County Hazards

States › Texas › Gregg County › ZIP 75602

ZIP code 75602, Gregg County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 48 NFIP claims for ZIP 75602 (Gregg County, Texas), with $684K paid on 37 claims since 1978.

That is 20.1% of the 239 claims recorded across Gregg County. The average paid claim in the ZIP is $18K, close to the county average of $22K and the Texas average of $55K.

FEMA counts 4 repetitive-loss properties and 2 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 258 residential flood policies in force, covering 0.6% of residential structures.

48NFIP claims since 1978
37paid claims
$684Ktotal paid
$18Kaverage paid claim

Compared with the county and state

MeasureZIP 75602GreggTexasUS
Claims since 197848239394,2042,680,429
Share of claims paid77%76%80%78%
Average paid claim$18K$22K$55K$43K
Share of county claims20.1%100%——
Repetitive-loss properties42434,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 75602 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s2$1,227
1980s6$9,314
1990s18$244,089
2000s12$163,845
2010s9$265,376
2020s1$0
Year of lossClaimsPaid claimsAmount paidAverage paid
202010$0—
201711$5,032$5,032
201653$62,201$20,734
201533$198,143$66,048
200911$9,295$9,295
200833$5,701$1,900
200744$95,995$23,999
200321$38,077$38,077
200210$0—
200111$14,777$14,777
199722$52,668$26,334
199411$10,417$10,417
199311$8,699$8,699
199210$0—
19911211$172,304$15,664
199010$0—
198922$7,403$3,702
198730$0—
198011$1,910$1,910
197922$1,227$614

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Gregg County

Gregg County has 811 weather events in the NCEI record since 1950 (27 in the last 12 months), 23 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 104; hurricane-strength tracks within 50 miles: 0.

Hail: 218 · Tornado: 38 · Flood: 104 · Wind: 267 · Winter: 32 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 75602?

48 claims since 1978 in the OpenFEMA NFIP claims file, 37 of them with a payment.

How much has the NFIP paid out in ZIP 75602?

$684K across 37 paid claims (building, contents and increased-cost-of-compliance payments combined), about $18K per paid claim.

Which year had the most flood claims in 75602?

1991, with 12 claims and $172K paid.

What county is ZIP 75602 in?

Most claims in this ZIP carry the county code for Gregg County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.