-23: Wind2018-07-24: Wind2018-07-23: Wind2019-07-20: Wind2020-06-21: Wind2020-06-06: Wind2020-06-06: Wind2020-05-02: Wind2020-08-06: Wind2020-08-11: Wind2020-06-06: Wind2020-06-06: Wind2020-06-06: Wind2020-06-06: Wind2020-06-06: Wind2020-06-06: Wind2020-06-06: Wind2020-06-06: Wind2020-06-06: Wind2020-06-06: Wind
Arapahoe County within Colorado. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 927 events for Arapahoe County, Colorado, between 1950 and 2026; hail account for the largest share.

That is 116.2 events per 100 square miles, above the Colorado figure of 49.4, and 14.2 per 10,000 residents against 88.1 statewide.

23 events fall in the 12 months to 30 Jun 2026. NCEI attributes 2 deaths and 26 injuries to events in the county, with property damage estimated at $1.1B and crop damage at $98K.

FEMA has designated the county in 12 federal disaster declarations since 1953; the most recent is Severe Storms, Flooding, And Tornadoes (major disaster, 25 Aug 2023).

National Flood Insurance Program policyholders in the county filed 207 claims since 1978, of which 105 were paid, totalling $1.0M (about $10K per paid claim). FEMA counts 677 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Moderate" and its expected annual loss as "Relatively Moderate" ($172M a year across 18 hazards).

23events, last 12 monthsto 30 Jun 2026
927events since 19502 deaths, 26 injuries recorded
12disaster declarationslast 25 Aug 2023
207NFIP flood claims$1.0M paid

Compared with Colorado and the United States

MeasureArapahoe CountyColoradoUS
Recorded events since 195092751,1871,977,440
Events per 100 square miles116.249.456.0
Events per 10,000 residents14.288.159.6
Events in the last 12 months231,51962,008
Deaths recorded by NCEI232226,435
Property damage (NCEI estimates)$1.1B$11B$575B
NFIP claims per 1,000 residents0.31.08.1
Average paid NFIP claim$10K$25K$43K
Claims per 100 policies in force, last 10 years8.34.416.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 12Tornado: 9Wind: 2
Hail: 12Tornado: 9Wind: 10
Hail: 64Tornado: 22Wind: 15
Hail: 75Tornado: 29Flood: 10Wind: 29Lightning: 9
Hail: 143Tornado: 11Flood: 12Wind: 11Lightning: 12
Hail: 193Tornado: 14Flood: 16Wind: 37Lightning: 9
Hail: 102Tornado: 6Flood: 6Wind: 46Other: 2
01950s231960s311970s1011980s1521990s1892000s2692010s1622020s
Recorded events in Arapahoe County by decade and hazard group. HailTornadoFloodWindLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 488 events in the 20 years to 2025 against 300 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Hail601
Wind150
Tornado100
Flood44
Lightning30
Other2
HazardEventsDeathsShare of state's events
■ Hail601—3.9%detail
■ Wind150—1.7%detail
■ Tornado100—4.1%detail
■ Flood4422.2%detail
■ Lightning30—6.3%
■ Other2—0.1%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
24 Jul 2018Flash FloodFlood—$500K—1—County
21 Jun 2023Flash FloodFlood—$50K—1—County
19 Jun 2018HailHail3.00 in$276M———County
29 Sep 2014HailHail1.75 in$213M———County
7 Jun 2012HailHail2.50 in$161M———County
7 Jun 2009HailHail3.00 in$161M———County
6 Jun 2012HailHail1.00 in$160M———County
16 Oct 1998HailHail2.00 in$88M———County
3 Jul 2009LightningLightning————6County
10 Aug 1996Thunderstorm WindWind————5County
7 Jun 2009TornadoTornadoEF1$500K——2County
8 Jul 2001Thunderstorm WindWind58 mph———2County
29 Jun 2011LightningLightning————2County
29 Aug 2002TornadoTornadoF1$6.0M——1County
27 Jul 2018TornadoTornadoEF1$200K——1County
14 Jul 2011Flash FloodFlood—$10K——1County
25 Jul 1998LightningLightning————1County
28 Apr 2001LightningLightning————1County
9 Sep 2009LightningLightning————1County
16 Aug 2010LightningLightning————1County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
25 Aug 2023DR-4731Major disasterFloodSevere Storms, Flooding, And TornadoesPublic assistance
28 Mar 2020DR-4498Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3436EmergencyBiologicalCovid-19Public assistance
14 Sep 2013DR-4145Major disasterFloodSevere Storms, Flooding, Landslides, And MudslidesIndividual assistance, Public assistance
12 Sep 2013EM-3365EmergencyFloodSevere Storms, Flooding, Landslides, And MudslidesPublic assistance
7 Jan 2007EM-3270EmergencySnowstormSnowPublic assistance
5 Sep 2005EM-3224EmergencyCoastal StormHurricane Katrina EvacuationPublic assistance
9 Apr 2003EM-3185EmergencySnowstormSnowPublic assistance
19 Jun 2002DR-1421Major disasterFireWildfiresIndividual assistance
23 May 1973DR-385Major disasterFloodHeavy Rains, Snowmelt And FloodingIndividual assistance, Public assistance
19 May 1969DR-261Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
19 Jun 1965DR-200Major disasterTornadoTornadoes, Severe Storms & FloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Arapahoe County, 1978 to 2026 (hover for the amount paid).
Claims since 1978207
Paid claims105
Total paid$1.0M
Average paid claim$10K
Repetitive-loss properties60 severe
Residential policies in force6770.3% of 199,030 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202630$0—
202510$0—
202431$13,948$13,948
20233120$142,974$7,149
202211$19,504$19,504
202192$13,500$6,750
202010$0—
201931$1,950$1,950
201831$1,492$1,492
201710$0—
201631$3,942$3,942
20152618$411,872$22,882
201461$1,548$1,548
20133624$257,818$10,742
201220$0—
201151$34$34
201011$2,432$2,432
200810$0—
200711$2,589$2,589
200620$0—
200310$0—
2001147$20,257$2,894
200052$8,442$4,221
199951$2,678$2,678
199821$1,080$1,080

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Moderatescore 93.8 of 100
Expected annual loss$172MRelatively Moderate
Social vulnerabilityVery Low
Community resilienceRelatively Moderate
Hazard (NRI)Risk ratingExpected annual loss
HailVery High$63,981,567
Inland floodingRelatively Moderate$62,030,206
TornadoRelatively High$22,358,910
Cold waveRelatively High$9,397,299
LightningVery High$4,026,802
Strong windRelatively High$3,717,697
EarthquakeRelatively Low$3,521,407
Heat waveRelatively Low$1,025,157
WildfireRelatively Low$802,120
Winter weatherRelatively High$518,786
DroughtRelatively Low$117,648
Ice stormVery Low$7,305
LandslideVery Low$1,652
Volcanic activityVery Low$155

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

No HURDAT2 track at tropical-storm strength passes within 100 miles of the county's centre point (through the 2025 season).

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Arapahoe County, CO?

NCEI records 601 hail events in Arapahoe County since 1950, in 59 different years; that is about 7.8 recorded events a year. 124 reports were golf-ball size (1.75 in) or larger.

Has Arapahoe County had a tornado?

Yes. NCEI records 100 tornadoes in Arapahoe County since 1950, 2 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Arapahoe County?

25 Aug 2023: Severe Storms, Flooding, And Tornadoes, a major disaster declaration for flood. The county appears in 12 declarations since 1953.

How many flood insurance claims have been filed in Arapahoe County, and how much was paid?

207 NFIP claims since 1978, 105 of them paid, for $1.0M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Arapahoe County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Moderate" for overall risk, "Relatively Moderate" for expected annual loss, "Very Low" for social vulnerability and "Relatively Moderate" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Arapahoe County compare with the rest of Colorado?

116.2 recorded events per 100 square miles against 49.4 statewide, and 0.3 NFIP claims per 1,000 residents against 1.0. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.