County Hazards

States › Georgia › Cobb County › ZIP 30101

ZIP code 30101, Cobb County, Georgia

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 30101, in Cobb County, Georgia, has 40 National Flood Insurance Program claims in the OpenFEMA record since 1978, 27 of them paid for a total of $856K.

That is 2% of the 2,031 claims recorded across Cobb County. The average paid claim in the ZIP is $32K, lower than the county average of $44K and the Georgia average of $29K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 2,144 residential flood policies in force, covering 1% of residential structures.

40NFIP claims since 1978
27paid claims
$856Ktotal paid
$32Kaverage paid claim

Compared with the county and state

MeasureZIP 30101CobbGeorgiaUS
Claims since 1978402,03124,4792,680,429
Share of claims paid68%76%74%78%
Average paid claim$32K$44K$29K$43K
Share of county claims2.0%100%——
Repetitive-loss properties21322,022—

Claims by year of loss

197820022026
NFIP claims in ZIP 30101 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s0$0
2000s30$792,710
2010s9$27,249
2020s1$36,089
Year of lossClaimsPaid claimsAmount paidAverage paid
202011$36,089$36,089
201911$1,132$1,132
201821$1,953$1,953
201711$19,105$19,105
201611$5,059$5,059
201510$0—
201310$0—
201210$0—
201110$0—
20092619$665,175$35,009
200522$126,636$63,318
200310$0—
200111$899$899

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Cobb County

Cobb County has 760 weather events in the NCEI record since 1950 (6 in the last 12 months), 19 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 53; hurricane-strength tracks within 50 miles: 0.

Hail: 222 · Tornado: 31 · Flood: 53 · Wind: 263 · Winter: 43 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 30101?

40 claims since 1978 in the OpenFEMA NFIP claims file, 27 of them with a payment.

How much has the NFIP paid out in ZIP 30101?

$856K across 27 paid claims (building, contents and increased-cost-of-compliance payments combined), about $32K per paid claim.

Which year had the most flood claims in 30101?

2009, with 26 claims and $665K paid.

What county is ZIP 30101 in?

Most claims in this ZIP carry the county code for Cobb County, Georgia; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.