States › Georgia › Cobb County

Cobb County, Georgia

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 13067 · 766,802 residents (2021) · 340 sq mi · dominant hazard Wind

Hail · 222Tornado · 31Flood · 53Wind · 263Winter · 43

Cobb County within Georgia. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 760 events for Cobb County, Georgia, between 1950 and 2026; damaging wind account for the largest share.

That is 223.7 events per 100 square miles, above the Georgia figure of 98.3, and 9.9 per 10,000 residents against 52.5 statewide.

6 events fall in the 12 months to 30 Jun 2026. NCEI attributes 9 deaths and 374 injuries to events in the county, with property damage estimated at $249M and crop damage at $150K.

FEMA has designated the county in 19 federal disaster declarations since 1953; the most recent is Severe Winter Storm (emergency, 24 Jan 2026).

National Flood Insurance Program policyholders in the county filed 2,031 claims since 1978, of which 1,536 were paid, totalling $67M (about $44K per paid claim). FEMA counts 2,144 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively High" and its expected annual loss as "Relatively High" ($210M a year across 18 hazards).

18 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

6events, last 12 monthsto 30 Jun 2026

760events since 19509 deaths, 374 injuries recorded

19disaster declarationslast 24 Jan 2026

2,031NFIP flood claims$67M paid

Compared with Georgia and the United States

Measure	Cobb County	Georgia	US
Recorded events since 1950	760	56,743	1,977,440
Events per 100 square miles	223.7	98.3	56.0
Events per 10,000 residents	9.9	52.5	59.6
Events in the last 12 months	6	1,541	62,008
Deaths recorded by NCEI	9	447	26,435
Property damage (NCEI estimates)	$249M	$8.7B	$575B
NFIP claims per 1,000 residents	2.6	2.3	8.1
Average paid NFIP claim	$44K	$29K	$43K
Claims per 100 policies in force, last 10 years	15.3	10.3	16.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 3Wind: 1

Hail: 1

Hail: 4Tornado: 7Wind: 10

Hail: 11Tornado: 3Wind: 27

Hail: 78Tornado: 8Flood: 6Wind: 50Winter: 2Heat: 2Cold: 2Drought: 3Lightning: 11

Hail: 73Tornado: 3Flood: 29Wind: 62Winter: 19Tropical: 13Heat: 7Cold: 12Drought: 18Lightning: 26Fog: 4Other: 9

Hail: 39Tornado: 4Flood: 13Wind: 66Winter: 18Tropical: 2Heat: 2Drought: 15Lightning: 12Other: 2

Hail: 16Tornado: 3Flood: 5Wind: 47Winter: 4Tropical: 2Drought: 6

41950s11960s211970s411980s1621990s2752000s1732010s832020s

Recorded events in Cobb County by decade and hazard group. HailTornadoFloodWindWinterTropicalHeatColdDroughtLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 347 events in the 20 years to 2025 against 364 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind263

Hail222

Flood53

Lightning49

Winter43

Drought42

Tornado31

Tropical17

Cold14

Heat11

Other11

Fog4

Hazard	Events	Deaths	Share of state's events
■ Wind	263	2	1.0%	detail
■ Hail	222	—	2.5%	detail
■ Flood	53	—	1.6%	detail
■ Lightning	49	3	3.7%
■ Winter	43	—	1.3%	detail
■ Drought	42	—	0.8%
■ Tornado	31	4	1.3%	detail
■ Tropical	17	—	0.7%
■ Cold	14	—	0.9%
■ Heat	11	—	0.8%
■ Other	11	—	1.2%
■ Fog	4	—	1.8%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

Date	Event type	Group	Magnitude	Property damage	Crop damage	Deaths	Injuries	Geography
30 Jun 1995	Tornado	Tornado	F1	—	—	4	250	County
13 Jul 2010	Lightning	Lightning	—	—	—	2	—	County
18 Jun 2011	Thunderstorm Wind	Wind	60 mph	$30K	—	1	—	County
26 May 2011	Thunderstorm Wind	Wind	60 mph	$30K	—	1	—	County
30 Jul 2002	Lightning	Lightning	—	$3K	—	1	—	County
22 Nov 1992	Tornado	Tornado	F4	$25M	—	—	34	County
29 Mar 1991	Tornado	Tornado	F3	$25M	—	—	25	County
19 Mar 1986	Tornado	Tornado	F2	$25M	—	—	15	County
21 Feb 1993	Tornado	Tornado	F3	$50M	—	—	3	County
19 May 2001	Lightning	Lightning	—	—	—	—	8	County
3 Apr 1974	Tornado	Tornado	F2	—	—	—	7	County
8 Aug 2014	Lightning	Lightning	—	—	—	—	7	County
27 Apr 1991	Tornado	Tornado	F0	$250K	—	—	3	County
10 Feb 1990	Tornado	Tornado	F2	$2.5M	—	—	2	County
19 Jun 1998	Lightning	Lightning	—	$50K	—	—	2	County
29 Dec 2024	Tornado	Tornado	EF1	$50K	—	—	2	County
3 May 1984	Thunderstorm Wind	Wind	0 mph	—	—	—	2	County
2 Sep 2014	Lightning	Lightning	—	—	—	—	2	County
26 Jun 1994	Tornado	Tornado	F2	$5.0M	—	—	1	County
8 Apr 1998	Tornado	Tornado	F2	$15M	—	—	—	County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

Declared	Number	Type	Incident	Title	Programs
24 Jan 2026	EM-3642	Emergency	Winter Storm	Severe Winter Storm	Public assistance
26 Sep 2024	EM-3616	Emergency	Tropical Storm	Hurricane Helene	Public assistance
29 Mar 2020	DR-4501	Major disaster	Biological	Covid-19 Pandemic	Individual assistance, Public assistance
13 Mar 2020	EM-3464	Emergency	Biological	Covid-19	Public assistance
15 Sep 2017	DR-4338	Major disaster	Hurricane	Hurricane Irma	Public assistance
8 Sep 2017	EM-3387	Emergency	Hurricane	Hurricane Irma	Public assistance
11 Feb 2014	EM-3368	Emergency	Severe Ice Storm	Severe Winter Storm	Public assistance
24 Sep 2009	DR-1858	Major disaster	Severe Storm	Severe Storms And Flooding	Individual assistance, Public assistance
5 Sep 2005	EM-3218	Emergency	Hurricane	Hurricane Katrina Evacuation	Public assistance
18 Sep 2004	DR-1554	Major disaster	Hurricane	Hurricane Ivan	Individual assistance, Public assistance
28 Jan 2000	DR-1311	Major disaster	Severe Storm	Severe Winter Storm	Public assistance
11 Mar 1998	DR-1209	Major disaster	Severe Storm	Severe Storms And Flooding	Individual assistance, Public assistance
10 Oct 1995	DR-1071	Major disaster	Hurricane	Hurricane Opal	Individual assistance, Public assistance
15 Mar 1993	EM-3097	Emergency	Snowstorm	Severe Snowfall, Winter Storm	Public assistance
4 Mar 1993	DR-980	Major disaster	Tornado	Tornadoes, High Winds & Heavy Rains	Individual assistance
1 Dec 1992	DR-969	Major disaster	Tornado	High Winds, Heavy Rains & Tornadoes	Individual assistance, Public assistance
23 Feb 1990	DR-857	Major disaster	Severe Storm	Severe Storms, Tornaodes & Flooding	Individual assistance, Public assistance
20 Jul 1977	EM-3044	Emergency	Drought	Drought	Public assistance
14 Mar 1966	DR-214	Major disaster	Flood	Flooding	Individual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026

NFIP claims by year of loss in Cobb County, 1978 to 2026 (hover for the amount paid).

Claims since 19782,031

Paid claims1,536

Total paid$67M

Average paid claim$44K

Repetitive-loss properties13221 severe

Residential policies in force2,1441.0% of 223,468 structures

Year of loss	Claims	Paid claims	Amount paid	Average paid
2026	12	9	$133,238	$14,804
2025	8	5	$199,561	$39,912
2024	62	53	$3,149,251	$59,420
2023	43	33	$1,022,269	$30,978
2022	4	0	$0	—
2021	126	107	$4,520,661	$42,249
2020	37	27	$308,203	$11,415
2019	10	8	$136,713	$17,089
2018	14	10	$145,448	$14,545
2017	11	5	$63,890	$12,778
2016	8	4	$39,187	$9,797
2015	22	11	$83,078	$7,553
2014	9	4	$143,610	$35,902
2013	33	13	$167,792	$12,907
2012	14	8	$159,959	$19,995
2011	12	4	$19,997	$4,999
2010	16	4	$41,673	$10,418
2009	723	627	$45,174,141	$72,048
2008	9	2	$9,190	$4,595
2007	4	2	$5,081	$2,541
2006	7	3	$15,429	$5,143
2005	147	129	$3,275,813	$25,394
2004	90	78	$3,619,355	$46,402
2003	26	14	$74,153	$5,297
2002	7	5	$26,362	$5,272

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Highscore 94.4 of 100

Expected annual loss$210MRelatively High

Social vulnerabilityVery Low

Community resilienceRelatively Low

Hazard (NRI)	Risk rating	Expected annual loss
Inland flooding	Relatively High	$125,332,838
Tornado	Relatively High	$36,072,103
Cold wave	Relatively High	$20,019,784
Earthquake	Relatively Moderate	$10,148,930
Hail	Relatively High	$6,141,024
Heat wave	Relatively Moderate	$3,712,908
Lightning	Very High	$3,441,660
Strong wind	Relatively Moderate	$1,989,418
Ice storm	Relatively High	$1,775,950
Hurricane	Relatively Low	$659,713
Winter weather	Relatively Moderate	$223,679
Wildfire	Very Low	$68,407
Landslide	Relatively Low	$14,472

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles18

Tracks within 50 miles6

Hurricane strength within 50 miles0

Storm	Year	Closest approach	Max wind while within 100 mi
Helene	2024	85 mi	52 mph
Eloise	1975	92 mi	63 mph
Unnamed Atlantic storm	1932	72 mi	40 mph
Unnamed Atlantic storm	1915	39 mi	40 mph
Unnamed Atlantic storm	1912	31 mi	40 mph
Unnamed Atlantic storm	1907	12 mi	40 mph
Unnamed Atlantic storm	1906	92 mi	40 mph
Unnamed Atlantic storm	1903	48 mi	40 mph
Unnamed Atlantic storm	1902	21 mi	40 mph
Unnamed Atlantic storm	1898	89 mi	46 mph
Unnamed Atlantic storm	1898	47 mi	52 mph
Unnamed Atlantic storm	1896	76 mi	40 mph
Unnamed Atlantic storm	1893	54 mi	52 mph
Unnamed Atlantic storm	1889	88 mi	52 mph
Unnamed Atlantic storm	1887	83 mi	40 mph
Unnamed Atlantic storm	1882	70 mi	46 mph
Unnamed Atlantic storm	1859	59 mi	46 mph
Unnamed Atlantic storm	1852	80 mi	46 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

30067 392
30339 337
30066 200
30106 149
30127 125
30068 122
30062 114
30080 98
30064 78
30144 74
30126 56
30008 47
30101 40
30152 33
30082 31
30060 26
30073 5

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Cobb County, GA?

NCEI records 222 hail events in Cobb County since 1950, in 44 different years; that is about 2.9 recorded events a year. 35 reports were golf-ball size (1.75 in) or larger.

Has Cobb County had a tornado?

Yes. NCEI records 31 tornadoes in Cobb County since 1950, 12 of them rated (E)F2 or stronger. Tornado deaths recorded: 4.

When was the last federal disaster declaration for Cobb County?

24 Jan 2026: Severe Winter Storm, a emergency declaration for winter storm. The county appears in 19 declarations since 1953.

How many flood insurance claims have been filed in Cobb County, and how much was paid?

2,031 NFIP claims since 1978, 1,536 of them paid, for $67M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Cobb County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively High" for overall risk, "Relatively High" for expected annual loss, "Very Low" for social vulnerability and "Relatively Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Cobb County compare with the rest of Georgia?

223.7 recorded events per 100 square miles against 98.3 statewide, and 2.6 NFIP claims per 1,000 residents against 2.3. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.