County Hazards

States › Texas › Gregg County › ZIP 75601

ZIP code 75601, Gregg County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 75601, in Gregg County, Texas, has 39 National Flood Insurance Program claims in the OpenFEMA record since 1978, 23 of them paid for a total of $509K.

That is 16.3% of the 239 claims recorded across Gregg County. The average paid claim in the ZIP is $22K, close to the county average of $22K and the Texas average of $55K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 258 residential flood policies in force, covering 0.6% of residential structures.

39NFIP claims since 1978
23paid claims
$509Ktotal paid
$22Kaverage paid claim

Compared with the county and state

MeasureZIP 75601GreggTexasUS
Claims since 197839239394,2042,680,429
Share of claims paid59%76%80%78%
Average paid claim$22K$22K$55K$43K
Share of county claims16.3%100%——
Repetitive-loss properties22434,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 75601 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$0
1980s9$15,339
1990s10$40,494
2000s6$15,405
2010s8$287,745
2020s5$149,874
Year of lossClaimsPaid claimsAmount paidAverage paid
202522$110,007$55,003
202332$39,867$19,933
201721$1,738$1,738
201621$283,203$283,203
201521$1,891$1,891
201411$913$913
201310$0—
200911$1,844$1,844
200821$6,918$6,918
200722$3,536$1,768
200111$3,106$3,106
1991106$40,494$6,749
198964$15,339$3,835
198710$0—
198510$0—
198010$0—
197910$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Gregg County

Gregg County has 811 weather events in the NCEI record since 1950 (27 in the last 12 months), 23 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 104; hurricane-strength tracks within 50 miles: 0.

Hail: 218 · Tornado: 38 · Flood: 104 · Wind: 267 · Winter: 32 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 75601?

39 claims since 1978 in the OpenFEMA NFIP claims file, 23 of them with a payment.

How much has the NFIP paid out in ZIP 75601?

$509K across 23 paid claims (building, contents and increased-cost-of-compliance payments combined), about $22K per paid claim.

Which year had the most flood claims in 75601?

1991, with 10 claims and $40K paid.

What county is ZIP 75601 in?

Most claims in this ZIP carry the county code for Gregg County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.