County Hazards

States › Florida › Brevard County › ZIP 32780

ZIP code 32780, Brevard County, Florida

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 133 NFIP claims for ZIP 32780 (Brevard County, Florida), with $1.9M paid on 69 claims since 1978.

That is 2.3% of the 5,690 claims recorded across Brevard County. The average paid claim in the ZIP is $27K, close to the county average of $24K and the Florida average of $62K.

FEMA counts 11 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 29,365 residential flood policies in force, covering 11.8% of residential structures.

133NFIP claims since 1978
69paid claims
$1.9Mtotal paid
$27Kaverage paid claim

Compared with the county and state

MeasureZIP 32780BrevardFloridaUS
Claims since 19781335,690448,6182,680,429
Share of claims paid52%51%70%78%
Average paid claim$27K$24K$62K$43K
Share of county claims2.3%100%——
Repetitive-loss properties1130431,815—

Claims by year of loss

197820022026
NFIP claims in ZIP 32780 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$4,032
1980s5$2,441
1990s10$10,193
2000s25$57,759
2010s63$1,265,834
2020s29$526,493
Year of lossClaimsPaid claimsAmount paidAverage paid
2025107$242,206$34,601
202464$34,793$8,698
20221310$249,494$24,949
201820$0—
20175029$1,214,884$41,893
201643$30,353$10,118
201510$0—
201410$0—
201310$0—
201142$20,597$10,299
200940$0—
200863$7,795$2,598
200532$46,355$23,178
2004102$1,786$893
200121$1,822$1,822
199962$10,193$5,096
199810$0—
199510$0—
199420$0—
198910$0—
198811$1,895$1,895
198610$0—
198222$546$273
197911$4,032$4,032

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Brevard County

Brevard County has 1,004 weather events in the NCEI record since 1950 (23 in the last 12 months), 45 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 36; hurricane-strength tracks within 50 miles: 13.

Hail: 236 · Tornado: 139 · Flood: 36 · Wind: 440 · Winter: 2 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 32780?

133 claims since 1978 in the OpenFEMA NFIP claims file, 69 of them with a payment.

How much has the NFIP paid out in ZIP 32780?

$1.9M across 69 paid claims (building, contents and increased-cost-of-compliance payments combined), about $27K per paid claim.

Which year had the most flood claims in 32780?

2017, with 50 claims and $1.2M paid.

What county is ZIP 32780 in?

Most claims in this ZIP carry the county code for Brevard County, Florida; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.