County Hazards

States › Pennsylvania › Fayette County › ZIP 15433

ZIP code 15433, Fayette County, Pennsylvania

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 13 NFIP claims for ZIP 15433 (Fayette County, Pennsylvania), with $158K paid on 13 claims since 1978.

That is 1.8% of the 722 claims recorded across Fayette County. The average paid claim in the ZIP is $12K, lower than the county average of $18K and the Pennsylvania average of $23K.

FEMA counts 3 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 208 residential flood policies in force, covering 0.4% of residential structures.

13NFIP claims since 1978
13paid claims
$158Ktotal paid
$12Kaverage paid claim

Compared with the county and state

MeasureZIP 15433FayettePennsylvaniaUS
Claims since 19781372277,0602,680,429
Share of claims paid100%79%82%78%
Average paid claim$12K$18K$23K$43K
Share of county claims1.8%100%——
Repetitive-loss properties3698,553—

Claims by year of loss

197820022026
NFIP claims in ZIP 15433 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s2$21,200
1990s5$38,363
2000s4$28,404
2010s2$70,439
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201722$70,439$35,220
200044$28,404$7,101
199644$35,954$8,989
199311$2,409$2,409
198522$21,200$10,600

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Fayette County

Fayette County has 995 weather events in the NCEI record since 1950 (59 in the last 12 months), 18 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 176; hurricane-strength tracks within 50 miles: 0.

Hail: 124 · Tornado: 23 · Flood: 176 · Wind: 540 · Winter: 114 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 15433?

13 claims since 1978 in the OpenFEMA NFIP claims file, 13 of them with a payment.

How much has the NFIP paid out in ZIP 15433?

$158K across 13 paid claims (building, contents and increased-cost-of-compliance payments combined), about $12K per paid claim.

Which year had the most flood claims in 15433?

1996, with 4 claims and $36K paid.

What county is ZIP 15433 in?

Most claims in this ZIP carry the county code for Fayette County, Pennsylvania; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.