County Hazards

States › Washington › Mason County

Mason County, Washington

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 53045 · 67,615 residents (2021) · 960 sq mi · dominant hazard Other

Hail · 1Tornado · 1Flood · 5Wind · 0Winter · 0
1985-10-22: Hail2019-10-18: Tornado2007-12-03: Flood2009-01-07: Flood2010-12-12: Flood2021-01-13: Flood2021-01-02: Flood
Mason County within Washington. Dots: HailTornadoFlood event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 17 storm events in Mason County, Washington, led by other events.

That is 1.8 events per 100 square miles, below the Washington figure of 15.1, and 2.5 per 10,000 residents against 12.9 statewide.

0 events fall in the 12 months to 30 Jun 2026. NCEI attributes 1 death and 1 injury to events in the county, with property damage estimated at $18M.

FEMA has designated the county in 32 federal disaster declarations since 1953; the most recent is Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides (major disaster, 7 Apr 2026).

National Flood Insurance Program policyholders in the county filed 305 claims since 1978, of which 256 were paid, totalling $6.4M (about $25K per paid claim). FEMA counts 419 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Moderate" and its expected annual loss as "Relatively Low" ($44M a year across 18 hazards).

0events, last 12 monthsto 30 Jun 2026
17events since 19501 death, 1 injury recorded
32disaster declarationslast 7 Apr 2026
305NFIP flood claims$6.4M paid

Compared with Washington and the United States

MeasureMason CountyWashingtonUS
Recorded events since 19501710,0141,977,440
Events per 100 square miles1.815.156.0
Events per 10,000 residents2.512.959.6
Events in the last 12 months013062,008
Deaths recorded by NCEI132126,435
Property damage (NCEI estimates)$18M$4.6B$575B
NFIP claims per 1,000 residents4.52.18.1
Average paid NFIP claim$25K$29K$43K
Claims per 100 policies in force, last 10 years12.210.716.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 1
Lightning: 1Other: 3
Flood: 2Other: 4
Tornado: 1Flood: 1Lightning: 1
Flood: 2Other: 1
01950s01960s01970s11980s41990s62000s32010s32020s
Recorded events in Mason County by decade and hazard group. HailTornadoFloodLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 9 events in the 20 years to 2025 against 7 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Other8
Flood5
Lightning2
Hail1
Tornado1
HazardEventsDeathsShare of state's events
■ Other8—1.1%
■ Flood510.6%
■ Lightning2—1.9%
■ Hail1—0.3%
■ Tornado1—0.7%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
3 Dec 2007FloodFlood—$12K—1—County
1 Mar 1999Heavy RainOther—$10M———County
5 Sep 2013LightningLightning—$2K——1County
25 Mar 1999Heavy RainOther—$5.0M———County
7 Jan 2009FloodFlood—$900K———County
5 Jan 2006Heavy RainOther—$700K———County
12 Dec 2010FloodFlood—$700K———County
20 Oct 2003Heavy RainOther—$300K———County
18 Oct 2019TornadoTornadoEF1$150K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
7 Apr 2026DR-4906Major disasterFloodSevere Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesPublic assistance
12 Dec 2025EM-3629EmergencyFloodSevere Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesPublic assistance
28 Apr 2024DR-4775Major disasterSevere StormSevere Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesPublic assistance
5 Jul 2023FM-5468Fire management assistanceFireMcewan FirePublic assistance
29 Mar 2022DR-4650Major disasterFloodSevere Winter Storms, Snowstorms, Straight-Line Winds, FloodingPublic assistance
8 Apr 2021DR-4593Major disasterSevere StormSevere Winter Storm, Straight-Line Winds, Flooding, Landslides, And MudslidesPublic assistance
23 Apr 2020DR-4539Major disasterFloodSevere Storms, Flooding, Landslides, And MudslidesPublic assistance
22 Mar 2020DR-4481Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3427EmergencyBiologicalCovid-19Public assistance
4 Mar 2019DR-4418Major disasterSevere StormSevere Winter Storms, Straight-Line Winds, Flooding, Landslides, Mudslides, TornadoPublic assistance
2 Feb 2016DR-4253Major disasterFloodSevere Winter Storm, Straight-Line Winds, Flooding, Landslides, Mudslides, And A TPublic assistance
15 Jan 2016DR-4249Major disasterSevere StormSevere Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesPublic assistance
5 Mar 2012DR-4056Major disasterSevere StormSevere Winter Storm, Flooding, Landslides, And MudslidesPublic assistance
2 Mar 2009DR-1825Major disasterSevere StormSevere Winter Storm And Record And Near Record SnowPublic assistance
30 Jan 2009DR-1817Major disasterFloodSevere Winter Storm, Landslides, Mudslides, And FloodingIndividual assistance, Public assistance
8 Dec 2007DR-1734Major disasterSevere StormSevere Storms, Flooding, Landslides, And MudslidesIndividual assistance, Public assistance
14 Feb 2007DR-1682Major disasterSevere StormSevere Winter Storm, Landslides, And MudslidesPublic assistance
17 May 2006DR-1641Major disasterSevere StormSevere Storms, Flooding, Tidal Surge, Landslides, And MudslidesPublic assistance
7 Sep 2005EM-3227EmergencyCoastal StormHurricane Katrina EvacuationPublic assistance
7 Nov 2003DR-1499Major disasterSevere StormSevere Storms And FloodingIndividual assistance, Public assistance
1 Mar 2001DR-1361Major disasterEarthquakeEarthquakeIndividual assistance, Public assistance
2 Apr 1997DR-1172Major disasterFloodHeavy Rains, Snow Melt, Flooding, Land & Mud SlidesIndividual assistance, Public assistance
17 Jan 1997DR-1159Major disasterSevere StormSevere Winter Storms, Land & Muds Slides,FloodingIndividual assistance, Public assistance
3 Jan 1996DR-1079Major disasterSevere StormSevere Storms, High Wind, And FloodingIndividual assistance, Public assistance
4 Mar 1993DR-981Major disasterSevere StormSevere Storms & High WindPublic assistance
26 Nov 1990DR-883Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
21 May 1980DR-623Major disasterVolcanic EruptionVolcanic Eruption, Mt. St. HelensIndividual assistance, Public assistance
31 Dec 1979DR-612Major disasterFloodStorms, High Tides, Mudslides & FloodingIndividual assistance
13 Dec 1975DR-492Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
25 Jan 1974DR-414Major disasterFloodSevere Storms, Snowmelt & FloodingIndividual assistance, Public assistance
11 May 1965DR-196Major disasterEarthquakeEarthquakeIndividual assistance, Public assistance
29 Dec 1964DR-185Major disasterFloodHeavy Rains & FloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Mason County, 1978 to 2026 (hover for the amount paid).
Claims since 1978305
Paid claims256
Total paid$6.4M
Average paid claim$25K
Repetitive-loss properties263 severe
Residential policies in force4191.2% of 35,251 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202510$0—
202422$48,906$24,453
202342$13,108$6,554
20224037$2,200,063$59,461
202111$13,820$13,820
201810$0—
201722$18,777$9,389
201631$1,543$1,543
201543$34,163$11,388
201310$0—
201244$128,871$32,218
201110$0—
20101212$122,186$10,182
2009108$124,862$15,608
200811$2,442$2,442
20076757$2,134,178$37,442
200666$138,342$23,057
200410$0—
20031815$184,209$12,281
200242$17,073$8,537
200155$39,554$7,911
200010$0—
199975$23,880$4,776
199844$41,387$10,347
19974034$550,808$16,200

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Moderatescore 85.3 of 100
Expected annual loss$44MRelatively Low
Social vulnerabilityRelatively High
Community resilienceRelatively Low
Hazard (NRI)Risk ratingExpected annual loss
EarthquakeRelatively Moderate$26,332,449
Inland floodingRelatively Moderate$14,807,871
Coastal floodingRelatively Moderate$1,276,639
Heat waveRelatively Low$653,467
LandslideRelatively High$500,180
TsunamiVery Low$433,119
TornadoVery Low$93,566
LightningVery Low$54,211
Winter weatherRelatively Low$46,786
Strong windVery Low$33,390
WildfireVery Low$25,866
Ice stormVery Low$19,468
HailVery Low$3,839
AvalancheVery Low$225
Volcanic activityVery Low$8
DroughtVery Low$5

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

No HURDAT2 track at tropical-storm strength passes within 100 miles of the county's centre point (through the 2025 season).

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Mason County, WA?

NCEI records 1 hail event in Mason County since 1950, in 1 different years; that is about 0.0 recorded events a year. 0 reports were golf-ball size (1.75 in) or larger.

Has Mason County had a tornado?

Yes. NCEI records 1 tornado in Mason County since 1950, 0 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Mason County?

7 Apr 2026: Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides, a major disaster declaration for flood. The county appears in 32 declarations since 1953.

How many flood insurance claims have been filed in Mason County, and how much was paid?

305 NFIP claims since 1978, 256 of them paid, for $6.4M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Mason County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Moderate" for overall risk, "Relatively Low" for expected annual loss, "Relatively High" for social vulnerability and "Relatively Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Mason County compare with the rest of Washington?

1.8 recorded events per 100 square miles against 15.1 statewide, and 4.5 NFIP claims per 1,000 residents against 2.1. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.