County Hazards

States › New York › Jefferson County

Jefferson County, New York

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 36045 · 116,295 residents (2021) · 1,268 sq mi · dominant hazard Wind

Hail · 27Tornado · 4Flood · 41Wind · 357Winter · 225
1968-08-07: Hail1992-07-20: Hail1998-08-24: Hail2004-04-29: Hail2005-08-01: Hail2005-08-01: Hail2006-06-30: Hail2006-06-30: Hail2006-07-29: Hail2007-07-06: Hail2007-06-21: Hail2009-07-07: Hail2010-07-21: Hail2010-07-21: Hail2010-07-21: Hail2010-07-21: Hail2012-05-29: Hail2012-07-10: Hail2013-05-21: Hail2017-08-04: Hail2018-08-15: Hail2018-08-15: Hail2019-07-11: Hail2020-03-29: Hail2026-06-26: Hail2026-06-26: Hail1959-07-01: Tornado1983-08-28: Tornado2003-08-05: Tornado2024-09-09: Tornado2005-09-16: Flood2008-07-24: Flood2008-07-24: Flood2010-09-30: Flood2010-09-30: Flood2011-04-28: Flood2012-08-05: Flood2014-04-13: Flood2017-04-07: Flood2019-06-01: Flood2019-07-01: Flood2019-05-17: Flood2019-08-01: Flood2019-11-02: Flood2021-03-28: Flood2024-08-09: Flood2024-08-09: Flood2024-08-09: Flood2024-08-09: Flood2026-06-30: Wind2026-06-30: Wind2026-06-30: Wind2026-06-30: Wind2026-06-30: Wind2025-09-04: Wind2025-09-04: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-06-22: Wind2025-03-16: Wind2025-03-16: Wind2025-03-16: Wind2025-03-16: Wind2025-03-16: Wind2025-03-16: Wind2025-03-16: Wind2024-07-16: Wind2024-07-16: Wind2024-07-16: Wind2024-07-16: Wind2024-07-16: Wind2024-07-16: Wind2024-07-16: Wind2024-07-16: Wind2024-07-16: Wind2024-07-16: Wind2024-07-16: Wind2024-07-10: Wind2024-07-10: Wind2024-07-10: Wind2024-07-10: Wind2024-06-13: Wind2024-06-13: Wind2024-06-13: Wind2024-05-22: Wind2024-05-21: Wind2024-05-21: Wind2024-05-21: Wind2023-09-06: Wind2023-08-12: Wind2023-08-12: Wind2023-08-07: Wind2023-07-24: Wind2023-07-13: Wind2022-08-29: Wind2022-08-29: Wind2022-08-29: Wind2022-08-29: Wind2022-08-29: Wind2022-08-21: Wind2022-06-16: Wind2021-09-06: Wind2021-07-20: Wind2021-07-20: Wind2021-07-20: Wind2021-07-20: Wind2021-07-08: Wind2021-07-08: Wind2021-07-05: Wind2021-07-05: Wind2021-06-21: Wind2020-11-15: Wind2020-11-15: Wind2020-11-15: Wind2020-11-15: Wind2020-11-15: Wind2020-11-15: Wind2020-10-07: Wind2020-05-29: Wind2019-07-11: Wind2019-07-11: Wind2019-06-29: Wind2019-06-29: Wind2019-05-25: Wind2019-05-23: Wind2018-08-07: Wind2018-07-10: Wind2018-06-13: Wind2018-06-13: Wind2018-06-13: Wind2018-06-13: Wind2018-06-13: Wind
Jefferson County within New York. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 699 events for Jefferson County, New York, between 1950 and 2026; damaging wind account for the largest share.

That is 55.1 events per 100 square miles, below the New York figure of 120.3, and 60.1 per 10,000 residents against 28.6 statewide.

24 events fall in the 12 months to 30 Jun 2026. NCEI attributes 3 deaths and 3 injuries to events in the county, with property damage estimated at $150M and crop damage at $852K.

FEMA has designated the county in 21 federal disaster declarations since 1953; the most recent is Remnants Of Tropical Storm Debby (major disaster, 24 Sep 2024).

National Flood Insurance Program policyholders in the county filed 250 claims since 1978, of which 151 were paid, totalling $2.4M (about $16K per paid claim). FEMA counts 253 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($26M a year across 18 hazards).

2 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

24events, last 12 monthsto 30 Jun 2026
699events since 19503 deaths, 3 injuries recorded
21disaster declarationslast 24 Sep 2024
250NFIP flood claims$2.4M paid

Compared with New York and the United States

MeasureJefferson CountyNew YorkUS
Recorded events since 195069956,6751,977,440
Events per 100 square miles55.1120.356.0
Events per 10,000 residents60.128.659.6
Events in the last 12 months241,94862,008
Deaths recorded by NCEI357826,435
Property damage (NCEI estimates)$150M$5.7B$575B
NFIP claims per 1,000 residents2.18.88.1
Average paid NFIP claim$16K$40K$43K
Claims per 100 policies in force, last 10 years36.010.116.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 1Wind: 2
Hail: 1Wind: 8
Wind: 4
Tornado: 1Wind: 22
Hail: 3Flood: 6Wind: 36Winter: 37
Hail: 9Tornado: 1Flood: 7Wind: 63Winter: 52Cold: 2Other: 1
Hail: 11Flood: 22Wind: 121Winter: 82Cold: 18Drought: 2Wildfire: 1Lightning: 1
Hail: 3Tornado: 1Flood: 6Wind: 101Winter: 54Cold: 18Lightning: 1Other: 1
31950s91960s41970s231980s821990s1352000s2582010s1852020s
Recorded events in Jefferson County by decade and hazard group. HailTornadoFloodWindWinterColdDroughtWildfireLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 498 events in the 20 years to 2025 against 160 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind357
Winter225
Flood41
Cold38
Hail27
Tornado4
Drought2
Lightning2
Other2
Wildfire1
HazardEventsDeathsShare of state's events
■ Wind35711.4%detail
■ Winter22511.7%detail
■ Flood4110.6%detail
■ Cold38—1.3%
■ Hail27—0.5%detail
■ Tornado4—0.7%
■ Drought2—0.5%
■ Lightning2—0.3%
■ Other2—0.4%
■ Wildfire1—2.9%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
28 Apr 2011FloodFlood—$250K—1—County
4 Apr 2018High WindWind68 mph$15K—1—Forecast zone
23 Dec 2022BlizzardWinter———1—Forecast zone
9 Dec 2009High WindWind58 mph$100M———Forecast zone
15 Jul 1995Thunderstorm WindWind0 mph$15M———County
28 Aug 1983TornadoTornadoF1$2.5M——1County
8 Jan 1998Ice StormWinter—$10M———Forecast zone
31 Aug 2016LightningLightning————1County
16 Jul 2024Thunderstorm WindWind81 mph———1County
27 Dec 2001Heavy SnowWinter—$2.0M———Forecast zone
2 Feb 2007Lake-Effect SnowWinter—$1.5M———Forecast zone
1 Jun 2019FloodFlood—$1.5M———County
20 May 2019Lakeshore FloodFlood—$1.5M———Forecast zone
19 Jan 1996FloodFlood—$1.0M———Forecast zone
22 Nov 2000Heavy SnowWinter—$1.0M———Forecast zone
1 Jul 2019FloodFlood—$1.0M———County
1 Feb 2002High WindWind60 mph$750K———Forecast zone
9 Jan 2008High WindWind58 mph$750K———Forecast zone
15 Sep 2008High WindWind63 mph$500K$200K——Forecast zone
13 Jul 2023Thunderstorm WindWind58 mph—$600K——County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
24 Sep 2024DR-4825Major disasterTropical StormRemnants Of Tropical Storm DebbyPublic assistance
20 Nov 2022EM-3589EmergencyWinter StormSevere Winter Storm And SnowstormPublic assistance
20 Mar 2020DR-4480Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3434EmergencyBiologicalCovid-19Public assistance
19 Dec 2019DR-4472Major disasterSevere StormSevere Storms, Straight-Line Winds, And FloodingPublic assistance
14 Nov 2017DR-4348Major disasterFloodFloodingPublic assistance
22 Dec 2014DR-4204Major disasterSnowstormSevere Winter Storm, Snowstorm, And FloodingPublic assistance
28 Oct 2012EM-3351EmergencyHurricaneHurricane SandyPublic assistance
30 Sep 2005EM-3262EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
3 Aug 2004DR-1534Major disasterSevere StormSevere Storms And Flooding—
23 Aug 2003EM-3186EmergencyOtherPower OutagePublic assistance
11 Sep 2001DR-1391Major disasterFireFires And ExplosionsPublic assistance
11 Oct 2000EM-3155EmergencyOtherWest Nile VirusPublic assistance
15 Jan 1999EM-3136EmergencySnowstormSnowPublic assistance
6 Jan 1998DR-1196Major disasterSnowstormSevere Storms And FloodingIndividual assistance, Public assistance
24 Jan 1996DR-1095Major disasterFloodSevere Storms And FloodingPublic assistance
17 Mar 1993EM-3107EmergencySnowstormSevere BlizzardPublic assistance
21 Mar 1991DR-898Major disasterSnowstormSevere Winter StormPublic assistance
5 Feb 1977DR-527Major disasterSnowstormSnowstormsIndividual assistance, Public assistance
29 Jan 1977EM-3027EmergencySnowstormSnowstormsIndividual assistance, Public assistance
21 Mar 1973DR-367Major disasterFloodHigh Winds, Wave Action & FloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Jefferson County, 1978 to 2026 (hover for the amount paid).
Claims since 1978250
Paid claims151
Total paid$2.4M
Average paid claim$16K
Repetitive-loss properties152 severe
Residential policies in force2530.6% of 45,113 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202611$5,138$5,138
202310$0—
202210$0—
202111$44,341$44,341
202041$60,812$60,812
20193428$701,565$25,056
201843$63,718$21,239
20174526$752,243$28,932
201610$0—
201510$0—
201496$79,220$13,203
201320$0—
201173$32,150$10,717
201011$1,078$1,078
200831$3,925$3,925
200711$2,420$2,420
200651$9,320$9,320
200531$3,853$3,853
200220$0—
200110$0—
199933$21,249$7,083
19983424$426,903$17,788
199710$0—
199621$9,276$9,276
199432$6,112$3,056

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 64.0 of 100
Expected annual loss$26MRelatively Low
Social vulnerabilityRelatively Low
Community resilienceRelatively High
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Moderate$19,434,773
Cold waveRelatively Low$1,833,900
Strong windRelatively Moderate$1,350,446
EarthquakeRelatively Low$952,111
Winter weatherRelatively High$617,664
Ice stormRelatively Moderate$501,711
TornadoRelatively Low$484,525
LightningRelatively Low$222,475
Heat waveVery Low$179,449
HurricaneVery Low$110,810
HailVery Low$23,702
WildfireVery Low$13,582
LandslideVery Low$1,273
Coastal floodingVery Low$0

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles2
Tracks within 50 miles0
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Unnamed Atlantic storm190384 mi46 mph
Unnamed Atlantic storm187669 mi46 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Jefferson County, NY?

NCEI records 27 hail events in Jefferson County since 1950, in 17 different years; that is about 0.4 recorded events a year. 3 reports were golf-ball size (1.75 in) or larger.

Has Jefferson County had a tornado?

Yes. NCEI records 4 tornadoes in Jefferson County since 1950, 0 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Jefferson County?

24 Sep 2024: Remnants Of Tropical Storm Debby, a major disaster declaration for tropical storm. The county appears in 21 declarations since 1953.

How many flood insurance claims have been filed in Jefferson County, and how much was paid?

250 NFIP claims since 1978, 151 of them paid, for $2.4M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Jefferson County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively Low" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Jefferson County compare with the rest of New York?

55.1 recorded events per 100 square miles against 120.3 statewide, and 2.1 NFIP claims per 1,000 residents against 8.8. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.