States › Vermont › Windham County

Windham County, Vermont

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 50025 · 46,090 residents (2021) · 786 sq mi · dominant hazard Wind

Hail · 34Tornado · 5Flood · 118Wind · 192Winter · 38

Windham County within Vermont. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 29 Sep 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 404 events for Windham County, Vermont, between 1950 and 2026; damaging wind account for the largest share.

That is 51.4 events per 100 square miles, below the Vermont figure of 119.4, and 87.7 per 10,000 residents against 170.5 statewide.

7 events fall in the 12 months to 30 Jun 2026. NCEI attributes 1 death and 8 injuries to events in the county, with property damage estimated at $11M.

FEMA has designated the county in 24 federal disaster declarations since 1953; the most recent is Tropical Depression Debby (emergency, 8 Aug 2024).

National Flood Insurance Program policyholders in the county filed 312 claims since 1978, of which 223 were paid, totalling $11M (about $49K per paid claim). FEMA counts 269 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($20M a year across 18 hazards).

36 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

7events, last 12 monthsto 30 Jun 2026

404events since 19501 death, 8 injuries recorded

24disaster declarationslast 8 Aug 2024

312NFIP flood claims$11M paid

Compared with Vermont and the United States

Measure	Windham County	Vermont	US
Recorded events since 1950	404	11,007	1,977,440
Events per 100 square miles	51.4	119.4	56.0
Events per 10,000 residents	87.7	170.5	59.6
Events in the last 12 months	7	353	62,008
Deaths recorded by NCEI	1	62	26,435
Property damage (NCEI estimates)	$11M	$1.7B	$575B
NFIP claims per 1,000 residents	6.8	5.8	8.1
Average paid NFIP claim	$49K	$40K	$43K
Claims per 100 policies in force, last 10 years	17.5	37.4	16.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 1Tornado: 1Wind: 1

Wind: 6

Wind: 1

Tornado: 1Wind: 16

Hail: 2Flood: 6Wind: 34Winter: 16Heat: 4Drought: 1

Hail: 10Tornado: 2Flood: 17Wind: 33Winter: 22Heat: 1Cold: 4Wildfire: 1Lightning: 2Other: 1

Hail: 20Tornado: 1Flood: 40Wind: 59Lightning: 2Other: 1

Hail: 1Flood: 55Wind: 42

31950s61960s11970s171980s631990s932000s1232010s982020s

Recorded events in Windham County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtWildfireLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 247 events in the 20 years to 2025 against 139 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind192

Flood118

Winter38

Hail34

Tornado5

Heat5

Cold4

Lightning4

Other2

Drought1

Wildfire1

Hazard	Events	Deaths	Share of state's events
■ Wind	192	—	5.6%	detail
■ Flood	118	1	13.0%	detail
■ Winter	38	—	0.8%	detail
■ Hail	34	—	4.1%	detail
■ Tornado	5	—	9.4%
■ Heat	5	—	3.0%
■ Cold	4	—	0.6%
■ Lightning	4	—	4.3%
■ Other	2	—	2.7%
■ Drought	1	—	4.8%
■ Wildfire	1	—	50.0%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

Date	Event type	Group	Magnitude	Property damage	Crop damage	Deaths	Injuries	Geography
28 Aug 2011	Flash Flood	Flood	—	—	—	1	—	County
2 Jul 2014	Lightning	Lightning	—	—	—	—	7	County
29 Jul 2021	Flash Flood	Flood	—	$600K	—	—	1	County
13 Jun 1996	Flash Flood	Flood	—	$1.0M	—	—	—	County
29 Jul 2021	Flash Flood	Flood	—	$1.0M	—	—	—	County
29 Jul 2021	Flash Flood	Flood	—	$1.0M	—	—	—	County
31 Mar 1997	Winter Storm	Winter	—	$750K	—	—	—	Forecast zone
10 Jul 2023	Flash Flood	Flood	—	$500K	—	—	—	County
10 Jul 2023	Flood	Flood	—	$500K	—	—	—	County
16 Sep 1999	Flash Flood	Flood	—	$300K	—	—	—	County
17 Jul 2021	Flash Flood	Flood	—	$300K	—	—	—	County
29 Jul 2021	Flood	Flood	—	$300K	—	—	—	County
14 Jul 1988	Tornado	Tornado	F0	$250K	—	—	—	County
3 Aug 2003	Flash Flood	Flood	—	$250K	—	—	—	County
3 Aug 2007	Lightning	Lightning	—	$250K	—	—	—	County
16 Jul 2000	Flash Flood	Flood	—	$200K	—	—	—	County
29 Jul 2021	Flash Flood	Flood	—	$200K	—	—	—	County
29 Jul 2021	Flash Flood	Flood	—	$200K	—	—	—	County
29 Jul 2021	Flash Flood	Flood	—	$200K	—	—	—	County
17 Jul 2021	Flash Flood	Flood	—	$200K	—	—	—	County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

Declared	Number	Type	Incident	Title	Programs
8 Aug 2024	EM-3609	Emergency	Tropical Storm	Tropical Depression Debby	Public assistance
2 Mar 2024	DR-4762	Major disaster	Severe Storm	Severe Storm And Flooding	Public assistance
14 Jul 2023	DR-4720	Major disaster	Flood	Severe Storms, Flooding, Landslides, And Mudslides	Individual assistance, Public assistance
10 Jul 2023	EM-3595	Emergency	Flood	Flooding	Public assistance
29 Sep 2021	DR-4621	Major disaster	Flood	Severe Storm And Flooding	Public assistance
22 Aug 2021	EM-3567	Emergency	Hurricane	Tropical Storm Henri	Public assistance
8 Apr 2020	DR-4532	Major disaster	Biological	Covid-19 Pandemic	Individual assistance, Public assistance
13 Mar 2020	EM-3437	Emergency	Biological	Covid-19	Public assistance
2 Jan 2018	DR-4356	Major disaster	Severe Storm	Severe Storm And Flooding	Public assistance
8 Nov 2011	DR-4043	Major disaster	Severe Storm	Severe Storms And Flooding	Public assistance
1 Sep 2011	DR-4022	Major disaster	Hurricane	Tropical Storm Irene	Individual assistance, Public assistance
29 Aug 2011	EM-3338	Emergency	Hurricane	Hurricane Irene	Public assistance
14 Jan 2009	DR-1816	Major disaster	Severe Ice Storm	Severe Winter Storm	Public assistance
4 May 2007	DR-1698	Major disaster	Severe Storm	Severe Storms And Flooding	Public assistance
23 Sep 2004	DR-1559	Major disaster	Severe Storm	Severe Storms And Flooding	Public assistance
12 Sep 2003	DR-1488	Major disaster	Severe Storm	Severe Storms And Flooding	Public assistance
10 Apr 2001	EM-3167	Emergency	Snowstorm	Snow	Public assistance
27 Jul 2000	DR-1336	Major disaster	Severe Storm	Severe Storms And Flooding	Public assistance
10 Nov 1999	DR-1307	Major disaster	Severe Storm	Tropical Storm Floyd	Public assistance
27 Jun 1996	DR-1124	Major disaster	Flood	Extreme Rainfall And Flooding	Public assistance
13 Feb 1996	DR-1101	Major disaster	Flood	Ice Jams And Flooding	Public assistance
5 Aug 1976	DR-518	Major disaster	Flood	Severe Storms, High Winds & Flooding	Individual assistance, Public assistance
6 Jul 1973	DR-397	Major disaster	Flood	Severe Storms, Flooding, & Landslides	Individual assistance, Public assistance
30 Aug 1969	DR-277	Major disaster	Flood	Severe Storms & Flooding	Individual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026

NFIP claims by year of loss in Windham County, 1978 to 2026 (hover for the amount paid).

Claims since 1978312

Paid claims223

Total paid$11M

Average paid claim$49K

Repetitive-loss properties121 severe

Residential policies in force2691.3% of 21,012 structures

Year of loss	Claims	Paid claims	Amount paid	Average paid
2026	1	0	$0	—
2024	1	0	$0	—
2023	25	17	$1,265,005	$74,412
2021	14	6	$66,377	$11,063
2019	4	4	$141,684	$35,421
2018	1	1	$1,882	$1,882
2017	1	1	$1,311	$1,311
2015	1	0	$0	—
2014	2	1	$457	$457
2013	1	0	$0	—
2012	1	0	$0	—
2011	180	146	$9,137,349	$62,585
2010	1	1	$9,025	$9,025
2009	2	1	$6,814	$6,814
2008	3	1	$2,716	$2,716
2007	1	1	$4,219	$4,219
2005	8	4	$21,008	$5,252
2004	3	0	$0	—
2003	2	0	$0	—
2001	1	0	$0	—
2000	9	7	$41,497	$5,928
1999	2	0	$0	—
1998	1	0	$0	—
1996	5	4	$48,070	$12,017
1992	1	1	$3,710	$3,710

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 56.9 of 100

Expected annual loss$20MRelatively Low

Social vulnerabilityRelatively Low

Community resilienceRelatively High

Hazard (NRI)	Risk rating	Expected annual loss
Inland flooding	Relatively Low	$14,686,235
Cold wave	Relatively Moderate	$2,123,059
Hurricane	Relatively Low	$986,765
Tornado	Relatively Low	$914,372
Lightning	Relatively Moderate	$369,090
Earthquake	Very Low	$287,583
Ice storm	Relatively Moderate	$262,312
Strong wind	Relatively Low	$230,493
Heat wave	Very Low	$221,306
Hail	Very Low	$135,719
Winter weather	Relatively Low	$65,797
Landslide	Relatively Low	$33,324
Wildfire	Very Low	$8,499
Avalanche	Very Low	$417

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles36

Tracks within 50 miles6

Hurricane strength within 50 miles0

Storm	Year	Closest approach	Max wind while within 100 mi
Isaias	2020	72 mi	52 mph
Irene	2011	39 mi	58 mph
Hanna	2008	92 mi	52 mph
Floyd	1999	69 mi	58 mph
Bertha	1996	75 mi	69 mph
Gloria	1985	76 mi	86 mph
David	1979	54 mi	46 mph
Belle	1976	32 mi	40 mph
Doria	1971	72 mi	52 mph
Unnamed Atlantic storm	1968	73 mi	52 mph
Brenda	1960	62 mi	46 mph
Donna	1960	78 mi	69 mph
Carol	1954	67 mi	92 mph
Able	1952	56 mi	52 mph
Unnamed Atlantic storm	1949	57 mi	52 mph
Unnamed Atlantic storm	1938	34 mi	69 mph
Unnamed Atlantic storm	1934	52 mi	52 mph
Unnamed Atlantic storm	1929	84 mi	58 mph
Unnamed Atlantic storm	1924	37 mi	63 mph
Unnamed Atlantic storm	1923	94 mi	52 mph
Unnamed Atlantic storm	1916	87 mi	58 mph
Unnamed Atlantic storm	1915	83 mi	52 mph
Unnamed Atlantic storm	1908	98 mi	40 mph
Unnamed Atlantic storm	1902	98 mi	40 mph
Unnamed Atlantic storm	1899	76 mi	52 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

05363 50
05301 49
05148 28
05343 28
05345 25
05303 21
05146 17
05355 13
05155 12
05356 12
05158 12
05342 10
05351 5
05101 5

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Windham County, VT?

NCEI records 34 hail events in Windham County since 1950, in 13 different years; that is about 0.4 recorded events a year. 8 reports were golf-ball size (1.75 in) or larger.

Has Windham County had a tornado?

Yes. NCEI records 5 tornadoes in Windham County since 1950, 1 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Windham County?

8 Aug 2024: Tropical Depression Debby, a emergency declaration for tropical storm. The county appears in 24 declarations since 1953.

How many flood insurance claims have been filed in Windham County, and how much was paid?

312 NFIP claims since 1978, 223 of them paid, for $11M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Windham County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively Low" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Windham County compare with the rest of Vermont?

51.4 recorded events per 100 square miles against 119.4 statewide, and 6.8 NFIP claims per 1,000 residents against 5.8. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 29 Sep 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 30 Sep 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.