States › Oklahoma › Garvin County

Garvin County, Oklahoma

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 40049 · 25,804 residents (2021) · 802 sq mi · dominant hazard Hail

Hail · 401Tornado · 69Flood · 46Wind · 257Winter · 51

Garvin County within Oklahoma. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 1,024 storm events in Garvin County, Oklahoma, led by hail.

That is 127.7 events per 100 square miles, in line with the Oklahoma figure of 120.9, and 396.8 per 10,000 residents against 208.0 statewide.

35 events fall in the 12 months to 30 Jun 2026. NCEI attributes 11 deaths and 28 injuries to events in the county, with property damage estimated at $40M and crop damage at $8.3M.

FEMA has designated the county in 33 federal disaster declarations since 1953; the most recent is Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (major disaster, 18 Mar 2025).

National Flood Insurance Program policyholders in the county filed 65 claims since 1978, of which 47 were paid, totalling $1.4M (about $29K per paid claim). FEMA counts 67 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($20M a year across 18 hazards).

4 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

35events, last 12 monthsto 30 Jun 2026

1,024events since 195011 deaths, 28 injuries recorded

33disaster declarationslast 18 Mar 2025

65NFIP flood claims$1.4M paid

Compared with Oklahoma and the United States

Measure	Garvin County	Oklahoma	US
Recorded events since 1950	1,024	82,919	1,977,440
Events per 100 square miles	127.7	120.9	56.0
Events per 10,000 residents	396.8	208.0	59.6
Events in the last 12 months	35	2,570	62,008
Deaths recorded by NCEI	11	705	26,435
Property damage (NCEI estimates)	$40M	$9.6B	$575B
NFIP claims per 1,000 residents	2.5	3.3	8.1
Average paid NFIP claim	$29K	$24K	$43K
Claims per 100 policies in force, last 10 years	16.4	17.0	16.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 5Tornado: 11Wind: 2

Hail: 17Tornado: 10Wind: 15

Hail: 16Tornado: 12Wind: 20

Hail: 60Tornado: 7Wind: 29

Hail: 95Tornado: 7Flood: 3Wind: 53Winter: 9Heat: 1Cold: 2Lightning: 2Fog: 3

Hail: 75Tornado: 2Flood: 9Wind: 57Winter: 17Heat: 3Drought: 17Wildfire: 2Lightning: 2Fog: 7Other: 1

Hail: 76Tornado: 7Flood: 18Wind: 46Winter: 17Drought: 38Wildfire: 2Lightning: 1

Hail: 57Tornado: 13Flood: 16Wind: 35Winter: 8Heat: 82Cold: 9Drought: 28

181950s421960s481970s961980s1751990s1922000s2052010s2482020s

Recorded events in Garvin County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtWildfireLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 508 events in the 20 years to 2025 against 342 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Hail401

Wind257

Heat86

Drought83

Tornado69

Winter51

Flood46

Cold11

Fog10

Lightning5

Wildfire4

Other1

Hazard	Events	Deaths	Share of state's events
■ Hail	401	—	1.3%	detail
■ Wind	257	—	1.1%	detail
■ Heat	86	2	1.8%
■ Drought	83	—	1.2%
■ Tornado	69	6	1.4%	detail
■ Winter	51	3	1.3%	detail
■ Flood	46	—	1.1%	detail
■ Cold	11	—	1.7%
■ Fog	10	—	3.2%
■ Lightning	5	—	1.3%
■ Wildfire	4	—	0.7%
■ Other	1	—	0.4%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

Date	Event type	Group	Magnitude	Property damage	Crop damage	Deaths	Injuries	Geography
19 Apr 1972	Tornado	Tornado	F4	$25K	—	5	3	County
3 Jan 2008	Winter Weather	Winter	—	$15K	—	2	3	Forecast zone
16 Jul 2006	Heat	Heat	—	—	—	2	—	Forecast zone
24 Dec 2009	Blizzard	Winter	—	$2.1M	—	1	—	Forecast zone
9 May 2016	Tornado	Tornado	EF4	$1.0M	—	1	—	County
22 Feb 1975	Tornado	Tornado	F2	$2.5M	—	—	14	County
19 Apr 1973	Tornado	Tornado	F2	$2.5M	—	—	2	County
26 Dec 2000	Ice Storm	Winter	—	$14M	—	—	—	Forecast zone
17 Feb 1961	Tornado	Tornado	F3	$2.5M	—	—	1	County
5 Mar 1961	Tornado	Tornado	F2	$250K	—	—	1	County
7 May 2008	Tornado	Tornado	EF1	$50K	—	—	1	County
2 Apr 1957	Tornado	Tornado	F2	$25K	—	—	1	County
19 May 1977	Tornado	Tornado	F2	$25K	—	—	1	County
9 Nov 2007	Dense Fog	Fog	—	$25K	—	—	1	Forecast zone
1 Aug 2000	Drought	Drought	—	—	$8.3M	—	—	Forecast zone
27 Apr 2007	Lightning	Lightning	—	$3.0M	—	—	—	County
13 Mar 1990	Tornado	Tornado	F3	$2.5M	—	—	—	County
13 Mar 1990	Tornado	Tornado	F2	$2.5M	—	—	—	County
18 Mar 1998	Thunderstorm Wind	Wind	—	$2.5M	—	—	—	County
27 Nov 2005	Wildfire	Wildfire	—	$400K	—	—	—	Forecast zone

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

Declared	Number	Type	Incident	Title	Programs
18 Mar 2025	DR-4862	Major disaster	Severe Storm	Severe Storms, Straight-Line Winds, Tornadoes, And Flooding	Public assistance
24 Feb 2021	DR-4587	Major disaster	Severe Ice Storm	Severe Winter Storms	Public assistance
17 Feb 2021	EM-3555	Emergency	Severe Ice Storm	Severe Winter Storm	Public assistance
5 Apr 2020	DR-4530	Major disaster	Biological	Covid-19 Pandemic	Individual assistance, Public assistance
13 Mar 2020	EM-3462	Emergency	Biological	Covid-19	Public assistance
15 Jul 2016	DR-4274	Major disaster	Flood	Severe Storms And Flooding	Public assistance
26 May 2015	DR-4222	Major disaster	Severe Storm	Severe Storms, Tornadoes, Straight-Line Winds, And Flooding	Individual assistance, Public assistance
2 Feb 2011	EM-3316	Emergency	Severe Storm	Severe Winter Storm	Public assistance
24 May 2010	DR-1917	Major disaster	Severe Storm	Severe Storms, Tornadoes, And Straight-Line Winds	Individual assistance, Public assistance
5 Mar 2010	DR-1883	Major disaster	Severe Ice Storm	Severe Winter Storm	Public assistance
25 Feb 2010	DR-1876	Major disaster	Severe Storm	Severe Winter Storm	Public assistance
30 Jan 2010	EM-3308	Emergency	Severe Storm	Severe Winter Storm	Public assistance
10 Dec 2007	EM-3280	Emergency	Severe Ice Storm	Severe Winter Storms	Public assistance
31 Aug 2007	DR-1723	Major disaster	Severe Storm	Severe Storms, Flooding, And Tornadoes	Public assistance
24 Aug 2007	DR-1718	Major disaster	Severe Storm	Severe Storms, Tornadoes, And Flooding	Public assistance
7 Jul 2007	DR-1712	Major disaster	Severe Storm	Severe Storms, Flooding, And Tornadoes	Individual assistance, Public assistance
1 Feb 2007	DR-1678	Major disaster	Severe Storm	Severe Winter Storms	Public assistance
14 Jan 2007	EM-3272	Emergency	Severe Ice Storm	Severe Winter Storms And Flooding	Public assistance
19 Jan 2006	FM-2627	Fire management assistance	Fire	Paoli Fire	Public assistance
10 Jan 2006	DR-1623	Major disaster	Fire	Extreme Wildfire Threat	Individual assistance, Public assistance
30 Nov 2005	FM-2589	Fire management assistance	Fire	Antioch Fire	Public assistance
5 Sep 2005	EM-3219	Emergency	Hurricane	Hurricane Katrina Evacuation	Public assistance
10 May 2003	DR-1465	Major disaster	Severe Storm	Severe Storms And Tornadoes	Individual assistance, Public assistance
1 Feb 2002	DR-1401	Major disaster	Severe Ice Storm	Severe Winter Ice Storm	Individual assistance
29 Jun 2001	DR-1384	Major disaster	Severe Storm	Severe Storms, Flooding, And Tornadoes	Public assistance
5 Jan 2001	DR-1355	Major disaster	Severe Ice Storm	Severe Winter Ice Storm	Individual assistance, Public assistance
28 Dec 2000	EM-3158	Emergency	Severe Ice Storm	Severe Winter And Ice Storm	Public assistance
18 May 1990	DR-866	Major disaster	Severe Storm	Severe Storms, Tornadoes & Flooding	Individual assistance, Public assistance
9 Jul 1987	DR-794	Major disaster	Flood	Severe Storms & Flooding	Public assistance
26 Oct 1983	DR-693	Major disaster	Flood	Severe Storms & Flooding	Individual assistance
10 Dec 1973	DR-409	Major disaster	Flood	Severe Storms & Flooding	Individual assistance, Public assistance
13 Jun 1973	DR-392	Major disaster	Severe Storm	Severe Storms, Flooding, & Tornadoes	Individual assistance, Public assistance
14 Oct 1970	DR-297	Major disaster	Severe Storm	Heavy Rains, Tornadoes & Flooding	Individual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026

NFIP claims by year of loss in Garvin County, 1978 to 2026 (hover for the amount paid).

Claims since 197865

Paid claims47

Total paid$1.4M

Average paid claim$29K

Repetitive-loss properties61 severe

Residential policies in force670.6% of 11,674 structures

Year of loss	Claims	Paid claims	Amount paid	Average paid
2025	1	1	$14,199	$14,199
2021	2	2	$27,867	$13,933
2020	2	1	$14,256	$14,256
2019	3	1	$956	$956
2017	3	2	$5,064	$2,532
2016	6	5	$945,787	$189,157
2015	6	4	$48,612	$12,153
2009	2	1	$28,614	$28,614
2008	1	0	$0	—
2007	1	1	$64,857	$64,857
2005	1	1	$16,593	$16,593
2002	1	1	$356	$356
1998	2	1	$567	$567
1990	3	2	$18,602	$9,301
1987	17	16	$159,834	$9,990
1983	6	4	$10,056	$2,514
1980	5	2	$10,855	$5,427
1979	3	2	$19,297	$9,649

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 61.7 of 100

Expected annual loss$20MRelatively Low

Social vulnerabilityRelatively Moderate

Community resilienceRelatively Low

Hazard (NRI)	Risk rating	Expected annual loss
Inland flooding	Relatively Low	$6,849,170
Tornado	Relatively Moderate	$4,684,648
Hail	Relatively Moderate	$1,351,744
Drought	Relatively Moderate	$1,314,800
Strong wind	Relatively Moderate	$1,297,055
Heat wave	Relatively Low	$1,173,731
Cold wave	Relatively Low	$956,008
Wildfire	Relatively Low	$809,525
Ice storm	Relatively High	$747,345
Earthquake	Very Low	$361,038
Lightning	Relatively Moderate	$295,401
Winter weather	Relatively Low	$70,115
Hurricane	Very Low	$28,541
Landslide	Very Low	$1,407

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles4

Tracks within 50 miles2

Hurricane strength within 50 miles0

Storm	Year	Closest approach	Max wind while within 100 mi
Erin	2007	65 mi	40 mph
Carla	1961	33 mi	40 mph
Unnamed Atlantic storm	1902	88 mi	40 mph
Unnamed Atlantic storm	1900	28 mi	52 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

73075 31
73052 26

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Garvin County, OK?

NCEI records 401 hail events in Garvin County since 1950, in 67 different years; that is about 5.2 recorded events a year. 97 reports were golf-ball size (1.75 in) or larger.

Has Garvin County had a tornado?

Yes. NCEI records 69 tornadoes in Garvin County since 1950, 18 of them rated (E)F2 or stronger. Tornado deaths recorded: 6.

When was the last federal disaster declaration for Garvin County?

18 Mar 2025: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding, a major disaster declaration for severe storm. The county appears in 33 declarations since 1953.

How many flood insurance claims have been filed in Garvin County, and how much was paid?

65 NFIP claims since 1978, 47 of them paid, for $1.4M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Garvin County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively Moderate" for social vulnerability and "Relatively Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Garvin County compare with the rest of Oklahoma?

127.7 recorded events per 100 square miles against 120.9 statewide, and 2.5 NFIP claims per 1,000 residents against 3.3. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.