County Hazards

States › Tennessee › Wayne County

Wayne County, Tennessee

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 47181 · 16,409 residents (2021) · 734 sq mi · dominant hazard Wind

Hail · 65Tornado · 19Flood · 51Wind · 152Winter · 34
1984-03-27: Hail1989-04-03: Hail1996-04-20: Hail1996-03-15: Hail1997-07-04: Hail1997-06-13: Hail1997-03-01: Hail1997-03-28: Hail1997-04-21: Hail1997-04-21: Hail1997-04-21: Hail1998-04-08: Hail1998-04-08: Hail1998-04-08: Hail1998-04-08: Hail1998-05-07: Hail1998-06-09: Hail1999-06-10: Hail1999-02-11: Hail2000-04-27: Hail2000-05-09: Hail2000-07-20: Hail2001-06-04: Hail2003-04-20: Hail2005-04-21: Hail2006-04-07: Hail2006-04-07: Hail2006-04-07: Hail2006-05-20: Hail2006-04-02: Hail2007-04-11: Hail2008-05-10: Hail2008-08-02: Hail2009-04-10: Hail2009-06-15: Hail2009-06-15: Hail2009-04-10: Hail2009-04-05: Hail2009-04-10: Hail2011-04-20: Hail2011-04-20: Hail2011-05-02: Hail2011-06-15: Hail2012-03-31: Hail2012-03-02: Hail2012-03-31: Hail2012-03-31: Hail2012-06-03: Hail2015-03-31: Hail2016-12-28: Hail2017-03-01: Hail2017-03-21: Hail2017-03-21: Hail2017-03-27: Hail2020-04-08: Hail2020-05-04: Hail2020-05-04: Hail2020-05-04: Hail2025-05-02: Hail2025-05-02: Hail1963-03-11: Tornado1964-03-04: Tornado1988-11-04: Tornado1991-03-22: Tornado1995-05-18: Tornado1997-03-01: Tornado1998-04-16: Tornado2005-11-15: Tornado2008-01-10: Tornado2008-02-05: Tornado2011-04-27: Tornado2013-01-30: Tornado2015-12-23: Tornado2015-12-23: Tornado2018-11-05: Tornado2021-03-25: Tornado2023-03-31: Tornado2009-06-15: Flood2009-08-11: Flood2009-07-05: Flood2009-07-16: Flood2009-09-22: Flood2009-09-22: Flood2009-09-17: Flood2010-05-02: Flood2010-05-02: Flood2010-05-02: Flood2010-08-18: Flood2011-06-28: Flood2014-07-08: Flood2014-07-08: Flood2014-07-08: Flood2017-04-22: Flood2020-03-24: Flood2020-02-05: Flood2021-03-31: Flood2021-03-31: Flood2021-03-31: Flood2025-07-09: Flood1971-06-14: Wind1975-03-12: Wind1982-07-04: Wind1987-08-01: Wind1992-09-03: Wind1992-09-10: Wind1992-05-12: Wind1992-05-12: Wind1992-06-06: Wind1992-03-09: Wind1996-05-27: Wind1996-07-07: Wind1996-04-29: Wind1996-10-17: Wind1997-07-04: Wind1997-07-28: Wind1997-07-14: Wind1997-03-01: Wind1997-06-28: Wind1997-03-28: Wind1997-02-21: Wind1998-06-13: Wind1998-05-07: Wind1998-04-03: Wind1998-05-21: Wind1999-06-05: Wind1999-05-05: Wind1999-05-05: Wind2000-07-15: Wind2000-07-20: Wind2000-08-10: Wind2001-06-26: Wind2001-05-31: Wind2001-06-04: Wind2001-06-04: Wind2001-05-31: Wind2002-11-10: Wind2002-04-30: Wind2002-07-02: Wind2002-08-20: Wind2003-08-27: Wind2003-08-06: Wind2003-06-16: Wind2003-07-21: Wind2003-07-21: Wind2003-07-21: Wind2003-07-22: Wind2004-05-30: Wind2004-05-30: Wind2004-07-06: Wind2004-07-04: Wind2004-09-12: Wind2004-10-19: Wind2005-03-22: Wind2006-03-09: Wind2006-03-09: Wind2006-05-21: Wind2006-06-04: Wind2006-08-04: Wind2007-10-18: Wind2007-03-01: Wind2009-02-11: Wind2009-02-11: Wind2009-02-11: Wind2009-06-15: Wind2009-06-15: Wind2009-07-12: Wind2009-07-12: Wind2009-07-12: Wind2010-07-12: Wind2010-08-15: Wind2010-10-24: Wind2010-10-24: Wind2010-10-24: Wind2011-08-04: Wind2011-04-27: Wind2011-05-02: Wind2011-05-02: Wind2011-07-04: Wind2011-05-12: Wind2011-06-15: Wind2012-01-26: Wind2012-08-01: Wind2012-08-01: Wind2012-07-07: Wind2014-02-20: Wind2014-06-05: Wind2014-06-05: Wind2014-06-07: Wind2014-06-09: Wind2015-07-14: Wind2016-02-02: Wind2016-03-31: Wind2016-08-26: Wind2017-04-22: Wind2017-04-22: Wind2017-04-22: Wind2017-03-09: Wind2017-03-01: Wind2018-04-14: Wind2018-06-23: Wind2018-02-24: Wind
Wayne County within Tennessee. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 29 Sep 2026; NFIP claims as of 8 Sep 2026.

Wayne County, Tennessee, has 357 weather events in the NCEI Storm Events record since 1950, most of them damaging wind.

That is 48.6 events per 100 square miles, below the Tennessee figure of 112.2, and 217.6 per 10,000 residents against 66.4 statewide.

8 events fall in the 12 months to 30 Jun 2026. NCEI attributes 5 deaths and 28 injuries to events in the county, with property damage estimated at $28M and crop damage at $834K.

FEMA has designated the county in 27 federal disaster declarations since 1953; the most recent is Severe Winter Storm (major disaster, 6 Feb 2026).

National Flood Insurance Program policyholders in the county filed 71 claims since 1978, of which 64 were paid, totalling $1.8M (about $29K per paid claim). FEMA counts 56 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Very Low" ($9.4M a year across 18 hazards).

11 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

8events, last 12 monthsto 30 Jun 2026
357events since 19505 deaths, 28 injuries recorded
27disaster declarationslast 6 Feb 2026
71NFIP flood claims$1.8M paid

Compared with Tennessee and the United States

MeasureWayne CountyTennesseeUS
Recorded events since 195035746,2831,977,440
Events per 100 square miles48.6112.256.0
Events per 10,000 residents217.666.459.6
Events in the last 12 months81,52462,008
Deaths recorded by NCEI580426,435
Property damage (NCEI estimates)$28M$9.2B$575B
NFIP claims per 1,000 residents4.32.58.1
Average paid NFIP claim$29K$33K$43K
Claims per 100 policies in force, last 10 years32.120.916.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 2
Wind: 2
Hail: 2Tornado: 1Wind: 2
Hail: 18Tornado: 6Flood: 11Wind: 28Winter: 2
Hail: 24Tornado: 3Flood: 25Wind: 52Winter: 4Drought: 6Lightning: 1
Hail: 15Tornado: 5Flood: 9Wind: 44Winter: 20Heat: 1Drought: 4Other: 3
Hail: 6Tornado: 2Flood: 6Wind: 24Winter: 8Heat: 3Cold: 2Drought: 16
01950s21960s21970s51980s651990s1152000s1012010s672020s
Recorded events in Wayne County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 210 events in the 20 years to 2025 against 135 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind152
Hail65
Flood51
Winter34
Drought26
Tornado19
Heat4
Other3
Cold2
Lightning1
HazardEventsDeathsShare of state's events
■ Wind152—0.7%detail
■ Hail65—0.9%detail
■ Flood5111.2%detail
■ Winter34—0.6%detail
■ Drought26—1.3%
■ Tornado1941.1%detail
■ Heat4—0.2%
■ Other3—0.8%
■ Cold2—0.3%
■ Lightning1—0.2%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
16 Apr 1998TornadoTornadoF4$4.0M—36County
27 Nov 1994TornadoTornadoF3$5.0M—13County
6 May 2003Flash FloodFlood———1—County
4 Mar 1964TornadoTornadoF3$2.5M——4County
23 Dec 2015TornadoTornadoEF3$2.0M$500K—4County
11 Mar 1963TornadoTornadoF2$250K——4County
31 Mar 2023TornadoTornadoEF2$550K——2County
1 Mar 1997TornadoTornadoF2$100K——2County
30 May 2004Thunderstorm WindWind92 mph$500K——1County
25 Mar 2021TornadoTornadoEF2$300K——1County
15 Nov 2005TornadoTornadoF2$100K——1County
18 Aug 2010Flash FloodFlood—$8.0M$250K——County
24 Jan 2002Flash FloodFlood—$1.0M———County
2 May 2010FloodFlood—$600K$1K——County
3 Mar 2023High WindWind58 mph$500K———Forecast zone
4 Nov 1988TornadoTornadoF2$250K———County
22 Mar 1991TornadoTornadoF1$250K———County
14 Apr 2018Thunderstorm WindWind105 mph$250K———County
10 Jan 2008TornadoTornadoEF2$200K———County
2 Mar 1997Flash FloodFlood—$100K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
6 Feb 2026DR-4898Major disasterWinter StormSevere Winter StormIndividual assistance, Public assistance
24 Jan 2026EM-3635EmergencyWinter StormSevere Winter StormPublic assistance
19 Jun 2025DR-4878Major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, And FloodingPublic assistance
2 Apr 2025EM-3625EmergencySevere StormSevere Storms, Straight-Line Winds, Tornadoes, And FloodingPublic assistance
17 May 2023DR-4712Major disasterSevere StormSevere Storms, Straight-Line Winds, And TornadoPublic assistance
7 Apr 2023DR-4701Major disasterSevere StormSevere Storms, Straight-Line Winds, And TornadoesIndividual assistance, Public assistance
8 May 2021DR-4601Major disasterTornadoSevere Storms, Tornadoes, And FloodingPublic assistance
2 Apr 2020DR-4514Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3473EmergencyBiologicalCovid-19Public assistance
6 Dec 2019DR-4471Major disasterSevere StormSevere Storm And Straight-Line WindsPublic assistance
17 Apr 2019DR-4427Major disasterFloodSevere Storms, Flooding, Landslides, And MudslidesPublic assistance
2 Apr 2015DR-4211Major disasterSevere Ice StormSevere Winter Storm And FloodingPublic assistance
1 May 2011DR-1974Major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, And Associated FloodingPublic assistance
15 Sep 2010DR-1937Major disasterSevere StormSevere Storms And FloodingPublic assistance
4 May 2010DR-1909Major disasterSevere StormSevere Storms, Flooding, Straight-Line Winds, And TornadoesIndividual assistance, Public assistance
21 Aug 2009DR-1856Major disasterSevere StormSevere Storms And FloodingPublic assistance
7 Feb 2008DR-1745Major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, And FloodingIndividual assistance
5 Sep 2005EM-3217EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
8 May 2003DR-1464Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance, Public assistance
5 Apr 2002DR-1408Major disasterSevere StormSevere Storms And FloodingPublic assistance
19 Jan 1999DR-1262Major disasterSevere StormSevere Storms, Tornadoes And High WindsPublic assistance
15 Jan 1999DR-1260Major disasterSevere StormSevere Winter StormPublic assistance
20 Apr 1998DR-1215Major disasterSevere StormSevere Storms, Tornadoes And FloodingIndividual assistance, Public assistance
28 Feb 1994DR-1010Major disasterSevere StormSevere Winter Ice Storm,Flash FloodingPublic assistance
21 Jun 1991DR-910Major disasterFloodSevere Storms & FloodingPublic assistance
22 Mar 1975DR-459Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
21 Mar 1973DR-366Major disasterFloodHeavy Rains & FloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Wayne County, 1978 to 2026 (hover for the amount paid).
Claims since 197871
Paid claims64
Total paid$1.8M
Average paid claim$29K
Repetitive-loss properties42 severe
Residential policies in force560.7% of 7,846 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
20211110$238,738$23,874
201966$325,908$54,318
201710$0—
201110$0—
20102221$585,845$27,897
20042118$625,911$34,773
200366$40,712$6,785
200111$4,097$4,097
198411$12,296$12,296
198311$9,772$9,772

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 43.0 of 100
Expected annual loss$9.4MVery Low
Social vulnerabilityRelatively High
Community resilienceVery Low
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Low$4,276,906
TornadoRelatively Moderate$2,041,790
Cold waveRelatively Moderate$1,451,888
EarthquakeRelatively Low$935,580
Strong windRelatively Low$333,745
Heat waveVery Low$142,914
LightningRelatively Low$134,979
HurricaneVery Low$57,953
Ice stormRelatively Low$23,983
HailVery Low$15,227
DroughtVery Low$12,036
Winter weatherVery Low$7,332
LandslideRelatively Low$3,285
WildfireVery Low$2,836

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles11
Tracks within 50 miles2
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Katrina200591 mi46 mph
Frederic197946 mi52 mph
Audrey195777 mi40 mph
Baker195058 mi40 mph
Unnamed Atlantic storm193419 mi40 mph
Unnamed Atlantic storm192380 mi40 mph
Unnamed Atlantic storm191694 mi52 mph
Unnamed Atlantic storm191560 mi40 mph
Unnamed Atlantic storm189284 mi40 mph
Unnamed Atlantic storm188887 mi58 mph
Unnamed Atlantic storm186082 mi46 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Wayne County, TN?

NCEI records 65 hail events in Wayne County since 1950, in 22 different years; that is about 0.8 recorded events a year. 22 reports were golf-ball size (1.75 in) or larger.

Has Wayne County had a tornado?

Yes. NCEI records 19 tornadoes in Wayne County since 1950, 11 of them rated (E)F2 or stronger. Tornado deaths recorded: 4.

When was the last federal disaster declaration for Wayne County?

6 Feb 2026: Severe Winter Storm, a major disaster declaration for winter storm. The county appears in 27 declarations since 1953.

How many flood insurance claims have been filed in Wayne County, and how much was paid?

71 NFIP claims since 1978, 64 of them paid, for $1.8M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Wayne County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Very Low" for expected annual loss, "Relatively High" for social vulnerability and "Very Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Wayne County compare with the rest of Tennessee?

48.6 recorded events per 100 square miles against 112.2 statewide, and 4.3 NFIP claims per 1,000 residents against 2.5. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 29 Sep 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 30 Sep 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.