County Hazards

States › Ohio › Medina County › ZIP 44256

ZIP code 44256, Medina County, Ohio

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 44256, in Medina County, Ohio, has 79 National Flood Insurance Program claims in the OpenFEMA record since 1978, 69 of them paid for a total of $2.2M.

That is 27.2% of the 290 claims recorded across Medina County. The average paid claim in the ZIP is $32K, higher than the county average of $21K and the Ohio average of $17K.

FEMA counts 9 repetitive-loss properties and 2 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 221 residential flood policies in force, covering 0.3% of residential structures.

79NFIP claims since 1978
69paid claims
$2.2Mtotal paid
$32Kaverage paid claim

Compared with the county and state

MeasureZIP 44256MedinaOhioUS
Claims since 19787929028,4172,680,429
Share of claims paid87%77%78%78%
Average paid claim$32K$21K$17K$43K
Share of county claims27.2%100%——
Repetitive-loss properties9192,635—

Claims by year of loss

197820022026
NFIP claims in ZIP 44256 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s5$1,670
1980s18$35,817
1990s1$3,862
2000s10$264,771
2010s42$1,908,119
2020s3$7,854
Year of lossClaimsPaid claimsAmount paidAverage paid
202610$0—
202021$7,854$7,854
201922$123,968$61,984
201711$70,794$70,794
201522$24,048$12,024
20142120$1,178,208$58,910
201366$295,271$49,212
201211$1,983$1,983
201199$213,846$23,761
200711$4,012$4,012
200411$9,343$9,343
200387$251,416$35,917
199811$3,862$3,862
198922$7,283$3,641
198721$9,735$9,735
198510$0—
198411$2,120$2,120
198233$2,421$807
198176$9,869$1,645
198022$4,390$2,195
197952$1,670$835

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Medina County

Medina County has 655 weather events in the NCEI record since 1950 (4 in the last 12 months), 14 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 51; hurricane-strength tracks within 50 miles: 0.

Hail: 173 · Tornado: 30 · Flood: 51 · Wind: 313 · Winter: 63 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 44256?

79 claims since 1978 in the OpenFEMA NFIP claims file, 69 of them with a payment.

How much has the NFIP paid out in ZIP 44256?

$2.2M across 69 paid claims (building, contents and increased-cost-of-compliance payments combined), about $32K per paid claim.

Which year had the most flood claims in 44256?

2014, with 21 claims and $1.2M paid.

What county is ZIP 44256 in?

Most claims in this ZIP carry the county code for Medina County, Ohio; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.