County Hazards

States › Texas › Tarrant County › ZIP 76012

ZIP code 76012, Tarrant County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 114 NFIP claims for ZIP 76012 (Tarrant County, Texas), with $949K paid on 76 claims since 1978.

That is 3.2% of the 3,569 claims recorded across Tarrant County. The average paid claim in the ZIP is $12K, lower than the county average of $23K and the Texas average of $55K.

FEMA counts 8 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 4,999 residential flood policies in force, covering 0.9% of residential structures.

114NFIP claims since 1978
76paid claims
$949Ktotal paid
$12Kaverage paid claim

Compared with the county and state

MeasureZIP 76012TarrantTexasUS
Claims since 19781143,569394,2042,680,429
Share of claims paid67%74%80%78%
Average paid claim$12K$23K$55K$43K
Share of county claims3.2%100%——
Repetitive-loss properties826934,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 76012 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$529
1980s39$54,402
1990s33$90,308
2000s11$50,046
2010s24$506,903
2020s6$247,200
Year of lossClaimsPaid claimsAmount paidAverage paid
202610$0—
202411$16,486$16,486
202321$13,728$13,728
202222$216,986$108,493
201911$17,638$17,638
2018119$287,117$31,902
201554$119,270$29,817
201422$43,107$21,553
201232$38,306$19,153
201021$1,466$1,466
200755$43,312$8,662
200243$4,684$1,561
200110$0—
200011$2,051$2,051
199710$0—
199610$0—
199543$5,282$1,761
199421$603$603
199322$19,211$9,606
199253$3,081$1,027
199143$11,630$3,877
19901411$50,501$4,591
1989126$31,506$5,251
198721$4,091$4,091
198631$2,423$2,423
198351$3,808$3,808
198220$0—
19811310$11,916$1,192
198021$658$658
197911$529$529

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Tarrant County

Tarrant County has 3,212 weather events in the NCEI record since 1950 (106 in the last 12 months), 28 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 316; hurricane-strength tracks within 50 miles: 0.

Hail: 1,422 · Tornado: 110 · Flood: 316 · Wind: 987 · Winter: 89 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 76012?

114 claims since 1978 in the OpenFEMA NFIP claims file, 76 of them with a payment.

How much has the NFIP paid out in ZIP 76012?

$949K across 76 paid claims (building, contents and increased-cost-of-compliance payments combined), about $12K per paid claim.

Which year had the most flood claims in 76012?

1990, with 14 claims and $51K paid.

What county is ZIP 76012 in?

Most claims in this ZIP carry the county code for Tarrant County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.