States › Florida › Taylor County

Taylor County, Florida

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 12123 · 21,815 residents (2021) · 1,043 sq mi · dominant hazard Wind

Hail · 22Tornado · 24Flood · 25Wind · 148Winter · 0

Taylor County within Florida. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 257 storm events in Taylor County, Florida, led by damaging wind.

That is 24.6 events per 100 square miles, below the Florida figure of 73.8, and 117.8 per 10,000 residents against 18.2 statewide.

1 event fall in the 12 months to 30 Jun 2026. NCEI attributes 1 death and 16 injuries to events in the county, with property damage estimated at $19M and crop damage at $1K.

FEMA has designated the county in 40 federal disaster declarations since 1953; the most recent is Hurricane Milton (major disaster, 11 Oct 2024).

National Flood Insurance Program policyholders in the county filed 693 claims since 1978, of which 573 were paid, totalling $37M (about $65K per paid claim). FEMA counts 669 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($16M a year across 18 hazards).

101 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 13 of them within 50 miles at hurricane strength.

1events, last 12 monthsto 30 Jun 2026

257events since 19501 death, 16 injuries recorded

40disaster declarationslast 11 Oct 2024

693NFIP flood claims$37M paid

Compared with Florida and the United States

Measure	Taylor County	Florida	US
Recorded events since 1950	257	39,578	1,977,440
Events per 100 square miles	24.6	73.8	56.0
Events per 10,000 residents	117.8	18.2	59.6
Events in the last 12 months	1	1,307	62,008
Deaths recorded by NCEI	1	890	26,435
Property damage (NCEI estimates)	$19M	$80B	$575B
NFIP claims per 1,000 residents	31.8	20.6	8.1
Average paid NFIP claim	$65K	$62K	$43K
Claims per 100 policies in force, last 10 years	49.8	18.3	16.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 2

Hail: 1Tornado: 4Wind: 3

Hail: 1Wind: 3

Hail: 8Tornado: 2Flood: 1Wind: 15Tropical: 3Wildfire: 2Lightning: 2Other: 1

Hail: 8Tornado: 4Flood: 3Wind: 23Tropical: 20Wildfire: 1Lightning: 1

Hail: 4Tornado: 4Flood: 12Wind: 55Lightning: 1Other: 7

Tornado: 6Flood: 9Wind: 49

21950s21960s81970s41980s341990s602000s832010s642020s

Recorded events in Taylor County by decade and hazard group. HailTornadoFloodWindTropicalWildfireLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 170 events in the 20 years to 2025 against 73 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind148

Flood25

Tornado24

Tropical23

Hail22

Other8

Lightning4

Wildfire3

Hazard	Events	Deaths	Share of state's events
■ Wind	148	1	1.0%	detail
■ Flood	25	—	0.7%	detail
■ Tornado	24	—	0.6%	detail
■ Tropical	23	—	1.0%
■ Hail	22	—	0.4%	detail
■ Other	8	—	0.3%
■ Lightning	4	—	0.2%
■ Wildfire	3	—	0.6%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

Date	Event type	Group	Magnitude	Property damage	Crop damage	Deaths	Injuries	Geography
5 Jul 1997	High Wind	Wind	—	$10K	—	1	1	Forecast zone
14 Aug 1998	Lightning	Lightning	—	$750K	—	—	5	County
12 May 1974	Tornado	Tornado	F1	$25K	—	—	3	County
7 Mar 2008	Tornado	Tornado	EF2	$500K	—	—	2	County
2 Oct 1994	Tornado	Tornado	F1	$50K	—	—	2	County
27 Oct 1972	Tornado	Tornado	F2	$250K	—	—	1	County
11 Apr 1995	Thunderstorm Wind	Wind	0 mph	$3K	—	—	1	County
18 Mar 1975	Tornado	Tornado	F1	$3K	—	—	1	County
3 Aug 2021	Flood	Flood	—	$5.0M	—	—	—	County
9 Jul 2005	Hurricane (Typhoon)	Tropical	—	$4.0M	—	—	—	Forecast zone
10 Jul 2005	Storm Surge/Tide	Tropical	—	$4.0M	—	—	—	Forecast zone
22 Aug 2008	Tropical Storm	Tropical	—	$750K	—	—	—	Forecast zone
16 Aug 2019	Flood	Flood	—	$513K	—	—	—	County
4 Mar 2003	Flood	Flood	—	$500K	—	—	—	Forecast zone
2 Sep 1998	Hurricane (Typhoon)	Tropical	—	$350K	—	—	—	Forecast zone
24 Sep 1956	Tornado	Tornado	F2	$250K	—	—	—	County
13 Aug 1999	Lightning	Lightning	—	$250K	—	—	—	County
5 Sep 2004	Tropical Storm	Tropical	—	$250K	—	—	—	Forecast zone
2 Aug 2015	Flood	Flood	—	$174K	—	—	—	County
14 Sep 2002	Tropical Storm	Tropical	—	$100K	—	—	—	Forecast zone

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

Declared	Number	Type	Incident	Title	Programs
11 Oct 2024	DR-4834	Major disaster	Hurricane	Hurricane Milton	Public assistance
7 Oct 2024	EM-3622	Emergency	Hurricane	Hurricane Milton	Public assistance
28 Sep 2024	DR-4828	Major disaster	Hurricane	Hurricane Helene	Individual assistance, Public assistance
24 Sep 2024	EM-3615	Emergency	Tropical Storm	Tropical Storm Helene	Public assistance
10 Aug 2024	DR-4806	Major disaster	Tropical Storm	Hurricane Debby	Individual assistance, Public assistance
3 Aug 2024	EM-3605	Emergency	Tropical Storm	Tropical Storm Debby	Public assistance
17 Jun 2024	DR-4794	Major disaster	Severe Storm	Severe Storms, Straight-Line Winds, And Tornadoes	Public assistance
31 Aug 2023	DR-4734	Major disaster	Hurricane	Hurricane Idalia	Individual assistance, Public assistance
28 Aug 2023	EM-3596	Emergency	Tropical Storm	Tropical Storm Idalia	Public assistance
13 Dec 2022	DR-4680	Major disaster	Hurricane	Hurricane Nicole	Public assistance
8 Nov 2022	EM-3587	Emergency	Tropical Storm	Tropical Storm Nicole	Public assistance
29 Sep 2022	DR-4673	Major disaster	Hurricane	Hurricane Ian	Public assistance
24 Sep 2022	EM-3584	Emergency	Hurricane	Tropical Storm Ian	Public assistance
16 Aug 2021	EM-3562	Emergency	Hurricane	Tropical Storm Fred	Public assistance
4 Jul 2021	EM-3561	Emergency	Severe Storm	Tropical Storm Elsa	Public assistance
25 Mar 2020	DR-4486	Major disaster	Biological	Covid-19 Pandemic	Individual assistance, Public assistance
13 Mar 2020	EM-3432	Emergency	Biological	Covid-19	Public assistance
30 Aug 2019	EM-3419	Emergency	Hurricane	Hurricane Dorian	Public assistance
11 Oct 2018	DR-4399	Major disaster	Hurricane	Hurricane Michael	Individual assistance, Public assistance
9 Oct 2018	EM-3405	Emergency	Hurricane	Hurricane Michael	Public assistance
10 Sep 2017	DR-4337	Major disaster	Hurricane	Hurricane Irma	Public assistance
5 Sep 2017	EM-3385	Emergency	Hurricane	Hurricane Irma	Public assistance
28 Sep 2016	DR-4280	Major disaster	Hurricane	Hurricane Hermine	Individual assistance, Public assistance
3 Jul 2012	DR-4068	Major disaster	Severe Storm	Tropical Storm Debby	Individual assistance, Public assistance
24 Aug 2008	DR-1785	Major disaster	Severe Storm	Tropical Storm Fay	Individual assistance, Public assistance
21 Aug 2008	EM-3288	Emergency	Severe Storm	Tropical Storm Fay	Public assistance
5 Sep 2005	EM-3220	Emergency	Hurricane	Hurricane Katrina Evacuation	Public assistance
10 Jul 2005	DR-1595	Major disaster	Hurricane	Hurricane Dennis	Individual assistance, Public assistance
26 Sep 2004	DR-1561	Major disaster	Hurricane	Hurricane Jeanne	Individual assistance, Public assistance
16 Sep 2004	DR-1551	Major disaster	Hurricane	Hurricane Ivan	Individual assistance, Public assistance
4 Sep 2004	DR-1545	Major disaster	Hurricane	Hurricane Frances	Public assistance
13 Aug 2004	DR-1539	Major disaster	Hurricane	Tropical Storm Bonnie And Hurricane Charley	Public assistance
29 Jul 2003	DR-1481	Major disaster	Severe Storm	Severe Storms And Flooding	Public assistance
9 Jun 2000	FM-2307	Fire management assistance	Fire	Fl, Perry Fire Complex	Public assistance
4 Sep 1998	DR-1241	Major disaster	Hurricane	Hurricane Earl	Individual assistance
18 Jun 1998	DR-1223	Major disaster	Fire	Extreme Fire Hazard	Individual assistance, Public assistance
6 Jan 1998	DR-1195	Major disaster	Severe Storm	Severe Storms, High Winds, Tornadoes, And Flooding	Individual assistance, Public assistance
15 Oct 1996	DR-1141	Major disaster	Severe Storm	Tropical Storm Josephine	Individual assistance
4 Oct 1995	DR-1069	Major disaster	Hurricane	Hurricane Opal	Individual assistance, Public assistance
13 Mar 1993	DR-982	Major disaster	Tornado	Tornadoes, Flooding, High Winds & Tides, Freezing	Individual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026

NFIP claims by year of loss in Taylor County, 1978 to 2026 (hover for the amount paid).

Claims since 1978693

Paid claims573

Total paid$37M

Average paid claim$65K

Repetitive-loss properties8620 severe

Residential policies in force6696.9% of 9,758 structures

Year of loss	Claims	Paid claims	Amount paid	Average paid
2024	194	180	$24,341,717	$135,232
2023	64	49	$3,632,770	$74,138
2022	2	1	$11,525	$11,525
2021	28	22	$815,835	$37,083
2020	4	4	$10,127	$2,532
2019	15	14	$283,531	$20,252
2018	24	21	$685,281	$32,632
2017	2	1	$5,487	$5,487
2016	82	68	$3,637,611	$53,494
2015	7	5	$35,492	$7,098
2014	2	1	$6,075	$6,075
2012	3	0	$0	—
2011	1	1	$3,090	$3,090
2008	5	4	$41,712	$10,428
2006	2	1	$3,661	$3,661
2005	67	59	$1,539,048	$26,086
2004	1	0	$0	—
2003	4	2	$6,048	$3,024
1998	69	49	$511,070	$10,430
1996	21	16	$262,896	$16,431
1995	35	22	$105,192	$4,781
1994	2	2	$6,112	$3,056
1993	56	49	$1,469,960	$29,999
1988	1	1	$2,259	$2,259
1985	1	1	$10,184	$10,184

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 65.4 of 100

Expected annual loss$16MRelatively Low

Social vulnerabilityVery High

Community resilienceRelatively Low

Hazard (NRI)	Risk rating	Expected annual loss
Hurricane	Relatively Moderate	$8,428,345
Inland flooding	Relatively Low	$3,946,882
Coastal flooding	Relatively Moderate	$1,162,172
Cold wave	Relatively Low	$833,759
Tornado	Relatively Low	$492,992
Lightning	Relatively Moderate	$391,503
Wildfire	Relatively Low	$306,212
Heat wave	Relatively Low	$284,106
Strong wind	Relatively Low	$259,701
Earthquake	Very Low	$82,689
Winter weather	Very Low	$5,973
Hail	Very Low	$2,068
Drought	Very Low	$576
Landslide	Very Low	$30

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles101

Tracks within 50 miles48

Hurricane strength within 50 miles13

Storm	Year	Closest approach	Max wind while within 100 mi
Debby	2024	15 mi	81 mph
Helene	2024	4 mi	138 mph
Idalia	2023	5 mi	132 mph
Nicole	2022	23 mi	46 mph
Elsa	2021	14 mi	63 mph
Mindy	2021	40 mi	58 mph
Eta	2020	69 mi	58 mph
Nestor	2019	91 mi	40 mph
Irma	2017	62 mi	58 mph
Colin	2016	12 mi	52 mph
Hermine	2016	29 mi	81 mph
Andrea	2013	35 mi	63 mph
Debby	2012	53 mi	46 mph
Fay	2008	21 mi	52 mph
Alberto	2006	6 mi	63 mph
Bonnie	2004	91 mi	46 mph
Frances	2004	23 mi	63 mph
Jeanne	2004	22 mi	52 mph
Gordon	2000	40 mi	69 mph
Earl	1998	95 mi	52 mph
Josephine	1996	16 mi	69 mph
Allison	1995	35 mi	69 mph
Erin	1995	96 mi	69 mph
Elena	1985	81 mi	115 mph
Kate	1985	89 mi	92 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

32359 385
32348 222
32347 122
32336 27

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Taylor County, FL?

NCEI records 22 hail events in Taylor County since 1950, in 14 different years; that is about 0.3 recorded events a year. 7 reports were golf-ball size (1.75 in) or larger.

Has Taylor County had a tornado?

Yes. NCEI records 24 tornadoes in Taylor County since 1950, 4 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Taylor County?

11 Oct 2024: Hurricane Milton, a major disaster declaration for hurricane. The county appears in 40 declarations since 1953.

How many flood insurance claims have been filed in Taylor County, and how much was paid?

693 NFIP claims since 1978, 573 of them paid, for $37M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Taylor County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Very High" for social vulnerability and "Relatively Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Taylor County compare with the rest of Florida?

24.6 recorded events per 100 square miles against 73.8 statewide, and 31.8 NFIP claims per 1,000 residents against 20.6. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.