County Hazards

States › Ohio › Medina County › ZIP 44215

ZIP code 44215, Medina County, Ohio

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 118 NFIP claims for ZIP 44215 (Medina County, Ohio), with $705K paid on 87 claims since 1978.

That is 40.7% of the 290 claims recorded across Medina County. The average paid claim in the ZIP is $8K, lower than the county average of $21K and the Ohio average of $17K.

FEMA counts 4 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 221 residential flood policies in force, covering 0.3% of residential structures.

118NFIP claims since 1978
87paid claims
$705Ktotal paid
$8Kaverage paid claim

Compared with the county and state

MeasureZIP 44215MedinaOhioUS
Claims since 197811829028,4172,680,429
Share of claims paid74%77%78%78%
Average paid claim$8K$21K$17K$43K
Share of county claims40.7%100%——
Repetitive-loss properties4192,635—

Claims by year of loss

197820022026
NFIP claims in ZIP 44215 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s5$14,426
1980s18$23,370
1990s45$309,875
2000s36$265,251
2010s8$57,614
2020s6$34,008
Year of lossClaimsPaid claimsAmount paidAverage paid
202232$14,611$7,305
202122$14,863$7,431
202011$4,534$4,534
201911$31,011$31,011
201811$2,197$2,197
201511$3,821$3,821
201342$19,453$9,727
201211$1,133$1,133
200811$10,617$10,617
200711$21,552$21,552
200611$324$324
200531$2,149$2,149
2004108$63,817$7,977
20031817$131,589$7,741
200222$35,204$17,602
199922$20,793$10,397
199832$35,157$17,578
199764$50,930$12,733
199676$21,371$3,562
199532$23,102$11,551
199452$16,212$8,106
199352$36,105$18,052
199286$52,221$8,704
199066$53,984$8,997
198763$11,328$3,776
198611$2,049$2,049
198510$0—
198421$4,206$4,206
198220$0—
198153$5,787$1,929
198010$0—
197944$9,669$2,417
197811$4,758$4,758

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Medina County

Medina County has 655 weather events in the NCEI record since 1950 (4 in the last 12 months), 14 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 51; hurricane-strength tracks within 50 miles: 0.

Hail: 173 · Tornado: 30 · Flood: 51 · Wind: 313 · Winter: 63 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 44215?

118 claims since 1978 in the OpenFEMA NFIP claims file, 87 of them with a payment.

How much has the NFIP paid out in ZIP 44215?

$705K across 87 paid claims (building, contents and increased-cost-of-compliance payments combined), about $8K per paid claim.

Which year had the most flood claims in 44215?

2003, with 18 claims and $132K paid.

What county is ZIP 44215 in?

Most claims in this ZIP carry the county code for Medina County, Ohio; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.