County Hazards

States › Texas › Tarrant County › ZIP 76054

ZIP code 76054, Tarrant County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 18 NFIP claims for ZIP 76054 (Tarrant County, Texas), with $125K paid on 10 claims since 1978.

That is 0.5% of the 3,569 claims recorded across Tarrant County. The average paid claim in the ZIP is $12K, lower than the county average of $23K and the Texas average of $55K.

At county level FEMA counts 4,999 residential flood policies in force, covering 0.9% of residential structures.

18NFIP claims since 1978
10paid claims
$125Ktotal paid
$12Kaverage paid claim

Compared with the county and state

MeasureZIP 76054TarrantTexasUS
Claims since 1978183,569394,2042,680,429
Share of claims paid56%74%80%78%
Average paid claim$12K$23K$55K$43K
Share of county claims0.5%100%——
Repetitive-loss properties026934,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 76054 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s7$4,661
1990s7$67,820
2000s3$15,975
2010s1$36,130
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201811$36,130$36,130
200921$15,714$15,714
200711$261$261
199811$3,362$3,362
199544$62,892$15,723
199411$1,566$1,566
199210$0—
198921$4,661$4,661
198710$0—
198330$0—
198110$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Tarrant County

Tarrant County has 3,212 weather events in the NCEI record since 1950 (106 in the last 12 months), 28 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 316; hurricane-strength tracks within 50 miles: 0.

Hail: 1,422 · Tornado: 110 · Flood: 316 · Wind: 987 · Winter: 89 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 76054?

18 claims since 1978 in the OpenFEMA NFIP claims file, 10 of them with a payment.

How much has the NFIP paid out in ZIP 76054?

$125K across 10 paid claims (building, contents and increased-cost-of-compliance payments combined), about $12K per paid claim.

Which year had the most flood claims in 76054?

1995, with 4 claims and $63K paid.

What county is ZIP 76054 in?

Most claims in this ZIP carry the county code for Tarrant County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.