County Hazards

States › West Virginia › Summers County

Summers County, West Virginia

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 54089 · 11,908 residents (2021) · 361 sq mi · dominant hazard Wind

Hail · 46Tornado · 2Flood · 31Wind · 110Winter · 76
1984-06-16: Hail1990-07-01: Hail1992-04-24: Hail1992-04-24: Hail1996-05-05: Hail1998-05-24: Hail1998-06-02: Hail1999-04-23: Hail1999-07-24: Hail2001-06-05: Hail2002-04-28: Hail2002-04-28: Hail2002-07-02: Hail2006-06-04: Hail2006-07-19: Hail2007-08-24: Hail2007-08-24: Hail2007-06-14: Hail2007-06-24: Hail2008-06-16: Hail2008-05-11: Hail2008-06-01: Hail2010-04-05: Hail2011-05-12: Hail2011-05-12: Hail2011-03-23: Hail2011-05-10: Hail2011-05-26: Hail2011-05-26: Hail2011-05-26: Hail2011-05-26: Hail2011-05-26: Hail2011-05-26: Hail2011-05-26: Hail2011-06-09: Hail2018-05-05: Hail2020-08-06: Hail2020-06-21: Hail2021-03-18: Hail2022-07-12: Hail2026-04-01: Hail2026-04-01: Hail1965-04-08: Tornado1974-04-04: Tornado2008-12-11: Flood2009-05-09: Flood2010-05-16: Flood2013-07-19: Flood2013-01-30: Flood2016-06-21: Flood2016-06-23: Flood2018-05-27: Flood2018-05-05: Flood2019-01-19: Flood2020-06-21: Flood2020-06-18: Flood2021-03-01: Flood2024-05-15: Flood2025-01-31: Flood2025-02-15: Flood2025-02-15: Flood1983-07-23: Wind1983-07-20: Wind1986-07-13: Wind1988-08-30: Wind1992-04-24: Wind1999-08-19: Wind1999-07-25: Wind1999-07-24: Wind1999-08-13: Wind1999-07-28: Wind1999-07-28: Wind1999-07-28: Wind2000-07-28: Wind2001-05-22: Wind2001-08-23: Wind2001-08-23: Wind2002-08-03: Wind2003-07-23: Wind2003-07-09: Wind2003-05-10: Wind2004-06-01: Wind2004-06-01: Wind2004-06-11: Wind2005-08-16: Wind2006-04-07: Wind2006-06-26: Wind2006-07-19: Wind2006-07-18: Wind2007-05-23: Wind2007-08-24: Wind2007-08-24: Wind2007-06-24: Wind2008-05-11: Wind2008-05-11: Wind2008-06-01: Wind2008-07-08: Wind2008-07-22: Wind2009-07-25: Wind2009-07-25: Wind2009-10-09: Wind2009-10-09: Wind2009-06-02: Wind2009-10-09: Wind2010-05-12: Wind2010-04-05: Wind2010-08-04: Wind2010-08-04: Wind2010-07-25: Wind2011-04-04: Wind2011-08-25: Wind2011-09-03: Wind2012-06-29: Wind2012-07-27: Wind2012-07-05: Wind2014-07-08: Wind2014-10-07: Wind2016-05-01: Wind2016-06-21: Wind2016-06-23: Wind2016-06-23: Wind2016-06-21: Wind2016-06-23: Wind2016-06-23: Wind2016-07-08: Wind2018-06-22: Wind2018-04-15: Wind2019-05-29: Wind2019-04-14: Wind2019-04-14: Wind2019-05-29: Wind2019-05-29: Wind2020-08-06: Wind2020-08-06: Wind2020-06-21: Wind2021-08-13: Wind2021-08-13: Wind2022-07-12: Wind2022-07-12: Wind2022-07-02: Wind2022-06-17: Wind2022-06-17: Wind2022-06-22: Wind2022-06-22: Wind2022-06-22: Wind2022-06-02: Wind2022-06-02: Wind2023-08-07: Wind2024-05-26: Wind2024-04-02: Wind2025-03-31: Wind2025-04-14: Wind2025-06-26: Wind2025-06-27: Wind2025-06-27: Wind2026-06-18: Wind
Summers County within West Virginia. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 29 Sep 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 291 storm events in Summers County, West Virginia, led by damaging wind.

That is 80.7 events per 100 square miles, below the West Virginia figure of 124.4, and 244.4 per 10,000 residents against 167.7 statewide.

7 events fall in the 12 months to 30 Jun 2026. NCEI attributes 0 deaths and 0 injuries to events in the county, with property damage estimated at $4.1M and crop damage at $460K.

FEMA has designated the county in 24 federal disaster declarations since 1953; the most recent is Severe Winter Storm (emergency, 24 Jan 2026).

National Flood Insurance Program policyholders in the county filed 312 claims since 1978, of which 283 were paid, totalling $5.7M (about $20K per paid claim). FEMA counts 83 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Very Low" and its expected annual loss as "Very Low" ($8.2M a year across 18 hazards).

11 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

7events, last 12 monthsto 30 Jun 2026
291events since 19500 deaths, 0 injuries recorded
24disaster declarationslast 24 Jan 2026
312NFIP flood claims$5.7M paid

Compared with West Virginia and the United States

MeasureSummers CountyWest VirginiaUS
Recorded events since 195029129,9011,977,440
Events per 100 square miles80.7124.456.0
Events per 10,000 residents244.4167.759.6
Events in the last 12 months71,79062,008
Deaths recorded by NCEI015326,435
Property damage (NCEI estimates)$4.1M$1.3B$575B
NFIP claims per 1,000 residents26.215.78.1
Average paid NFIP claim$20K$16K$43K
Claims per 100 policies in force, last 10 years3.623.216.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 1
Tornado: 1
Hail: 1Wind: 4
Hail: 12Flood: 5Wind: 10Winter: 18Cold: 2Drought: 6
Hail: 13Flood: 11Wind: 35Winter: 14Drought: 1
Hail: 14Flood: 8Wind: 34Winter: 34Cold: 2Drought: 1Lightning: 1Other: 4
Hail: 6Flood: 7Wind: 27Winter: 10Cold: 1Drought: 4Lightning: 1Other: 3
01950s11960s11970s51980s531990s742000s982010s592020s
Recorded events in Summers County by decade and hazard group. HailTornadoFloodWindWinterColdDroughtLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 189 events in the 20 years to 2025 against 90 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind110
Winter76
Hail46
Flood31
Drought12
Other7
Cold5
Tornado2
Lightning2
HazardEventsDeathsShare of state's events
■ Wind110—1.1%detail
■ Winter76—1.1%detail
■ Hail46—1.5%detail
■ Flood31—0.7%detail
■ Drought12—1.3%
■ Other7—1.3%
■ Cold5—0.3%
■ Tornado2—1.0%
■ Lightning2—2.1%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
23 Jun 2016Flash FloodFlood—$1.0M———County
8 Jul 2001Flash FloodFlood—$500K———County
16 May 2010Flash FloodFlood—$500K———County
1 Oct 2019DroughtDrought——$400K——Forecast zone
19 Nov 2003Flash FloodFlood—$250K———County
29 Jun 2012Thunderstorm WindWind75 mph$225K———County
6 Feb 1998Heavy SnowWinter—$200K———Forecast zone
21 Jun 2016Flash FloodFlood—$125K———County
29 May 2019Thunderstorm WindWind69 mph$125K———County
7 Aug 2023Thunderstorm WindWind105 mph$125K———County
19 Jan 1996FloodFlood—$100K———Forecast zone
11 Jan 1996Heavy SnowWinter—$100K———Forecast zone
7 Apr 2006Thunderstorm WindWind81 mph$100K———County
29 May 2019Thunderstorm WindWind63 mph$100K———County
15 Feb 2025Flash FloodFlood—$100K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
24 Jan 2026EM-3639EmergencyWinter StormSevere Winter StormPublic assistance
26 Feb 2025DR-4861Major disasterSevere StormSevere Storm, Straight-Line Winds, Flooding, Landslides, And MudslidesPublic assistance
3 Apr 2020DR-4517Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3450EmergencyBiologicalCovid-19Public assistance
25 Jun 2016DR-4273Major disasterFloodSevere Storms, Flooding, Landslides, And MudslidesIndividual assistance, Public assistance
21 May 2015DR-4221Major disasterFloodSevere Storms, Flooding, Landslides, And MudslidesPublic assistance
31 Mar 2015DR-4210Major disasterSevere StormSevere Winter Storm, Flooding, Landslides, And MudslidesPublic assistance
29 Oct 2012EM-3358EmergencyHurricaneHurricane SandyPublic assistance
23 Jul 2012DR-4071Major disasterSevere StormSevere Storms And Straight-Line WindsPublic assistance
30 Jun 2012EM-3345EmergencySevere StormSevere StormsPublic assistance
29 Mar 2010DR-1893Major disasterSevere StormSevere Storms, Flooding, Mudslides, And LandslidesPublic assistance
5 Sep 2005EM-3221EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
21 Nov 2003DR-1500Major disasterSevere StormSevere Storms, Flooding, And LandslidesIndividual assistance, Public assistance
14 Mar 2003DR-1455Major disasterSevere StormSevere Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding And LandslidesPublic assistance
5 May 2002DR-1410Major disasterSevere StormSevere Storms, Flooding And LandslidesPublic assistance
3 Jun 2001DR-1378Major disasterSevere StormSevere Storms, Flooding And LandslidesIndividual assistance
25 Jan 1996DR-1096Major disasterFloodFloodingIndividual assistance, Public assistance
13 Jan 1996DR-1084Major disasterSnowstormBlizzard Of 96 (Severe Snow Storm)Public assistance
17 Mar 1993EM-3109EmergencySnowstormSevere Snowfall & Winter StormPublic assistance
7 Nov 1985DR-753Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
24 Aug 1977EM-3051EmergencyDroughtDroughtPublic assistance
7 Apr 1977DR-531Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
19 Jan 1977EM-3021EmergencyDroughtDroughtPublic assistance
13 Mar 1967DR-224Major disasterFloodFloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Summers County, 1978 to 2026 (hover for the amount paid).
Claims since 1978312
Paid claims283
Total paid$5.7M
Average paid claim$20K
Repetitive-loss properties222 severe
Residential policies in force831.2% of 6,699 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202510$0—
202122$8,524$4,262
20168780$2,010,435$25,130
201511$817$817
201310$0—
20103127$388,229$14,379
200811$6,047$6,047
200733$21,454$7,151
200611$5,247$5,247
2003139$87,185$9,687
200221$1,155$1,155
199911$14,025$14,025
1996119117$2,757,648$23,570
199510$0—
199421$3,815$3,815
199310$0—
198610$0—
19853430$434,917$14,497
198022$1,576$788
197910$0—
197877$5,586$798

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskVery Lowscore 40.2 of 100
Expected annual loss$8.2MVery Low
Social vulnerabilityVery High
Community resilienceVery Low
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Low$5,803,847
Cold waveRelatively Moderate$1,890,815
Strong windRelatively Low$119,184
LightningRelatively Low$98,656
EarthquakeVery Low$63,996
Winter weatherRelatively Low$32,428
LandslideRelatively Moderate$28,950
HailVery Low$28,478
WildfireVery Low$25,379
HurricaneVery Low$21,750
TornadoVery Low$21,655
DroughtVery Low$11,423
Ice stormVery Low$8,082
AvalancheRelatively Low$2,939
Heat waveVery Low$2

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles11
Tracks within 50 miles0
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Hugo198978 mi46 mph
David197974 mi46 mph
Able195290 mi46 mph
Unnamed Atlantic storm194988 mi58 mph
Unnamed Atlantic storm193463 mi46 mph
Unnamed Atlantic storm193257 mi40 mph
Unnamed Atlantic storm191587 mi46 mph
Unnamed Atlantic storm191592 mi40 mph
Unnamed Atlantic storm190289 mi40 mph
Unnamed Atlantic storm189391 mi69 mph
Unnamed Atlantic storm187899 mi58 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Summers County, WV?

NCEI records 46 hail events in Summers County since 1950, in 19 different years; that is about 0.6 recorded events a year. 5 reports were golf-ball size (1.75 in) or larger.

Has Summers County had a tornado?

Yes. NCEI records 2 tornadoes in Summers County since 1950, 1 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Summers County?

24 Jan 2026: Severe Winter Storm, a emergency declaration for winter storm. The county appears in 24 declarations since 1953.

How many flood insurance claims have been filed in Summers County, and how much was paid?

312 NFIP claims since 1978, 283 of them paid, for $5.7M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Summers County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Very Low" for overall risk, "Very Low" for expected annual loss, "Very High" for social vulnerability and "Very Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Summers County compare with the rest of West Virginia?

80.7 recorded events per 100 square miles against 124.4 statewide, and 26.2 NFIP claims per 1,000 residents against 15.7. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 29 Sep 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 30 Sep 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.