County Hazards

States › Iowa › Jackson County

Jackson County, Iowa

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 19097 · 19,368 residents (2021) · 636 sq mi · dominant hazard Wind

Hail · 80Tornado · 29Flood · 47Wind · 197Winter · 165
1961-04-23: Hail1961-04-23: Hail1961-04-23: Hail1966-03-21: Hail1971-06-11: Hail1980-06-06: Hail1987-08-16: Hail1987-08-16: Hail1987-07-06: Hail1988-04-02: Hail1997-07-20: Hail1997-05-18: Hail1998-05-15: Hail1998-06-18: Hail1999-06-01: Hail1999-04-03: Hail1999-07-21: Hail2001-10-23: Hail2002-04-18: Hail2002-04-18: Hail2002-05-30: Hail2002-05-30: Hail2002-09-18: Hail2002-09-18: Hail2002-09-18: Hail2002-09-18: Hail2003-07-05: Hail2003-07-05: Hail2003-07-05: Hail2004-05-22: Hail2004-05-21: Hail2004-05-21: Hail2004-05-17: Hail2005-03-30: Hail2005-07-23: Hail2006-03-12: Hail2006-04-13: Hail2006-04-02: Hail2006-04-13: Hail2007-04-02: Hail2008-08-03: Hail2008-07-02: Hail2009-06-19: Hail2009-07-24: Hail2010-05-25: Hail2011-05-22: Hail2011-05-22: Hail2011-06-08: Hail2011-08-08: Hail2013-04-09: Hail2013-04-29: Hail2014-08-25: Hail2014-05-20: Hail2014-05-20: Hail2014-05-20: Hail2016-03-31: Hail2016-03-15: Hail2016-03-15: Hail2017-06-14: Hail2023-03-31: Hail2023-04-04: Hail2023-04-05: Hail2023-07-14: Hail2024-02-08: Hail2024-06-25: Hail2024-06-25: Hail2024-06-25: Hail2024-06-25: Hail2026-04-14: Hail2026-04-14: Hail1955-04-19: Tornado1960-11-15: Tornado1965-05-26: Tornado1967-06-19: Tornado1969-06-26: Tornado1975-12-14: Tornado1975-11-09: Tornado1988-03-25: Tornado1990-06-02: Tornado1991-03-27: Tornado1996-04-19: Tornado1997-04-30: Tornado2007-06-01: Tornado2010-06-05: Tornado2015-05-26: Tornado2016-07-17: Tornado2017-03-06: Tornado2018-09-21: Tornado2020-05-23: Tornado2020-05-23: Tornado2021-06-20: Tornado2023-03-31: Tornado2023-03-31: Tornado2023-03-31: Tornado2024-06-25: Tornado2025-07-11: Tornado2025-07-10: Tornado2026-04-17: Tornado2026-04-02: Tornado2007-07-04: Flood2007-07-18: Flood2008-06-01: Flood2008-04-01: Flood2009-06-19: Flood2009-07-27: Flood2010-08-13: Flood2010-10-02: Flood2010-07-24: Flood2011-04-18: Flood2011-07-27: Flood2014-07-01: Flood2014-06-30: Flood2015-07-26: Flood2015-07-26: Flood2015-06-11: Flood2016-06-14: Flood2017-07-22: Flood2018-06-09: Flood2018-06-09: Flood2018-10-10: Flood2019-03-13: Flood2019-05-01: Flood2019-04-04: Flood2019-04-27: Flood2023-04-25: Flood2024-07-05: Flood2025-07-10: Flood2026-04-14: Flood1960-07-25: Wind1964-07-08: Wind1965-05-26: Wind1970-05-09: Wind1973-09-21: Wind1973-09-21: Wind1974-06-20: Wind1975-11-09: Wind1975-06-13: Wind1980-08-20: Wind1985-08-12: Wind1986-08-26: Wind1986-07-24: Wind1987-08-16: Wind1987-07-06: Wind1988-08-04: Wind1988-05-08: Wind1988-08-04: Wind1988-08-04: Wind1989-08-04: Wind1989-04-27: Wind1989-08-05: Wind1989-08-05: Wind1989-08-05: Wind1991-03-22: Wind1992-06-19: Wind1992-07-02: Wind1992-07-13: Wind1992-07-13: Wind1997-06-21: Wind1997-06-21: Wind1997-06-21: Wind1997-04-05: Wind1997-04-30: Wind1997-04-05: Wind1998-05-28: Wind1998-08-24: Wind1998-08-24: Wind1998-08-24: Wind1998-08-24: Wind1998-08-24: Wind1998-08-24: Wind1998-06-18: Wind1999-02-11: Wind1999-05-16: Wind1999-05-16: Wind1999-07-21: Wind2000-06-13: Wind2000-06-13: Wind2000-09-11: Wind2000-09-11: Wind2002-09-18: Wind2002-05-08: Wind2002-07-28: Wind2002-09-18: Wind2003-07-07: Wind2003-08-20: Wind2003-08-20: Wind2003-08-20: Wind2003-08-20: Wind2003-08-20: Wind2003-07-05: Wind2003-07-05: Wind2004-08-03: Wind2004-08-03: Wind2004-08-26: Wind2006-05-27: Wind2006-07-19: Wind2006-08-10: Wind2006-08-10: Wind2006-08-10: Wind2006-08-10: Wind2007-04-02: Wind2007-04-02: Wind2007-08-22: Wind2007-04-02: Wind2007-08-14: Wind2007-04-02: Wind2008-06-08: Wind2008-06-05: Wind2008-06-05: Wind2008-06-05: Wind2008-06-07: Wind2008-06-07: Wind2008-06-08: Wind2008-06-12: Wind2008-08-04: Wind2008-08-04: Wind2008-08-04: Wind2008-08-04: Wind2009-06-27: Wind2009-06-27: Wind2009-07-24: Wind2009-07-24: Wind2010-04-05: Wind2010-09-12: Wind
Jackson County within Iowa. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 29 Sep 2026; NFIP claims as of 8 Sep 2026.

Jackson County, Iowa, has 578 weather events in the NCEI Storm Events record since 1950, most of them damaging wind.

That is 90.9 events per 100 square miles, below the Iowa figure of 124.6, and 298.4 per 10,000 residents against 218.0 statewide.

18 events fall in the 12 months to 30 Jun 2026. NCEI attributes 1 death and 8 injuries to events in the county, with property damage estimated at $41M and crop damage at $28M.

FEMA has designated the county in 21 federal disaster declarations since 1953; the most recent is Severe Storms, Flooding, Straight-Line Winds, And Tornadoes (major disaster, 24 Jun 2024).

National Flood Insurance Program policyholders in the county filed 42 claims since 1978, of which 32 were paid, totalling $384K (about $12K per paid claim). FEMA counts 23 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Very Low" and its expected annual loss as "Very Low" ($14M a year across 18 hazards).

18events, last 12 monthsto 30 Jun 2026
578events since 19501 death, 8 injuries recorded
21disaster declarationslast 24 Jun 2024
42NFIP flood claims$384K paid

Compared with Iowa and the United States

MeasureJackson CountyIowaUS
Recorded events since 195057869,6061,977,440
Events per 100 square miles90.9124.656.0
Events per 10,000 residents298.4218.059.6
Events in the last 12 months181,46762,008
Deaths recorded by NCEI122326,435
Property damage (NCEI estimates)$41M$6.5B$575B
NFIP claims per 1,000 residents2.24.68.1
Average paid NFIP claim$12K$30K$43K
Claims per 100 policies in force, last 10 years21.721.816.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 1
Hail: 4Tornado: 4Wind: 3
Hail: 1Tornado: 2Wind: 6
Hail: 5Tornado: 1Wind: 15
Hail: 17Tornado: 4Flood: 4Wind: 37Winter: 23Heat: 2Cold: 4Fog: 2Other: 1
Hail: 27Tornado: 1Flood: 20Wind: 57Winter: 75Cold: 14Drought: 10Fog: 6Other: 3
Hail: 15Tornado: 5Flood: 19Wind: 49Winter: 44Heat: 2Cold: 7Drought: 3Fog: 5Other: 1
Hail: 11Tornado: 11Flood: 4Wind: 30Winter: 23
11950s111960s91970s211980s941990s2132000s1502010s792020s
Recorded events in Jackson County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 324 events in the 20 years to 2025 against 219 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind197
Winter165
Hail80
Flood47
Tornado29
Cold25
Drought13
Fog13
Other5
Heat4
HazardEventsDeathsShare of state's events
■ Wind197—0.9%detail
■ Winter16511.5%detail
■ Hail80—0.5%detail
■ Flood47—0.6%detail
■ Tornado29—0.8%detail
■ Cold25—0.9%
■ Drought13—0.5%
■ Fog13—5.5%
■ Other5—0.1%
■ Heat4—0.5%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
14 Nov 1996Winter StormWinter—$80K—1—Forecast zone
31 Mar 2023TornadoTornadoEF1———3County
9 Nov 1975TornadoTornadoF2$250K——2County
18 Sep 2002HailHail2.75 in$20M———County
1 Aug 2003DroughtDrought——$15M——Forecast zone
1 Jul 2005DroughtDrought——$11M——Forecast zone
5 Jun 2010TornadoTornadoEF1$250K——1County
2 Apr 2007Thunderstorm WindWind75 mph$5K——1County
26 May 1965TornadoTornado—$3K——1County
17 Jul 2016TornadoTornadoEF1$5.0M———County
17 Jul 2016Thunderstorm WindWind70 mph$5.0M———County
1 Jun 2007TornadoTornadoEF2$3.3M———County
27 Jul 2011Flash FloodFlood—$1.5M———County
1 Aug 2005DroughtDrought——$1.1M——Forecast zone
20 May 2003FloodFlood—$1.0M———Forecast zone
24 Jul 2010FloodFlood—$1.0M———County
7 Jul 2003Thunderstorm WindWind64 mph$600K$5K——County
1 Jun 2008FloodFlood—$599K———County
3 May 2005Frost/FreezeCold——$495K——Forecast zone
27 Mar 1991TornadoTornadoF2$250K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
24 Jun 2024DR-4796Major disasterSevere StormSevere Storms, Flooding, Straight-Line Winds, And TornadoesPublic assistance
24 May 2024DR-4784Major disasterSevere StormSevere Storms, Tornadoes, And FloodingPublic assistance
25 Aug 2023DR-4732Major disasterFloodFloodingPublic assistance
17 Aug 2020DR-4557Major disasterSevere StormSevere StormsPublic assistance
23 Mar 2020DR-4483Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3480EmergencyBiologicalCovid-19Public assistance
23 Mar 2019DR-4421Major disasterFloodSevere Storms And FloodingPublic assistance
5 Aug 2014DR-4187Major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, And FloodingPublic assistance
30 Aug 2011DR-4018Major disasterSevere StormSevere Storms And FloodingPublic assistance
29 Jul 2010DR-1930Major disasterSevere StormSevere Storms, Flooding, And TornadoesIndividual assistance, Public assistance
27 May 2008DR-1763Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance, Public assistance
14 Mar 2007DR-1688Major disasterSevere StormSevere Winter StormsPublic assistance
10 Sep 2005EM-3239EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
25 May 2004DR-1518Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance
19 Jun 2002DR-1420Major disasterFloodSevere Storms And FloodingIndividual assistance, Public assistance
2 May 2001DR-1367Major disasterSevere StormSevere Storms, Tornadoes And FloodingIndividual assistance, Public assistance
9 Jul 1993DR-996Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
24 Jun 1974DR-443Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
23 May 1973DR-386Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
25 Apr 1969DR-259Major disasterFloodFloodingIndividual assistance, Public assistance
22 Apr 1965DR-193Major disasterFloodFloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Jackson County, 1978 to 2026 (hover for the amount paid).
Claims since 197842
Paid claims32
Total paid$384K
Average paid claim$12K
Repetitive-loss properties51 severe
Residential policies in force230.2% of 10,413 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202310$0—
201933$23,672$7,891
201811$33,814$33,814
201664$17,718$4,430
201433$67,227$22,409
201311$32,921$32,921
201154$73,916$18,479
200810$0—
200211$2,145$2,145
200165$84,883$16,977
199722$7,230$3,615
199342$27,357$13,679
199011$2,232$2,232
198632$8,275$4,137
198311$1,214$1,214
197922$1,204$602
197810$0—

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskVery Lowscore 36.1 of 100
Expected annual loss$14MVery Low
Social vulnerabilityVery Low
Community resilienceRelatively High
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Low$6,697,659
TornadoRelatively Low$1,809,039
Cold waveRelatively Low$1,536,888
HailRelatively Moderate$1,253,397
Strong windRelatively Moderate$1,229,480
DroughtRelatively Moderate$1,042,945
Heat waveVery Low$229,155
LightningVery Low$70,178
EarthquakeVery Low$63,153
LandslideRelatively Moderate$62,617
Ice stormRelatively Low$53,861
Winter weatherRelatively Low$37,778
WildfireVery Low$24,673
HurricaneVery Low$2,718

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

No HURDAT2 track at tropical-storm strength passes within 100 miles of the county's centre point (through the 2025 season).

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Jackson County, IA?

NCEI records 80 hail events in Jackson County since 1950, in 29 different years; that is about 1.0 recorded events a year. 17 reports were golf-ball size (1.75 in) or larger.

Has Jackson County had a tornado?

Yes. NCEI records 29 tornadoes in Jackson County since 1950, 6 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Jackson County?

24 Jun 2024: Severe Storms, Flooding, Straight-Line Winds, And Tornadoes, a major disaster declaration for severe storm. The county appears in 21 declarations since 1953.

How many flood insurance claims have been filed in Jackson County, and how much was paid?

42 NFIP claims since 1978, 32 of them paid, for $384K in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Jackson County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Very Low" for overall risk, "Very Low" for expected annual loss, "Very Low" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Jackson County compare with the rest of Iowa?

90.9 recorded events per 100 square miles against 124.6 statewide, and 2.2 NFIP claims per 1,000 residents against 4.6. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 29 Sep 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 30 Sep 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.