County Hazards

States › Pennsylvania › Dauphin County › ZIP 17103

ZIP code 17103, Dauphin County, Pennsylvania

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 63 NFIP claims for ZIP 17103 (Dauphin County, Pennsylvania), with $516K paid on 48 claims since 1978.

That is 1.2% of the 5,248 claims recorded across Dauphin County. The average paid claim in the ZIP is $11K, lower than the county average of $20K and the Pennsylvania average of $23K.

FEMA counts 10 repetitive-loss properties and 3 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 1,130 residential flood policies in force, covering 1.2% of residential structures.

63NFIP claims since 1978
48paid claims
$516Ktotal paid
$11Kaverage paid claim

Compared with the county and state

MeasureZIP 17103DauphinPennsylvaniaUS
Claims since 1978635,24877,0602,680,429
Share of claims paid76%83%82%78%
Average paid claim$11K$20K$23K$43K
Share of county claims1.2%100%——
Repetitive-loss properties107748,553—

Claims by year of loss

197820022026
NFIP claims in ZIP 17103 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s5$7,258
1980s4$10,439
1990s23$176,895
2000s12$107,662
2010s18$201,164
2020s1$12,611
Year of lossClaimsPaid claimsAmount paidAverage paid
202111$12,611$12,611
201711$4,922$4,922
201321$18,192$18,192
201210$0—
20111310$171,998$17,200
201011$6,052$6,052
200611$16,704$16,704
200499$77,171$8,575
200322$13,787$6,894
199941$17,157$17,157
199822$3,375$1,687
199711$2,763$2,763
1996109$134,193$14,910
199511$533$533
199311$9,875$9,875
199141$9,000$9,000
198721$4,939$4,939
198410$0—
198311$5,500$5,500
197944$7,258$1,815
197810$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Dauphin County

Dauphin County has 706 weather events in the NCEI record since 1950 (29 in the last 12 months), 22 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 78; hurricane-strength tracks within 50 miles: 1.

Hail: 90 · Tornado: 19 · Flood: 78 · Wind: 422 · Winter: 71 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 17103?

63 claims since 1978 in the OpenFEMA NFIP claims file, 48 of them with a payment.

How much has the NFIP paid out in ZIP 17103?

$516K across 48 paid claims (building, contents and increased-cost-of-compliance payments combined), about $11K per paid claim.

Which year had the most flood claims in 17103?

2011, with 13 claims and $172K paid.

What county is ZIP 17103 in?

Most claims in this ZIP carry the county code for Dauphin County, Pennsylvania; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.