States › Florida › Collier County

Collier County, Florida

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 12021 · 385,980 residents (2021) · 1,997 sq mi · dominant hazard Wind

Hail · 56Tornado · 71Flood · 40Wind · 110Winter · 0

Collier County within Florida. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Collier County, Florida, has 385 weather events in the NCEI Storm Events record since 1950, most of them damaging wind.

That is 19.3 events per 100 square miles, below the Florida figure of 73.8, and 10.0 per 10,000 residents against 18.2 statewide.

3 events fall in the 12 months to 30 Jun 2026. NCEI attributes 9 deaths and 64 injuries to events in the county, with property damage estimated at $13M and crop damage at $3K.

FEMA has designated the county in 54 federal disaster declarations since 1953; the most recent is Hurricane Milton (major disaster, 11 Oct 2024).

National Flood Insurance Program policyholders in the county filed 14,773 claims since 1978, of which 10,330 were paid, totalling $1.1B (about $109K per paid claim). FEMA counts 51,467 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively High" and its expected annual loss as "Relatively High" ($398M a year across 18 hazards).

102 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 19 of them within 50 miles at hurricane strength.

3events, last 12 monthsto 30 Jun 2026

385events since 19509 deaths, 64 injuries recorded

54disaster declarationslast 11 Oct 2024

14,773NFIP flood claims$1.1B paid

Compared with Florida and the United States

Measure	Collier County	Florida	US
Recorded events since 1950	385	39,578	1,977,440
Events per 100 square miles	19.3	73.8	56.0
Events per 10,000 residents	10.0	18.2	59.6
Events in the last 12 months	3	1,307	62,008
Deaths recorded by NCEI	9	890	26,435
Property damage (NCEI estimates)	$13M	$80B	$575B
NFIP claims per 1,000 residents	38.3	20.6	8.1
Average paid NFIP claim	$109K	$62K	$43K
Claims per 100 policies in force, last 10 years	24.7	18.3	16.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Wind: 1

Hail: 1Tornado: 8Wind: 2

Tornado: 6Wind: 2

Hail: 2Tornado: 7Wind: 11

Hail: 8Tornado: 20Flood: 2Wind: 28Wildfire: 3Lightning: 6Other: 28

Hail: 15Tornado: 14Flood: 7Wind: 18Wildfire: 2Lightning: 8Other: 22

Hail: 24Tornado: 10Flood: 10Wind: 36Lightning: 19Other: 7

Hail: 6Tornado: 6Flood: 21Wind: 12Lightning: 8Other: 5

11950s111960s81970s201980s951990s862000s1062010s582020s

Recorded events in Collier County by decade and hazard group. HailTornadoFloodWindWildfireLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 197 events in the 20 years to 2025 against 154 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind110

Tornado71

Other62

Hail56

Lightning41

Flood40

Wildfire5

Hazard	Events	Deaths	Share of state's events
■ Wind	110	—	0.7%	detail
■ Tornado	71	2	1.9%	detail
■ Other	62	—	2.1%
■ Hail	56	—	1.0%	detail
■ Lightning	41	7	2.3%
■ Flood	40	—	1.2%	detail
■ Wildfire	5	—	1.0%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

Date	Event type	Group	Magnitude	Property damage	Crop damage	Deaths	Injuries	Geography
9 Nov 1968	Tornado	Tornado	F2	$25K	—	2	17	County
17 Aug 1996	Lightning	Lightning	—	—	—	2	6	County
28 Apr 2003	Lightning	Lightning	—	—	—	1	2	County
31 Aug 2024	Lightning	Lightning	—	—	—	1	1	County
26 Jun 2013	Lightning	Lightning	—	—	—	1	—	County
28 May 2016	Lightning	Lightning	—	—	—	1	—	County
17 Jul 2021	Lightning	Lightning	—	—	—	1	—	County
27 Jul 1991	Thunderstorm Wind	Wind	0 mph	—	—	—	4	County
14 Mar 1999	Wildfire	Wildfire	—	$350K	—	—	3	County
11 Nov 1968	Tornado	Tornado	F2	$250K	—	—	3	County
17 Apr 1999	Thunderstorm Wind	Wind	69 mph	$25K	—	—	3	County
24 Aug 2016	Lightning	Lightning	—	—	—	—	3	County
21 Jun 2025	Lightning	Lightning	—	—	—	—	3	County
5 Jul 1997	Lightning	Lightning	—	—	—	—	2	County
23 Jun 2009	Lightning	Lightning	—	—	—	—	2	County
17 Apr 2014	Lightning	Lightning	—	—	—	—	2	County
26 Jul 2021	Lightning	Lightning	—	—	—	—	2	County
22 Jun 2015	Lightning	Lightning	—	$2.0M	—	—	1	County
9 Mar 1998	Tornado	Tornado	F1	$800K	—	—	1	County
7 Aug 2006	Lightning	Lightning	—	$500K	—	—	1	County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

Declared	Number	Type	Incident	Title	Programs
11 Oct 2024	DR-4834	Major disaster	Hurricane	Hurricane Milton	Individual assistance, Public assistance
7 Oct 2024	EM-3622	Emergency	Hurricane	Hurricane Milton	Public assistance
28 Sep 2024	DR-4828	Major disaster	Hurricane	Hurricane Helene	Individual assistance, Public assistance
24 Sep 2024	EM-3615	Emergency	Tropical Storm	Tropical Storm Helene	Public assistance
10 Aug 2024	DR-4806	Major disaster	Tropical Storm	Hurricane Debby	Public assistance
3 Aug 2024	EM-3605	Emergency	Tropical Storm	Tropical Storm Debby	Public assistance
31 Aug 2023	DR-4734	Major disaster	Hurricane	Hurricane Idalia	Public assistance
28 Aug 2023	EM-3596	Emergency	Tropical Storm	Tropical Storm Idalia	Public assistance
13 Dec 2022	DR-4680	Major disaster	Hurricane	Hurricane Nicole	Public assistance
8 Nov 2022	EM-3587	Emergency	Tropical Storm	Tropical Storm Nicole	Public assistance
29 Sep 2022	DR-4673	Major disaster	Hurricane	Hurricane Ian	Individual assistance, Public assistance
24 Sep 2022	EM-3584	Emergency	Hurricane	Tropical Storm Ian	Public assistance
4 Jul 2021	EM-3561	Emergency	Severe Storm	Tropical Storm Elsa	Public assistance
13 May 2020	FM-5309	Fire management assistance	Fire	36th Avenue Fire	Public assistance
25 Mar 2020	DR-4486	Major disaster	Biological	Covid-19 Pandemic	Individual assistance, Public assistance
13 Mar 2020	EM-3432	Emergency	Biological	Covid-19	Public assistance
30 Aug 2019	EM-3419	Emergency	Hurricane	Hurricane Dorian	Public assistance
10 Sep 2017	DR-4337	Major disaster	Hurricane	Hurricane Irma	Individual assistance, Public assistance
5 Sep 2017	EM-3385	Emergency	Hurricane	Hurricane Irma	Public assistance
21 Apr 2017	FM-5178	Fire management assistance	Fire	30th Avenue Fire	Public assistance
18 Oct 2012	DR-4084	Major disaster	Hurricane	Hurricane Isaac	Public assistance
3 Jul 2012	DR-4068	Major disaster	Severe Storm	Tropical Storm Debby	Public assistance
27 Apr 2011	FM-2902	Fire management assistance	Fire	Slope Fire	Public assistance
24 Aug 2008	DR-1785	Major disaster	Severe Storm	Tropical Storm Fay	Individual assistance, Public assistance
21 Aug 2008	EM-3288	Emergency	Severe Storm	Tropical Storm Fay	Public assistance
9 May 2007	FM-2692	Fire management assistance	Fire	Calloosahatchee Fire Complex	Public assistance
24 Oct 2005	DR-1609	Major disaster	Hurricane	Hurricane Wilma	Individual assistance, Public assistance
20 Sep 2005	EM-3259	Emergency	Hurricane	Tropical Storm Rita	Public assistance
5 Sep 2005	EM-3220	Emergency	Hurricane	Hurricane Katrina Evacuation	Public assistance
28 Aug 2005	DR-1602	Major disaster	Hurricane	Hurricane Katrina	Public assistance
26 Sep 2004	DR-1561	Major disaster	Hurricane	Hurricane Jeanne	Public assistance
16 Sep 2004	DR-1551	Major disaster	Hurricane	Hurricane Ivan	Public assistance
4 Sep 2004	DR-1545	Major disaster	Hurricane	Hurricane Frances	Public assistance
13 Aug 2004	DR-1539	Major disaster	Hurricane	Tropical Storm Bonnie And Hurricane Charley	Individual assistance, Public assistance
28 Sep 2001	DR-1393	Major disaster	Coastal Storm	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle	Public assistance
19 Feb 2001	FM-2355	Fire management assistance	Fire	Fl - Caloosahatchee Fire Complex	Public assistance
5 Feb 2001	DR-1359	Major disaster	Freezing	Severe Freeze	Individual assistance
4 Oct 2000	DR-1345	Major disaster	Severe Storm	Severe Storms And Flooding	Individual assistance
11 Apr 2000	FM-2294	Fire management assistance	Fire	Fl - Merritt Fire	Public assistance
20 Oct 1999	DR-1306	Major disaster	Hurricane	Fl-Hurricane Irene-Dr-Req	Individual assistance
15 Oct 1999	EM-3150	Emergency	Hurricane	Tropical Storm Irene - Florida	Public assistance
27 Apr 1999	EM-3139	Emergency	Fire	Fl-Fires 04/15/99	Public assistance
15 Apr 1999	FM-2254	Fire management assistance	Fire	Fl-Fires 04/13/99	Public assistance
25 Sep 1998	EM-3131	Emergency	Hurricane	Hurricane Grorges	Public assistance
18 Jun 1998	DR-1223	Major disaster	Fire	Extreme Fire Hazard	Public assistance
6 Jan 1998	DR-1195	Major disaster	Severe Storm	Severe Storms, High Winds, Tornadoes, And Flooding	Individual assistance
4 Oct 1995	DR-1069	Major disaster	Hurricane	Hurricane Opal	Individual assistance
13 Mar 1993	DR-982	Major disaster	Tornado	Tornadoes, Flooding, High Winds & Tides, Freezing	Individual assistance, Public assistance
24 Aug 1992	DR-955	Major disaster	Hurricane	Hurricane Andrew	Individual assistance, Public assistance
15 Jan 1990	DR-851	Major disaster	Freezing	Severe Freeze	Individual assistance
18 Mar 1985	DR-732	Major disaster	Freezing	Severe Freeze	Individual assistance
31 Jan 1977	DR-526	Major disaster	Freezing	Severe Winter Weather	Individual assistance
15 Mar 1971	DR-304	Major disaster	Freezing	Freeze	Individual assistance, Public assistance
14 Sep 1965	DR-209	Major disaster	Hurricane	Hurricane Betsy	Individual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026

NFIP claims by year of loss in Collier County, 1978 to 2026 (hover for the amount paid).

Claims since 197814,773

Paid claims10,330

Total paid$1.1B

Average paid claim$109K

Repetitive-loss properties1,343141 severe

Residential policies in force51,46729.6% of 174,174 structures

Year of loss	Claims	Paid claims	Amount paid	Average paid
2026	7	0	$0	—
2025	11	1	$93,305	$93,305
2024	1,847	1,435	$129,271,643	$90,085
2023	48	13	$273,557	$21,043
2022	7,903	6,521	$924,461,836	$141,767
2021	17	1	$8,228	$8,228
2020	45	11	$236,630	$21,512
2019	10	0	$0	—
2018	21	2	$16,189	$8,094
2017	2,785	1,399	$61,407,520	$43,894
2016	14	2	$49,317	$24,658
2015	16	3	$218,864	$72,955
2014	39	23	$736,843	$32,037
2013	34	17	$137,942	$8,114
2012	21	2	$13,576	$6,788
2011	15	4	$33,033	$8,258
2010	11	0	$0	—
2009	15	2	$17,116	$8,558
2008	50	28	$253,065	$9,038
2007	6	0	$0	—
2006	12	1	$1,067	$1,067
2005	643	269	$6,193,657	$23,025
2004	75	28	$1,113,601	$39,771
2003	48	26	$158,304	$6,089
2002	9	2	$16,725	$8,363

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Highscore 98.9 of 100

Expected annual loss$398MRelatively High

Social vulnerabilityRelatively High

Community resilienceRelatively Moderate

Hazard (NRI)	Risk rating	Expected annual loss
Hurricane	Very High	$216,046,454
Inland flooding	Relatively High	$123,614,647
Cold wave	Very High	$33,572,407
Coastal flooding	Very High	$9,409,501
Lightning	Very High	$4,332,222
Wildfire	Relatively Moderate	$4,284,325
Heat wave	Relatively Moderate	$3,583,204
Tornado	Relatively Moderate	$2,495,761
Strong wind	Relatively Low	$437,133
Drought	Relatively Moderate	$297,171
Earthquake	Very Low	$105,765
Hail	Very Low	$53,321
Landslide	Relatively Low	$4,355

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles102

Tracks within 50 miles50

Hurricane strength within 50 miles19

Storm	Year	Closest approach	Max wind while within 100 mi
Alex	2022	38 mi	46 mph
Ian	2022	60 mi	161 mph
Sally	2020	38 mi	40 mph
Eta	2020	77 mi	63 mph
Gordon	2018	38 mi	58 mph
Irma	2017	24 mi	132 mph
Bonnie	2010	90 mi	40 mph
Fay	2008	19 mi	69 mph
Ernesto	2006	25 mi	46 mph
Katrina	2005	50 mi	86 mph
Wilma	2005	24 mi	121 mph
Charley	2004	60 mi	150 mph
Frances	2004	99 mi	92 mph
Jeanne	2004	95 mi	109 mph
Harvey	1999	16 mi	58 mph
Irene	1999	50 mi	81 mph
Mitch	1998	31 mi	63 mph
Jerry	1995	96 mi	40 mph
Gordon	1994	41 mi	52 mph
Andrew	1992	38 mi	167 mph
Marco	1990	75 mi	63 mph
Floyd	1987	90 mi	75 mph
Bob	1985	27 mi	46 mph
Isidore	1984	99 mi	52 mph
Dennis	1981	14 mi	40 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

34102 3,181
34145 2,017
34103 1,627
34112 1,589
34108 1,524
34104 954
34110 817
34113 626
34114 342
34139 331
34140 229
34105 163
34120 150
34109 128
34119 124
34116 110
34117 96
34138 95
33929 53
33933 42
33937 40
34142 35
33940 31
33925 20
33962 16
33942 11
33963 7
34141 7

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Collier County, FL?

NCEI records 56 hail events in Collier County since 1950, in 26 different years; that is about 0.7 recorded events a year. 3 reports were golf-ball size (1.75 in) or larger.

Has Collier County had a tornado?

Yes. NCEI records 71 tornadoes in Collier County since 1950, 3 of them rated (E)F2 or stronger. Tornado deaths recorded: 2.

When was the last federal disaster declaration for Collier County?

11 Oct 2024: Hurricane Milton, a major disaster declaration for hurricane. The county appears in 54 declarations since 1953.

How many flood insurance claims have been filed in Collier County, and how much was paid?

14,773 NFIP claims since 1978, 10,330 of them paid, for $1.1B in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Collier County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively High" for overall risk, "Relatively High" for expected annual loss, "Relatively High" for social vulnerability and "Relatively Moderate" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Collier County compare with the rest of Florida?

19.3 recorded events per 100 square miles against 73.8 statewide, and 38.3 NFIP claims per 1,000 residents against 20.6. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.