County Hazards

States › Oklahoma › Pottawatomie County

Pottawatomie County, Oklahoma

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 40125 · 73,019 residents (2021) · 788 sq mi · dominant hazard Hail

Hail · 360Tornado · 95Flood · 51Wind · 219Winter · 49
2026-04-28: Hail2026-04-28: Hail2025-11-19: Hail2025-10-23: Hail2025-10-23: Hail2025-06-03: Hail2025-06-03: Hail2025-05-24: Hail2025-05-24: Hail2025-05-22: Hail2025-05-18: Hail2025-05-18: Hail2025-05-17: Hail2025-05-17: Hail2025-05-17: Hail2025-05-17: Hail2025-04-28: Hail2025-04-28: Hail2025-03-29: Hail2025-03-29: Hail2024-04-27: Hail2024-03-14: Hail2024-03-14: Hail2023-09-23: Hail2023-09-23: Hail2023-09-19: Hail2023-09-19: Hail2023-09-19: Hail2023-09-19: Hail2023-09-19: Hail2023-09-19: Hail2023-09-19: Hail2023-09-05: Hail2023-07-11: Hail2023-07-11: Hail2023-04-19: Hail2023-04-19: Hail2021-05-03: Hail2021-05-03: Hail2021-05-03: Hail2021-05-03: Hail2021-04-28: Hail2021-04-28: Hail2021-04-09: Hail2021-04-09: Hail2021-04-09: Hail2021-04-09: Hail2021-04-09: Hail2020-05-04: Hail2020-05-04: Hail2020-04-28: Hail2020-04-28: Hail2019-10-20: Hail2019-08-22: Hail2019-07-29: Hail2019-06-09: Hail2019-05-29: Hail2019-03-23: Hail2018-11-30: Hail2018-05-25: Hail2017-06-30: Hail2017-05-27: Hail2017-05-27: Hail2017-05-19: Hail2017-05-18: Hail2017-04-25: Hail2017-04-04: Hail2017-03-06: Hail2017-03-06: Hail2016-10-04: Hail2016-07-30: Hail2016-05-11: Hail2016-04-29: Hail2016-04-29: Hail2015-05-08: Hail2015-03-31: Hail2015-03-31: Hail2015-03-31: Hail2015-03-25: Hail2013-05-31: Hail2013-05-31: Hail2013-05-31: Hail2013-04-15: Hail2011-10-22: Hail2011-10-22: Hail2011-08-12: Hail2011-08-12: Hail2011-08-12: Hail2011-05-12: Hail2011-05-12: Hail2011-05-12: Hail2011-04-22: Hail2011-04-22: Hail2011-04-22: Hail2011-04-22: Hail2011-04-22: Hail2011-04-22: Hail2011-04-22: Hail2011-04-14: Hail2011-04-14: Hail2011-04-14: Hail2010-05-19: Hail2010-05-19: Hail2010-05-16: Hail2010-05-16: Hail2010-05-10: Hail2009-09-21: Hail2009-07-08: Hail2009-06-12: Hail2009-05-23: Hail2009-05-12: Hail2009-03-30: Hail2009-03-30: Hail2008-11-05: Hail2008-11-05: Hail2008-11-05: Hail2008-11-05: Hail2008-11-05: Hail2008-06-16: Hail2008-06-16: Hail1953-12-02: Tornado1954-05-01: Tornado1955-05-26: Tornado1955-04-26: Tornado1957-01-22: Tornado1957-04-02: Tornado1957-05-24: Tornado1957-09-14: Tornado1957-09-14: Tornado1960-05-04: Tornado1960-05-05: Tornado1961-05-08: Tornado1961-02-17: Tornado1962-05-26: Tornado1962-05-26: Tornado1962-05-28: Tornado1962-05-28: Tornado1963-05-26: Tornado1963-05-26: Tornado1965-05-09: Tornado1965-04-14: Tornado1965-04-14: Tornado1965-05-27: Tornado1967-06-11: Tornado1968-05-13: Tornado1970-10-05: Tornado1970-10-05: Tornado1974-06-08: Tornado1976-06-29: Tornado1976-06-29: Tornado1977-05-21: Tornado1979-04-10: Tornado1981-06-14: Tornado1981-05-23: Tornado1981-05-23: Tornado1981-05-17: Tornado1985-11-19: Tornado1986-05-16: Tornado1990-03-13: Tornado1998-06-08: Tornado1998-10-04: Tornado1998-10-04: Tornado1998-10-04: Tornado1999-05-03: Tornado1999-05-03: Tornado1999-05-03: Tornado2001-04-11: Tornado2007-05-07: Tornado2010-05-10: Tornado2010-05-10: Tornado2010-05-10: Tornado2010-05-10: Tornado2011-05-24: Tornado2012-04-13: Tornado2013-05-19: Tornado2013-05-19: Tornado2013-05-19: Tornado2015-05-19: Tornado2018-05-02: Tornado2019-05-21: Tornado2019-05-21: Tornado2021-10-10: Tornado2021-10-10: Tornado2022-10-24: Tornado2022-12-13: Tornado2022-05-04: Tornado2022-05-04: Tornado2022-05-04: Tornado2022-05-04: Tornado2022-05-04: Tornado2023-02-26: Tornado2023-02-26: Tornado2023-04-19: Tornado2023-04-19: Tornado2023-04-19: Tornado2023-04-19: Tornado2023-04-19: Tornado2023-04-19: Tornado2023-05-11: Tornado2023-05-11: Tornado2023-10-25: Tornado2024-04-26: Tornado2024-04-26: Tornado2024-04-26: Tornado2024-04-26: Tornado2024-11-02: Tornado2024-11-02: Tornado2026-01-08: Tornado2026-01-08: Tornado2026-04-03: Tornado2026-04-03: Tornado2007-06-26: Flood2007-06-18: Flood2007-06-26: Flood2007-06-26: Flood2007-05-08: Flood2007-07-30: Flood2007-08-19: Flood2007-07-10: Flood2010-06-14: Flood2010-06-14: Flood2013-04-17: Flood2015-06-18: Flood2015-05-23: Flood2015-05-23: Flood2015-05-23: Flood2015-05-23: Flood2015-05-23: Flood2015-05-23: Flood2015-05-23: Flood2016-06-01: Flood2016-07-03: Flood2017-05-27: Flood2017-05-19: Flood2018-06-07: Flood2018-06-25: Flood2019-05-29: Flood2019-04-30: Flood2019-04-30: Flood2019-04-30: Flood2021-05-27: Flood2022-05-04: Flood2022-05-04: Flood2023-03-23: Flood2023-03-23: Flood2025-04-19: Flood2025-04-20: Flood2025-04-20: Flood2025-04-30: Flood2025-04-30: Flood2025-04-30: Flood2026-06-22: Wind2026-06-14: Wind2026-04-03: Wind2026-01-08: Wind2026-01-08: Wind2026-01-08: Wind2024-11-04: Wind2024-05-22: Wind2024-05-06: Wind2024-04-26: Wind2024-04-26: Wind2024-04-26: Wind2023-09-05: Wind2023-09-05: Wind2023-09-05: Wind2023-07-11: Wind2023-07-11: Wind2023-06-17: Wind2023-04-19: Wind2023-02-26: Wind2022-10-24: Wind2022-08-29: Wind2022-08-08: Wind2022-07-28: Wind2022-07-28: Wind2022-05-04: Wind2022-03-29: Wind2021-07-01: Wind2021-04-28: Wind2021-04-28: Wind2020-07-11: Wind2019-10-20: Wind2019-08-26: Wind2019-08-22: Wind2019-08-03: Wind2019-08-03: Wind2018-06-12: Wind2018-06-07: Wind2018-05-02: Wind2018-05-02: Wind2017-10-21: Wind2017-10-14: Wind2017-08-22: Wind2017-08-22: Wind2017-08-22: Wind2017-07-03: Wind2016-07-15: Wind2016-07-08: Wind2016-07-08: Wind2016-07-08: Wind2016-07-03: Wind2016-07-03: Wind2016-05-08: Wind2016-04-29: Wind2016-04-29: Wind2016-04-29: Wind2016-04-26: Wind2016-02-01: Wind2015-09-08: Wind2015-05-19: Wind2015-05-19: Wind2015-05-08: Wind2015-04-18: Wind2014-06-07: Wind2013-05-31: Wind2013-05-19: Wind2012-08-08: Wind2012-08-07: Wind2012-04-30: Wind2011-07-13: Wind2010-05-13: Wind2010-05-10: Wind2010-04-06: Wind2009-08-26: Wind2009-07-08: Wind2009-02-10: Wind2008-11-05: Wind2008-11-05: Wind2008-04-09: Wind2007-07-09: Wind2007-05-30: Wind2007-05-30: Wind2007-05-30: Wind2006-08-16: Wind2006-08-15: Wind2006-08-15: Wind2006-08-03: Wind2006-07-21: Wind2006-07-21: Wind2006-07-10: Wind2006-07-10: Wind2006-07-10: Wind2005-06-12: Wind2004-08-11: Wind2004-06-21: Wind2003-07-30: Wind2003-05-24: Wind2002-07-18: Wind2002-06-12: Wind2002-05-09: Wind2002-03-24: Wind2001-09-16: Wind2001-06-30: Wind2001-06-30: Wind
Pottawatomie County within Oklahoma. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 961 storm events in Pottawatomie County, Oklahoma, led by hail.

That is 122.0 events per 100 square miles, in line with the Oklahoma figure of 120.9, and 131.6 per 10,000 residents against 208.0 statewide.

36 events fall in the 12 months to 30 Jun 2026. NCEI attributes 14 deaths and 163 injuries to events in the county, with property damage estimated at $54M and crop damage at $8.3M.

FEMA has designated the county in 44 federal disaster declarations since 1953; the most recent is Clear Pond Fire (fire management assistance, 15 Mar 2025).

National Flood Insurance Program policyholders in the county filed 153 claims since 1978, of which 130 were paid, totalling $2.4M (about $18K per paid claim). FEMA counts 115 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Moderate" and its expected annual loss as "Relatively Low" ($37M a year across 18 hazards).

4 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

36events, last 12 monthsto 30 Jun 2026
961events since 195014 deaths, 163 injuries recorded
44disaster declarationslast 15 Mar 2025
153NFIP flood claims$2.4M paid

Compared with Oklahoma and the United States

MeasurePottawatomie CountyOklahomaUS
Recorded events since 195096182,9191,977,440
Events per 100 square miles122.0120.956.0
Events per 10,000 residents131.6208.059.6
Events in the last 12 months362,57062,008
Deaths recorded by NCEI1470526,435
Property damage (NCEI estimates)$54M$9.6B$575B
NFIP claims per 1,000 residents2.13.38.1
Average paid NFIP claim$18K$24K$43K
Claims per 100 policies in force, last 10 years8.717.016.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 6Tornado: 9Wind: 3
Hail: 12Tornado: 17Wind: 4
Hail: 9Tornado: 9Wind: 4
Hail: 53Tornado: 6Wind: 25
Hail: 78Tornado: 8Flood: 3Wind: 49Winter: 7Heat: 1Cold: 2Lightning: 4Fog: 2
Hail: 96Tornado: 3Flood: 16Wind: 61Winter: 18Heat: 3Drought: 16Lightning: 4Fog: 8Other: 2
Hail: 54Tornado: 13Flood: 21Wind: 42Winter: 16Drought: 36Wildfire: 4Lightning: 1
Hail: 52Tornado: 30Flood: 11Wind: 31Winter: 8Heat: 68Cold: 10Drought: 23Wildfire: 3
181950s331960s221970s841980s1541990s2272000s1872010s2362020s
Recorded events in Pottawatomie County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtWildfireLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 489 events in the 20 years to 2025 against 341 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Hail360
Wind219
Tornado95
Drought75
Heat72
Flood51
Winter49
Cold12
Fog10
Lightning9
Wildfire7
Other2
HazardEventsDeathsShare of state's events
■ Hail360—1.1%detail
■ Wind219—0.9%detail
■ Tornado9591.9%detail
■ Drought75—1.1%
■ Heat7211.5%
■ Flood5131.2%detail
■ Winter49—1.2%detail
■ Cold12—1.9%
■ Fog10—3.2%
■ Lightning9—2.4%
■ Wildfire711.2%
■ Other2—0.9%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
5 Oct 1970TornadoTornadoF4$25M—480County
14 Sep 1957TornadoTornadoF4$250K—26County
19 May 2013TornadoTornadoEF4——26County
3 May 1999TornadoTornadoF2$500K—110County
30 Apr 2025Flash FloodFlood—$100K—11County
18 Jun 2015Flash FloodFlood—$20K—1—County
3 Jul 2016Flash FloodFlood—$10K—1—County
1 Aug 2006HeatHeat———1—Forecast zone
3 Mar 2017WildfireWildfire———1—Forecast zone
24 May 2011TornadoTornadoEF2———32County
17 May 1981TornadoTornadoF3$250K——6County
26 Jan 2009Winter StormWinter————4Forecast zone
14 Sep 1957TornadoTornadoF2$250K——3County
21 Sep 1998Thunderstorm WindWind—$35K——3County
9 May 1965TornadoTornadoF2$25K——3County
10 May 2010TornadoTornadoEF3———3County
10 May 2010TornadoTornadoEF3———2County
4 Oct 1998TornadoTornadoF3$1.5M——1County
16 Sep 2001Thunderstorm WindWind—$35K——1County
17 Feb 1961TornadoTornadoF2$25K——1County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
15 Mar 2025FM-5565Fire management assistanceFireClear Pond FirePublic assistance
15 Mar 2025FM-5563Fire management assistanceFireEast Thunderbird FirePublic assistance
30 Apr 2024DR-4776Major disasterTornadoSevere Storms, Straight-Line Winds, Tornadoes, And FloodingIndividual assistance
24 Apr 2023DR-4706Major disasterTornadoSevere Storms, Straight-Line Winds, And TornadoesIndividual assistance, Public assistance
29 Jun 2022DR-4657Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance
24 Feb 2021DR-4587Major disasterSevere Ice StormSevere Winter StormsPublic assistance
17 Feb 2021EM-3555EmergencySevere Ice StormSevere Winter StormPublic assistance
21 Dec 2020DR-4575Major disasterSevere Ice StormSevere Winter StormPublic assistance
5 Apr 2020DR-4530Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3462EmergencyBiologicalCovid-19Public assistance
1 Jun 2019DR-4438Major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, And FloodingIndividual assistance, Public assistance
16 Mar 2018FM-5230Fire management assistanceFireShumach Fire ComplexPublic assistance
26 May 2015DR-4222Major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, And FloodingIndividual assistance, Public assistance
20 May 2013DR-4117Major disasterTornadoSevere Storms, Tornadoes, And FloodingIndividual assistance, Public assistance
31 Aug 2011FM-2953Fire management assistanceFireTwin Lakes Fire ComplexPublic assistance
13 May 2011DR-1985Major disasterSevere StormSevere Winter Storm And SnowstormPublic assistance
12 Mar 2011FM-2872Fire management assistanceFireShawnee FirePublic assistance
2 Feb 2011EM-3316EmergencySevere StormSevere Winter StormPublic assistance
24 May 2010DR-1917Major disasterSevere StormSevere Storms, Tornadoes, And Straight-Line WindsIndividual assistance, Public assistance
5 Mar 2010DR-1883Major disasterSevere Ice StormSevere Winter StormPublic assistance
25 Feb 2010DR-1876Major disasterSevere StormSevere Winter StormPublic assistance
30 Jan 2010EM-3308EmergencySevere StormSevere Winter StormPublic assistance
18 Dec 2007DR-1735Major disasterSevere Ice StormSevere Winter StormsPublic assistance
10 Dec 2007EM-3280EmergencySevere Ice StormSevere Winter StormsPublic assistance
24 Aug 2007DR-1718Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance, Public assistance
7 Jul 2007DR-1712Major disasterSevere StormSevere Storms, Flooding, And TornadoesIndividual assistance, Public assistance
7 Jun 2007DR-1707Major disasterSevere StormSevere Storms, Tornadoes And FloodingPublic assistance
1 Feb 2007DR-1678Major disasterSevere StormSevere Winter StormsPublic assistance
14 Jan 2007EM-3272EmergencySevere Ice StormSevere Winter Storms And FloodingPublic assistance
10 Jan 2006DR-1623Major disasterFireExtreme Wildfire ThreatIndividual assistance, Public assistance
2 Jan 2006FM-2602Fire management assistanceFireBethel Acres FirePublic assistance
5 Sep 2005EM-3219EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
10 May 2003DR-1465Major disasterSevere StormSevere Storms And TornadoesIndividual assistance
1 Feb 2002DR-1401Major disasterSevere Ice StormSevere Winter Ice StormIndividual assistance
5 Jan 2001DR-1355Major disasterSevere Ice StormSevere Winter Ice StormIndividual assistance, Public assistance
28 Dec 2000EM-3158EmergencySevere Ice StormSevere Winter And Ice StormPublic assistance
4 May 1999DR-1272Major disasterTornadoOk, Tornadoes 5/3/99Individual assistance, Public assistance
26 Jun 1995DR-1058Major disasterTornadoTornadoes, Severe Storms And FloodingPublic assistance
12 May 1993DR-991Major disasterSevere StormSevere Storms, Tornadoes & FloodingIndividual assistance, Public assistance
18 May 1990DR-866Major disasterSevere StormSevere Storms, Tornadoes & FloodingIndividual assistance, Public assistance
14 Oct 1986DR-778Major disasterFloodSevere Storms & FloodingPublic assistance
26 Oct 1983DR-693Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
10 Jun 1974DR-441Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
14 Oct 1970DR-297Major disasterSevere StormHeavy Rains, Tornadoes & FloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Pottawatomie County, 1978 to 2026 (hover for the amount paid).
Claims since 1978153
Paid claims130
Total paid$2.4M
Average paid claim$18K
Repetitive-loss properties223 severe
Residential policies in force1150.5% of 25,725 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202511$71,610$71,610
202411$42,738$42,738
202311$19,041$19,041
202222$6,813$3,406
202133$38,847$12,949
202010$0—
201810$0—
20151413$419,106$32,239
201411$18,340$18,340
2013118$208,521$26,065
201210$0—
201075$54,581$10,916
200921$19,273$19,273
200810$0—
20073330$871,368$29,046
199922$9,370$4,685
199822$7,921$3,961
199644$10,756$2,689
199555$49,132$9,826
19931312$176,857$14,738
199232$5,442$2,721
199110$0—
199066$44,088$7,348
198922$1,154$577
198863$8,841$2,947

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Moderatescore 82.3 of 100
Expected annual loss$37MRelatively Low
Social vulnerabilityRelatively High
Community resilienceRelatively Moderate
Hazard (NRI)Risk ratingExpected annual loss
TornadoRelatively High$12,537,368
Inland floodingRelatively Low$9,009,908
Cold waveRelatively Moderate$3,867,902
Heat waveRelatively Moderate$3,047,154
HailRelatively High$2,457,793
WildfireRelatively Moderate$1,507,589
Ice stormVery High$1,395,605
DroughtRelatively Moderate$788,538
Strong windRelatively Moderate$732,651
EarthquakeRelatively Low$553,846
LightningRelatively Moderate$504,151
Winter weatherRelatively High$248,143
HurricaneVery Low$19,278
LandslideVery Low$2,197

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles4
Tracks within 50 miles1
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Erin200750 mi40 mph
Carla196163 mi40 mph
Unnamed Atlantic storm190292 mi40 mph
Unnamed Atlantic storm190059 mi46 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Pottawatomie County, OK?

NCEI records 360 hail events in Pottawatomie County since 1950, in 59 different years; that is about 4.7 recorded events a year. 81 reports were golf-ball size (1.75 in) or larger.

Has Pottawatomie County had a tornado?

Yes. NCEI records 95 tornadoes in Pottawatomie County since 1950, 32 of them rated (E)F2 or stronger. Tornado deaths recorded: 9.

When was the last federal disaster declaration for Pottawatomie County?

15 Mar 2025: Clear Pond Fire, a fire management assistance declaration for fire. The county appears in 44 declarations since 1953.

How many flood insurance claims have been filed in Pottawatomie County, and how much was paid?

153 NFIP claims since 1978, 130 of them paid, for $2.4M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Pottawatomie County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Moderate" for overall risk, "Relatively Low" for expected annual loss, "Relatively High" for social vulnerability and "Relatively Moderate" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Pottawatomie County compare with the rest of Oklahoma?

122.0 recorded events per 100 square miles against 120.9 statewide, and 2.1 NFIP claims per 1,000 residents against 3.3. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.