County Hazards

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Shelby County, Missouri

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 29205 · 5,976 residents (2021) · 501 sq mi · dominant hazard Wind

Hail · 60Tornado · 21Flood · 29Wind · 91Winter · 51
1960-04-15: Hail1962-03-11: Hail1966-06-12: Hail1968-06-14: Hail1974-03-04: Hail1976-03-04: Hail1976-03-04: Hail1978-05-12: Hail1984-09-10: Hail1985-07-04: Hail1985-07-04: Hail1986-05-06: Hail1992-09-09: Hail2000-03-26: Hail2001-09-20: Hail2002-04-24: Hail2002-04-14: Hail2003-05-10: Hail2003-05-10: Hail2003-05-10: Hail2004-05-24: Hail2005-06-04: Hail2005-09-13: Hail2005-11-05: Hail2006-03-30: Hail2006-03-30: Hail2006-03-12: Hail2006-06-30: Hail2007-03-31: Hail2007-02-28: Hail2008-06-03: Hail2008-08-28: Hail2008-04-10: Hail2009-05-15: Hail2009-05-13: Hail2010-09-18: Hail2010-09-18: Hail2010-09-18: Hail2010-09-18: Hail2010-08-20: Hail2011-06-09: Hail2011-06-09: Hail2012-10-22: Hail2013-04-17: Hail2014-05-10: Hail2014-05-10: Hail2014-05-12: Hail2015-07-16: Hail2016-04-27: Hail2016-04-27: Hail2016-04-27: Hail2019-06-01: Hail2019-05-22: Hail2019-05-28: Hail2019-05-28: Hail2023-05-06: Hail2023-04-04: Hail2023-04-20: Hail2023-06-24: Hail2024-04-16: Hail1950-06-15: Tornado1957-06-15: Tornado1962-06-03: Tornado1963-03-04: Tornado1963-04-17: Tornado1970-06-12: Tornado1974-04-13: Tornado1975-04-23: Tornado1986-08-05: Tornado2003-05-10: Tornado2003-05-10: Tornado2007-03-01: Tornado2011-06-26: Tornado2011-06-26: Tornado2011-02-27: Tornado2011-02-27: Tornado2016-04-27: Tornado2017-03-06: Tornado2021-06-24: Tornado2025-08-09: Tornado2025-08-09: Tornado2007-04-03: Flood2008-07-29: Flood2008-06-03: Flood2008-06-25: Flood2008-07-24: Flood2009-10-22: Flood2009-10-29: Flood2010-04-24: Flood2010-07-20: Flood2013-04-17: Flood2015-06-07: Flood2016-08-02: Flood2016-07-06: Flood2017-06-14: Flood2019-05-26: Flood2019-05-28: Flood2026-06-11: Flood1958-07-02: Wind1958-07-02: Wind1960-05-16: Wind1965-05-08: Wind1968-06-14: Wind1969-07-07: Wind1973-06-16: Wind1973-12-04: Wind1974-03-04: Wind1974-03-04: Wind1975-04-23: Wind1975-05-20: Wind1980-05-10: Wind1985-07-04: Wind1985-07-04: Wind1986-07-10: Wind1986-07-10: Wind1986-07-29: Wind1987-08-20: Wind1987-08-20: Wind1987-08-20: Wind1987-08-20: Wind1988-11-15: Wind1989-05-24: Wind1996-06-05: Wind1998-06-29: Wind1999-02-11: Wind2000-06-20: Wind2000-06-25: Wind2000-10-14: Wind2002-03-09: Wind2002-03-09: Wind2003-07-09: Wind2004-05-24: Wind2004-05-24: Wind2005-06-08: Wind2005-06-04: Wind2005-08-19: Wind2006-04-02: Wind2006-08-02: Wind2007-03-31: Wind2007-08-12: Wind2007-08-12: Wind2008-12-27: Wind2008-06-06: Wind2008-08-28: Wind2008-08-28: Wind2008-08-28: Wind2008-07-24: Wind2009-08-19: Wind2009-05-13: Wind2010-06-01: Wind2010-07-20: Wind2011-06-26: Wind2011-02-27: Wind2011-06-26: Wind2012-02-29: Wind2014-10-02: Wind2014-07-07: Wind2014-04-27: Wind2015-11-11: Wind2016-07-07: Wind2017-03-06: Wind2017-03-06: Wind2017-06-14: Wind2018-06-20: Wind2019-05-25: Wind2021-04-07: Wind2021-04-07: Wind2021-06-20: Wind2021-06-20: Wind2022-06-17: Wind2023-06-29: Wind2024-05-07: Wind2024-06-13: Wind2024-10-31: Wind2025-08-09: Wind2025-08-09: Wind
Shelby County within Missouri. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Shelby County, Missouri, has 313 weather events in the NCEI Storm Events record since 1950, most of them damaging wind.

That is 62.5 events per 100 square miles, below the Missouri figure of 106.7, and 523.8 per 10,000 residents against 118.9 statewide.

6 events fall in the 12 months to 30 Jun 2026. NCEI attributes 2 deaths and 5 injuries to events in the county, with property damage estimated at $3.0M and crop damage at $5K.

FEMA has designated the county in 27 federal disaster declarations since 1953; the most recent is Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (major disaster, 3 Aug 2026).

National Flood Insurance Program policyholders in the county filed 2 claims since 1978, of which 2 were paid, totalling $81K (about $40K per paid claim). FEMA counts 1 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Very Low" and its expected annual loss as "Very Low" ($6.6M a year across 18 hazards).

6events, last 12 monthsto 30 Jun 2026
313events since 19502 deaths, 5 injuries recorded
27disaster declarationslast 3 Aug 2026
2NFIP flood claims$81K paid

Compared with Missouri and the United States

MeasureShelby CountyMissouriUS
Recorded events since 195031373,3391,977,440
Events per 100 square miles62.5106.756.0
Events per 10,000 residents523.8118.959.6
Events in the last 12 months61,92062,008
Deaths recorded by NCEI21,00926,435
Property damage (NCEI estimates)$3.0M$12B$575B
NFIP claims per 1,000 residents0.38.38.1
Average paid NFIP claim$40K$23K$43K
Claims per 100 policies in force, last 10 years0.051.016.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 2Wind: 2
Hail: 4Tornado: 3Wind: 4
Hail: 4Tornado: 3Wind: 6
Hail: 4Tornado: 1Wind: 12
Hail: 1Flood: 4Wind: 9Winter: 12Heat: 1Lightning: 1
Hail: 22Tornado: 3Flood: 15Wind: 30Winter: 18Heat: 17Cold: 3Drought: 3Lightning: 4Other: 1
Hail: 20Tornado: 6Flood: 9Wind: 16Winter: 13Heat: 21Cold: 2Drought: 4
Hail: 5Tornado: 3Flood: 1Wind: 12Winter: 8Heat: 2Cold: 2
41950s111960s131970s171980s281990s1162000s912010s332020s
Recorded events in Shelby County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 172 events in the 20 years to 2025 against 106 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind91
Hail60
Winter51
Heat41
Flood29
Tornado21
Cold7
Drought7
Lightning5
Other1
HazardEventsDeathsShare of state's events
■ Wind91—0.4%detail
■ Hail60—0.3%detail
■ Winter51—0.8%detail
■ Heat41—1.1%
■ Flood29—0.3%detail
■ Tornado21—0.7%detail
■ Cold7—0.4%
■ Drought7—0.3%
■ Lightning521.8%
■ Other1—0.1%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
17 Oct 2005LightningLightning———21County
12 May 2002Flash FloodFlood————2County
18 Jul 1999HeatHeat————1Forecast zone
6 Mar 2017TornadoTornadoEF1———1County
23 Apr 1975TornadoTornadoF4$2.5M———County
9 Aug 2025TornadoTornadoEF1$105K———County
3 Jun 2008LightningLightning—$100K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
3 Aug 2026DR-4929Major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, And FloodingPublic assistance
21 Sep 2023DR-4741Major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, And FloodingPublic assistance
26 Mar 2020DR-4490Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3482EmergencyBiologicalCovid-19Public assistance
9 Jul 2019DR-4451Major disasterSevere StormSevere Storms, Tornadoes, And FloodingPublic assistance
7 Aug 2015DR-4238Major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, And FloodingPublic assistance
31 Oct 2014DR-4200Major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, And FloodingPublic assistance
18 Jul 2013DR-4130Major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, And FloodingPublic assistance
23 Mar 2011DR-1961Major disasterSevere StormSevere Winter Storm And SnowstormPublic assistance
3 Feb 2011EM-3317EmergencySevere StormSevere Winter StormPublic assistance
17 Aug 2010DR-1934Major disasterSevere StormSevere Storms, Flooding, And TornadoesPublic assistance
19 Jun 2009DR-1847Major disasterSevere StormSevere Storms, Tornadoes, And FloodingPublic assistance
30 Jan 2009EM-3303EmergencySevere Ice StormSevere Winter StormPublic assistance
13 Nov 2008DR-1809Major disasterSevere StormSevere Storms, Flooding, And A TornadoPublic assistance
25 Jun 2008DR-1773Major disasterSevere StormSevere Storms And FloodingPublic assistance
12 Dec 2007EM-3281EmergencySevere Ice StormSevere Winter StormsPublic assistance
10 Sep 2005EM-3232EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
11 Jun 2004DR-1524Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance
6 May 2003DR-1463Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance
6 May 2002DR-1412Major disasterSevere StormSevere Storms, Tornadoes And FloodingPublic assistance
6 Feb 2002DR-1403Major disasterSevere Ice StormSevere Winter Ice StormIndividual assistance, Public assistance
9 Jul 1993DR-995Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
14 Oct 1986DR-779Major disasterFloodSevere Storms & FloodingPublic assistance
24 Sep 1976EM-3017EmergencyDroughtDroughtPublic assistance
3 May 1975DR-466Major disasterTornadoTornadoes, High Winds & HailIndividual assistance, Public assistance
1 Nov 1973DR-407Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
19 Apr 1973DR-372Major disasterSevere StormHeavy Rains, Tornadoes & FloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Shelby County, 1978 to 2026 (hover for the amount paid).
Claims since 19782
Paid claims2
Total paid$81K
Average paid claim$40K
Repetitive-loss properties0
Residential policies in force10.0% of 4,116 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
200811$62,908$62,908
200111$17,666$17,666

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskVery Lowscore 15.9 of 100
Expected annual loss$6.6MVery Low
Social vulnerabilityRelatively Low
Community resilienceRelatively High
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingVery Low$1,881,438
Heat waveRelatively Moderate$1,598,118
LightningRelatively High$1,036,751
TornadoRelatively Low$805,685
Cold waveRelatively Low$360,736
DroughtRelatively Low$319,378
Strong windRelatively Low$249,004
HailRelatively Low$164,306
EarthquakeVery Low$157,548
Winter weatherRelatively Low$26,892
Ice stormVery Low$8,954
WildfireVery Low$8,491
HurricaneVery Low$3,598
LandslideVery Low$571

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

No HURDAT2 track at tropical-storm strength passes within 100 miles of the county's centre point (through the 2025 season).

Questions and answers

How often does it hail in Shelby County, MO?

NCEI records 60 hail events in Shelby County since 1950, in 31 different years; that is about 0.8 recorded events a year. 16 reports were golf-ball size (1.75 in) or larger.

Has Shelby County had a tornado?

Yes. NCEI records 21 tornadoes in Shelby County since 1950, 3 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Shelby County?

3 Aug 2026: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding, a major disaster declaration for severe storm. The county appears in 27 declarations since 1953.

How many flood insurance claims have been filed in Shelby County, and how much was paid?

2 NFIP claims since 1978, 2 of them paid, for $81K in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Shelby County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Very Low" for overall risk, "Very Low" for expected annual loss, "Relatively Low" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Shelby County compare with the rest of Missouri?

62.5 recorded events per 100 square miles against 106.7 statewide, and 0.3 NFIP claims per 1,000 residents against 8.3. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.