County Hazards

States › Virginia › Highland County

Highland County, Virginia

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 51091 · 2,226 residents (2021) · 415 sq mi · dominant hazard Winter

Hail · 25Tornado · 1Flood · 29Wind · 68Winter · 87
1998-06-16: Hail1999-06-10: Hail1999-04-23: Hail2000-05-13: Hail2002-07-02: Hail2003-07-14: Hail2004-05-26: Hail2010-05-27: Hail2011-06-08: Hail2011-08-21: Hail2011-05-26: Hail2011-05-26: Hail2011-05-26: Hail2011-05-26: Hail2011-05-26: Hail2011-05-26: Hail2011-05-26: Hail2011-05-26: Hail2011-03-21: Hail2012-03-28: Hail2012-05-03: Hail2012-08-01: Hail2013-05-10: Hail2023-08-07: Hail2023-08-07: Hail1959-04-28: Tornado2011-04-12: Flood2011-04-12: Flood2011-04-12: Flood2011-04-28: Flood2011-04-28: Flood2011-04-28: Flood2020-06-18: Flood2021-06-13: Flood2021-06-13: Flood2021-06-13: Flood2021-03-01: Flood2021-03-01: Flood2025-06-16: Flood2025-06-16: Flood2025-06-16: Flood2025-07-18: Flood1974-04-04: Wind1976-07-11: Wind1983-07-21: Wind1983-07-21: Wind1991-08-08: Wind1996-05-04: Wind1998-06-27: Wind1998-06-16: Wind2000-08-09: Wind2002-08-03: Wind2004-05-26: Wind2007-05-31: Wind2007-06-08: Wind2008-04-11: Wind2008-06-04: Wind2010-08-04: Wind2011-03-21: Wind2012-06-29: Wind2012-06-29: Wind2013-07-19: Wind2014-07-08: Wind2016-06-16: Wind2016-06-16: Wind2019-07-15: Wind2019-07-21: Wind2019-10-31: Wind2020-04-08: Wind2020-04-08: Wind2021-07-17: Wind2021-07-17: Wind2021-08-28: Wind2022-06-14: Wind2022-07-01: Wind2023-07-28: Wind2023-07-28: Wind2023-08-07: Wind2023-08-07: Wind2024-05-26: Wind2024-04-02: Wind2024-04-02: Wind2024-04-02: Wind2024-08-29: Wind2025-05-17: Wind2025-05-30: Wind
Highland County within Virginia. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 257 storm events in Highland County, Virginia, led by winter storms and snow.

That is 61.9 events per 100 square miles, below the Virginia figure of 146.4, and 1,154.5 per 10,000 residents against 66.9 statewide.

1 event fall in the 12 months to 30 Jun 2026. NCEI attributes 1 death and 0 injuries to events in the county, with property damage estimated at $1.7M and crop damage at $7.4M.

FEMA has designated the county in 22 federal disaster declarations since 1953; the most recent is Severe Winter Storm (emergency, 23 Jan 2026).

National Flood Insurance Program policyholders in the county filed 6 claims since 1978, of which 3 were paid, totalling $55K (about $18K per paid claim). FEMA counts 16 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Very Low" and its expected annual loss as "Very Low" ($2.2M a year across 18 hazards).

13 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

1events, last 12 monthsto 30 Jun 2026
257events since 19501 death, 0 injuries recorded
22disaster declarationslast 23 Jan 2026
6NFIP flood claims$55K paid

Compared with Virginia and the United States

MeasureHighland CountyVirginiaUS
Recorded events since 195025757,7891,977,440
Events per 100 square miles61.9146.456.0
Events per 10,000 residents1,154.566.959.6
Events in the last 12 months11,94162,008
Deaths recorded by NCEI123926,435
Property damage (NCEI estimates)$1.7M$2.7B$575B
NFIP claims per 1,000 residents2.75.98.1
Average paid NFIP claim$18K$19K$43K
Claims per 100 policies in force, last 10 years0.04.316.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 1
Wind: 2
Wind: 2
Hail: 3Flood: 8Wind: 8Winter: 20Heat: 3Cold: 2Drought: 6Lightning: 1Other: 1
Hail: 4Flood: 5Wind: 27Winter: 58Heat: 3Cold: 17Lightning: 1Fog: 5Other: 8
Hail: 16Flood: 6Wind: 11Winter: 9
Hail: 2Flood: 10Wind: 18
11950s01960s21970s21980s521990s1282000s422010s302020s
Recorded events in Highland County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 120 events in the 20 years to 2025 against 132 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Winter87
Wind68
Flood29
Hail25
Cold19
Other9
Heat6
Drought6
Fog5
Lightning2
Tornado1
HazardEventsDeathsShare of state's events
■ Winter87—0.8%detail
■ Wind68—0.3%detail
■ Flood2910.4%detail
■ Hail25—0.4%detail
■ Cold19—1.1%
■ Other9—0.3%
■ Heat6—0.4%
■ Drought6—0.7%
■ Fog5—0.3%
■ Lightning2—0.4%
■ Tornado1—0.1%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
6 Sep 1996Flash FloodFlood—$1.0M$50K1—County
1 Aug 1999DroughtDrought——$7.0M——Forecast zone
6 Sep 1996High WindWind—$25K$250K——Forecast zone
16 May 1996Flash FloodFlood—$100K———County
8 Apr 2020Thunderstorm WindWind75 mph$100K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
23 Jan 2026EM-3631EmergencyWinter StormSevere Winter StormPublic assistance
2 Apr 2020DR-4512Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3448EmergencyBiologicalCovid-19Public assistance
11 Sep 2018EM-3403EmergencyHurricaneHurricane FlorencePublic assistance
7 Mar 2016DR-4262Major disasterSnowstormSevere Winter Storm And SnowstormPublic assistance
26 Nov 2012DR-4092Major disasterHurricaneHurricane SandyPublic assistance
29 Oct 2012EM-3359EmergencyHurricaneHurricane SandyPublic assistance
27 Jul 2012DR-4072Major disasterSevere StormSevere Storms And Straight-Line WindsPublic assistance
27 Apr 2010DR-1905Major disasterSnowstormSevere Winter Storms And SnowstormsPublic assistance
16 Feb 2010DR-1874Major disasterSnowstormSevere Winter Storm And SnowstormPublic assistance
13 Jul 2006DR-1655Major disasterSevere StormSevere Storms, Tornadoes, And FloodingPublic assistance
12 Sep 2005EM-3240EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
18 Sep 2003DR-1491Major disasterHurricaneHurricane IsabelPublic assistance
27 Mar 2003DR-1458Major disasterSevere StormSevere Winter Storm, Record/Near Record Snowfall, Heavy Rain,Floodind, And MudslidePublic assistance
28 Feb 2000DR-1318Major disasterSevere StormSevere Winter StormsPublic assistance
6 Sep 1996DR-1135Major disasterHurricaneHurricane Fran And Associated Severe Storm CondIndividual assistance, Public assistance
27 Jan 1996DR-1098Major disasterFloodFlooding, High Winds, And Wind Driven RainIndividual assistance, Public assistance
13 Jan 1996DR-1086Major disasterSnowstormBlizzard Of 96 (Severe Snow Storm)Public assistance
11 Apr 1994DR-1021Major disasterSevere StormSevere Winter Ice StormPublic assistance
25 Mar 1993EM-3112EmergencySnowstormSevere Winter StormPublic assistance
9 Nov 1985DR-755Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
23 Jul 1977EM-3046EmergencyDroughtDroughtPublic assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Highland County, 1978 to 2026 (hover for the amount paid).
Claims since 19786
Paid claims3
Total paid$55K
Average paid claim$18K
Repetitive-loss properties0
Residential policies in force160.8% of 2,119 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
201111$15,677$15,677
200332$39,312$19,656
199620$0—

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskVery Lowscore 2.5 of 100
Expected annual loss$2.2MVery Low
Social vulnerabilityRelatively Moderate
Community resilienceRelatively High
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingVery Low$1,411,369
DroughtRelatively Low$293,725
Cold waveRelatively Low$283,423
LightningVery Low$50,021
Strong windVery Low$46,724
HurricaneVery Low$33,756
HailVery Low$17,586
LandslideRelatively Low$14,616
EarthquakeVery Low$12,965
Winter weatherVery Low$9,400
TornadoVery Low$7,120
WildfireVery Low$4,211
AvalancheVery Low$1,666
Ice stormVery Low$1,290
Heat waveVery Low$555

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles13
Tracks within 50 miles3
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Zeta202084 mi52 mph
Isabel200339 mi58 mph
David197953 mi46 mph
Diane195557 mi52 mph
Able195255 mi52 mph
Unnamed Atlantic storm194976 mi58 mph
Unnamed Atlantic storm193434 mi46 mph
Unnamed Atlantic storm191594 mi46 mph
Unnamed Atlantic storm189697 mi69 mph
Unnamed Atlantic storm189374 mi63 mph
Unnamed Atlantic storm189382 mi75 mph
Unnamed Atlantic storm188592 mi46 mph
Unnamed Atlantic storm187845 mi58 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

Questions and answers

How often does it hail in Highland County, VA?

NCEI records 25 hail events in Highland County since 1950, in 11 different years; that is about 0.3 recorded events a year. 3 reports were golf-ball size (1.75 in) or larger.

Has Highland County had a tornado?

Yes. NCEI records 1 tornado in Highland County since 1950, 0 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Highland County?

23 Jan 2026: Severe Winter Storm, a emergency declaration for winter storm. The county appears in 22 declarations since 1953.

How many flood insurance claims have been filed in Highland County, and how much was paid?

6 NFIP claims since 1978, 3 of them paid, for $55K in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Highland County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Very Low" for overall risk, "Very Low" for expected annual loss, "Relatively Moderate" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Highland County compare with the rest of Virginia?

61.9 recorded events per 100 square miles against 146.4 statewide, and 2.7 NFIP claims per 1,000 residents against 5.9. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.