County Hazards

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Montgomery County, Kansas

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 20125 · 31,156 residents (2021) · 644 sq mi · dominant hazard Wind

Hail · 328Tornado · 37Flood · 87Wind · 331Winter · 49
2026-06-11: Hail2026-04-28: Hail2026-04-28: Hail2026-04-26: Hail2026-04-26: Hail2026-04-26: Hail2026-04-26: Hail2026-04-25: Hail2026-04-15: Hail2026-04-15: Hail2026-04-15: Hail2025-06-08: Hail2024-08-17: Hail2024-08-16: Hail2024-08-16: Hail2024-08-16: Hail2024-06-25: Hail2024-05-26: Hail2024-05-26: Hail2024-05-26: Hail2024-05-26: Hail2024-04-27: Hail2024-04-27: Hail2024-04-01: Hail2024-04-01: Hail2024-04-01: Hail2024-04-01: Hail2023-09-19: Hail2023-09-08: Hail2023-04-05: Hail2022-06-11: Hail2021-12-15: Hail2021-11-10: Hail2021-09-07: Hail2020-11-24: Hail2020-11-24: Hail2020-07-11: Hail2020-07-11: Hail2018-05-19: Hail2018-05-19: Hail2018-05-19: Hail2017-08-03: Hail2017-05-11: Hail2017-05-10: Hail2017-05-10: Hail2017-04-25: Hail2017-03-06: Hail2017-03-06: Hail2017-03-06: Hail2017-02-28: Hail2017-02-28: Hail2016-09-08: Hail2016-06-23: Hail2016-04-29: Hail2016-04-29: Hail2016-04-10: Hail2016-04-10: Hail2016-04-10: Hail2016-04-10: Hail2016-03-30: Hail2016-03-30: Hail2016-03-30: Hail2016-03-30: Hail2016-03-30: Hail2015-11-05: Hail2015-09-18: Hail2015-09-18: Hail2015-08-27: Hail2015-08-18: Hail2015-08-18: Hail2015-04-08: Hail2015-04-08: Hail2015-04-07: Hail2015-04-03: Hail2015-04-03: Hail2015-04-03: Hail2015-04-03: Hail2015-04-03: Hail2015-04-02: Hail2013-05-31: Hail2013-05-31: Hail2013-05-30: Hail2013-05-30: Hail2013-05-20: Hail2013-05-20: Hail2013-05-19: Hail2013-05-19: Hail2013-05-19: Hail2012-09-07: Hail2012-05-28: Hail2012-04-30: Hail2012-04-13: Hail2012-04-13: Hail2012-02-28: Hail2012-02-28: Hail2012-02-15: Hail2011-08-11: Hail2011-06-26: Hail2011-06-18: Hail2011-06-18: Hail2011-06-18: Hail2011-06-18: Hail2011-06-18: Hail2011-06-18: Hail2011-06-18: Hail2011-06-18: Hail2011-06-18: Hail2011-06-18: Hail2011-05-23: Hail2011-05-23: Hail2011-04-24: Hail2011-04-24: Hail2011-04-24: Hail2011-04-24: Hail2011-04-24: Hail2011-04-24: Hail2011-04-21: Hail2011-04-14: Hail2011-04-14: Hail2011-03-19: Hail1954-03-24: Tornado1954-04-29: Tornado1954-05-01: Tornado1955-05-11: Tornado1959-05-09: Tornado1961-05-07: Tornado1965-05-08: Tornado1977-05-17: Tornado1981-05-23: Tornado1981-05-23: Tornado1982-03-15: Tornado1982-05-20: Tornado1982-03-15: Tornado1984-04-29: Tornado1984-04-26: Tornado1990-05-14: Tornado1990-05-14: Tornado1991-04-26: Tornado1991-04-26: Tornado2000-04-19: Tornado2000-04-19: Tornado2000-04-19: Tornado2000-06-04: Tornado2003-04-19: Tornado2003-04-19: Tornado2005-06-04: Tornado2005-11-27: Tornado2006-03-30: Tornado2013-05-20: Tornado2013-05-31: Tornado2015-04-07: Tornado2018-08-14: Tornado2024-04-27: Tornado2026-04-26: Tornado2026-04-26: Tornado2007-06-11: Flood2007-03-20: Flood2007-05-07: Flood2007-05-10: Flood2007-06-29: Flood2007-07-01: Flood2007-07-02: Flood2008-04-09: Flood2008-05-27: Flood2008-05-07: Flood2008-05-07: Flood2008-05-26: Flood2008-05-31: Flood2008-05-26: Flood2008-06-16: Flood2008-06-10: Flood2008-08-10: Flood2008-05-26: Flood2009-05-08: Flood2009-06-09: Flood2009-04-27: Flood2009-05-12: Flood2009-09-09: Flood2010-06-23: Flood2010-05-19: Flood2010-07-06: Flood2010-08-31: Flood2012-04-30: Flood2012-04-29: Flood2012-05-01: Flood2013-05-30: Flood2013-05-30: Flood2013-08-06: Flood2014-06-28: Flood2014-06-28: Flood2014-06-28: Flood2014-10-10: Flood2015-08-27: Flood2015-06-15: Flood2015-05-16: Flood2016-03-30: Flood2016-03-30: Flood2016-04-10: Flood2016-10-06: Flood2016-10-06: Flood2017-05-11: Flood2017-04-29: Flood2017-04-29: Flood2017-04-29: Flood2017-04-29: Flood2018-08-14: Flood2018-08-14: Flood2018-08-14: Flood2019-06-19: Flood2019-05-21: Flood2019-05-21: Flood2019-05-21: Flood2019-05-24: Flood2019-05-24: Flood2019-05-21: Flood2019-05-20: Flood2019-05-25: Flood2019-05-26: Flood2019-05-21: Flood2019-08-08: Flood2019-08-08: Flood2019-08-08: Flood2019-08-08: Flood2019-08-08: Flood2019-08-08: Flood2020-05-15: Flood2020-09-08: Flood2021-07-17: Flood2021-07-17: Flood2021-07-17: Flood2024-06-03: Flood2024-06-03: Flood2026-06-26: Flood2026-06-25: Wind2026-06-13: Wind2026-06-13: Wind2026-06-13: Wind2026-06-13: Wind2026-06-13: Wind2026-06-13: Wind2026-04-15: Wind2026-04-15: Wind2026-01-08: Wind2026-01-08: Wind2025-08-10: Wind2025-07-30: Wind2025-06-17: Wind2025-05-24: Wind2025-05-19: Wind2025-05-19: Wind2025-05-19: Wind2025-05-19: Wind2025-05-19: Wind2025-04-02: Wind2025-04-02: Wind2024-08-16: Wind2024-08-16: Wind2024-06-29: Wind2024-06-29: Wind2024-06-29: Wind2024-06-26: Wind2024-05-26: Wind2024-05-06: Wind2024-05-06: Wind2024-04-30: Wind2024-04-30: Wind2024-04-30: Wind2024-04-01: Wind2024-04-01: Wind2024-04-01: Wind2023-08-05: Wind2023-08-05: Wind2023-07-14: Wind2023-07-14: Wind2023-07-13: Wind2023-06-03: Wind2023-06-03: Wind2022-09-01: Wind2022-09-01: Wind2022-05-18: Wind2021-12-15: Wind2021-12-15: Wind2020-11-24: Wind2020-08-29: Wind2020-08-29: Wind2020-08-10: Wind2020-08-10: Wind2020-08-10: Wind2020-08-10: Wind2020-08-10: Wind2020-07-09: Wind2020-05-03: Wind2020-05-03: Wind2020-05-03: Wind2020-05-03: Wind2020-04-28: Wind2019-08-30: Wind2019-08-30: Wind2019-08-30: Wind2019-08-30: Wind2019-08-17: Wind2019-08-01: Wind2019-08-01: Wind2019-07-21: Wind2019-07-21: Wind2019-07-21: Wind2019-05-18: Wind2019-05-18: Wind2019-05-18: Wind2019-05-18: Wind2019-04-30: Wind2019-04-30: Wind2019-04-17: Wind2018-08-16: Wind2018-08-16: Wind2018-08-16: Wind2018-08-16: Wind2018-08-16: Wind2018-08-14: Wind2018-07-28: Wind2018-06-12: Wind2018-06-12: Wind2018-06-12: Wind2018-05-19: Wind2018-05-19: Wind2018-05-19: Wind2018-05-19: Wind2018-05-02: Wind2017-09-16: Wind2017-09-16: Wind2017-08-03: Wind2017-06-30: Wind2017-06-17: Wind2017-06-15: Wind2017-04-04: Wind2017-04-04: Wind2017-03-06: Wind2017-03-06: Wind2017-03-06: Wind2017-03-06: Wind2017-03-06: Wind2016-08-29: Wind2016-08-29: Wind2016-04-29: Wind2016-04-29: Wind2016-04-26: Wind2016-04-26: Wind
Montgomery County within Kansas. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 927 storm events in Montgomery County, Kansas, led by damaging wind.

That is 144.0 events per 100 square miles, above the Kansas figure of 115.0, and 297.5 per 10,000 residents against 320.3 statewide.

32 events fall in the 12 months to 30 Jun 2026. NCEI attributes 10 deaths and 19 injuries to events in the county, with property damage estimated at $96M and crop damage at $664K.

FEMA has designated the county in 15 federal disaster declarations since 1953; the most recent is Covid-19 Pandemic (major disaster, 29 Mar 2020).

National Flood Insurance Program policyholders in the county filed 311 claims since 1978, of which 257 were paid, totalling $5.7M (about $22K per paid claim). FEMA counts 85 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($27M a year across 18 hazards).

32events, last 12 monthsto 30 Jun 2026
927events since 195010 deaths, 19 injuries recorded
15disaster declarationslast 29 Mar 2020
311NFIP flood claims$5.7M paid

Compared with Kansas and the United States

MeasureMontgomery CountyKansasUS
Recorded events since 195092794,0071,977,440
Events per 100 square miles144.0115.056.0
Events per 10,000 residents297.5320.359.6
Events in the last 12 months322,35762,008
Deaths recorded by NCEI1047526,435
Property damage (NCEI estimates)$96M$5.3B$575B
NFIP claims per 1,000 residents10.02.78.1
Average paid NFIP claim$22K$19K$43K
Claims per 100 policies in force, last 10 years24.715.916.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 5Wind: 6
Hail: 6Tornado: 2Wind: 9
Hail: 5Tornado: 1Wind: 8
Hail: 19Tornado: 7Wind: 18
Hail: 57Tornado: 4Flood: 3Wind: 36Winter: 1Other: 1
Hail: 108Tornado: 11Flood: 29Wind: 81Winter: 23Heat: 1Cold: 1Lightning: 5Other: 1
Hail: 95Tornado: 4Flood: 47Wind: 105Winter: 14Heat: 12Cold: 2Drought: 20Lightning: 1Other: 8
Hail: 38Tornado: 3Flood: 8Wind: 68Winter: 11Heat: 2Cold: 1Drought: 25Other: 15
111950s171960s141970s441980s1021990s2602000s3082010s1712020s
Recorded events in Montgomery County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 573 events in the 20 years to 2025 against 256 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind331
Hail328
Flood87
Winter49
Drought45
Tornado37
Other25
Heat15
Lightning6
Cold4
HazardEventsDeathsShare of state's events
■ Wind331—1.1%detail
■ Hail328—0.8%detail
■ Flood8741.9%detail
■ Winter4920.7%detail
■ Drought45—1.5%
■ Tornado3710.7%detail
■ Other25—1.2%
■ Heat1511.7%
■ Lightning611.8%
■ Cold410.6%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
14 Aug 2018Flash FloodFlood———2—County
1 Jul 2007Flash FloodFlood—$81M—1—County
9 Jan 2011Winter WeatherWinter—$20K—12Forecast zone
15 Mar 1982TornadoTornadoF3$2.5M—11County
24 Dec 2009Winter StormWinter—$15K—1—Forecast zone
16 Jul 2006HeatHeat———1—Forecast zone
1 Feb 2011Cold/Wind ChillCold———1—Forecast zone
29 Apr 2012FloodFlood———1—County
28 Sep 2019LightningLightning———1—County
15 Dec 2008Winter WeatherWinter—$10K——4Forecast zone
23 Feb 2003Winter StormWinter————4Forecast zone
8 Dec 2009Winter WeatherWinter—$15K——2Forecast zone
15 Nov 1988Thunderstorm WindWind0 mph———2County
30 Mar 2006TornadoTornadoF2$1.0M——1County
26 Jan 2009Winter StormWinter—$500K——1Forecast zone
31 Jan 2007Winter WeatherWinter————1Forecast zone
26 Apr 2026TornadoTornadoEF2———1County
28 Feb 2012HailHail3.00 in$5.0M———County
8 Jun 1998HailHail1.50 in$1.0M———County
8 Jun 1998Thunderstorm WindWind60 mph$1.0M———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
29 Mar 2020DR-4504Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3481EmergencyBiologicalCovid-19Public assistance
20 Jun 2019DR-4449Major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, Flooding,Landslides,And MudslidesPublic assistance
28 May 2019EM-3412EmergencySevere StormTornadoes And FloodingPublic assistance
22 Oct 2013DR-4150Major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, And FloodingPublic assistance
9 Mar 2010DR-1885Major disasterSevere StormSevere Winter Storms And SnowstormPublic assistance
25 Jun 2009DR-1849Major disasterSevere StormSevere Storms, Flooding, Straight-Line Winds, And TornadoesPublic assistance
9 Jul 2008DR-1776Major disasterSevere StormSevere Storms, Flooding And TornadoesPublic assistance
12 Dec 2007EM-3282EmergencySevere StormSevere Winter StormsPublic assistance
2 Jul 2007DR-1711Major disasterSevere StormSevere Storms And FloodingIndividual assistance, Public assistance
10 Sep 2005EM-3236EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
6 Feb 2002DR-1402Major disasterSevere Ice StormSevere Winter Ice StormIndividual assistance, Public assistance
22 Oct 1986DR-780Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
13 Jul 1976DR-514Major disasterFloodSevere Storms, High Winds & FloodingIndividual assistance, Public assistance
2 May 1973DR-378Major disasterFloodSevere Storms & FloodingPublic assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Montgomery County, 1978 to 2026 (hover for the amount paid).
Claims since 1978311
Paid claims257
Total paid$5.7M
Average paid claim$22K
Repetitive-loss properties305 severe
Residential policies in force850.6% of 14,346 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202611$75,000$75,000
202520$0—
201987$100,423$14,346
201898$189,720$23,715
201711$18,618$18,618
201611$1,361$1,361
2014119$175,151$19,461
201341$2,590$2,590
201263$86,147$28,716
201110$0—
201021$7,162$7,162
200932$36,422$18,211
20081110$66,662$6,666
20079080$3,805,033$47,563
200222$13,552$6,776
199932$5,351$2,676
199831$19,233$19,233
199522$874$437
19941414$16,638$1,188
19933126$286,609$11,023
19923833$435,267$13,190
199021$1,934$1,934
19893727$268,012$9,926
198811$961$961
19861010$78,971$7,897

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 73.4 of 100
Expected annual loss$27MRelatively Low
Social vulnerabilityRelatively High
Community resilienceRelatively Moderate
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Low$11,350,409
TornadoRelatively Moderate$5,509,023
Cold waveRelatively Moderate$5,146,242
Heat waveRelatively Moderate$1,401,949
Strong windRelatively Moderate$1,289,082
HailRelatively Moderate$565,005
LightningRelatively Moderate$508,665
DroughtRelatively Moderate$481,209
Ice stormRelatively High$469,015
Winter weatherRelatively Moderate$235,445
EarthquakeVery Low$210,676
WildfireRelatively Low$149,317
HurricaneVery Low$17,632
LandslideVery Low$1,135

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

No HURDAT2 track at tropical-storm strength passes within 100 miles of the county's centre point (through the 2025 season).

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Montgomery County, KS?

NCEI records 328 hail events in Montgomery County since 1950, in 48 different years; that is about 4.3 recorded events a year. 76 reports were golf-ball size (1.75 in) or larger.

Has Montgomery County had a tornado?

Yes. NCEI records 37 tornadoes in Montgomery County since 1950, 5 of them rated (E)F2 or stronger. Tornado deaths recorded: 1.

When was the last federal disaster declaration for Montgomery County?

29 Mar 2020: Covid-19 Pandemic, a major disaster declaration for biological. The county appears in 15 declarations since 1953.

How many flood insurance claims have been filed in Montgomery County, and how much was paid?

311 NFIP claims since 1978, 257 of them paid, for $5.7M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Montgomery County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively High" for social vulnerability and "Relatively Moderate" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Montgomery County compare with the rest of Kansas?

144.0 recorded events per 100 square miles against 115.0 statewide, and 10.0 NFIP claims per 1,000 residents against 2.7. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.