County Hazards

States › Texas › Brazoria County › ZIP 77515

ZIP code 77515, Brazoria County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 77515, in Brazoria County, Texas, has 2,476 National Flood Insurance Program claims in the OpenFEMA record since 1978, 2,076 of them paid for a total of $98M.

That is 11.6% of the 21,436 claims recorded across Brazoria County. The average paid claim in the ZIP is $47K, higher than the county average of $36K and the Texas average of $55K.

FEMA counts 361 repetitive-loss properties and 50 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 27,418 residential flood policies in force, covering 22.5% of residential structures.

2,476NFIP claims since 1978
2,076paid claims
$98Mtotal paid
$47Kaverage paid claim

Compared with the county and state

MeasureZIP 77515BrazoriaTexasUS
Claims since 19782,47621,436394,2042,680,429
Share of claims paid84%81%80%78%
Average paid claim$47K$36K$55K$43K
Share of county claims11.6%100%——
Repetitive-loss properties3611,96334,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 77515 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s388$2,405,309
1980s273$746,725
1990s409$4,179,143
2000s196$2,413,471
2010s1,176$87,873,622
2020s34$473,024
Year of lossClaimsPaid claimsAmount paidAverage paid
202643$36,457$12,152
202510$0—
20241610$327,658$32,766
202320$0—
202192$108,909$54,455
202020$0—
20193025$675,319$27,013
201811$3,617$3,617
2017792700$67,948,670$97,070
2016308258$18,436,502$71,459
20153733$771,153$23,368
201432$38,360$19,180
201310$0—
201210$0—
201030$0—
200910$0—
20085015$513,773$34,252
20072624$410,492$17,104
20065754$1,139,951$21,110
200540$0—
200464$29,619$7,405
200330$0—
20023422$192,423$8,746
2001105$125,377$25,075
200052$1,836$918
1998151135$1,815,757$13,450
199777$90,445$12,921
199611$3,679$3,679
19952926$240,799$9,262
19942718$186,760$10,376
19936864$715,545$11,180
19927463$962,070$15,271
19915240$164,087$4,102
19893019$115,471$6,077
198854$16,243$4,061
198610$0—
19851710$10,283$1,028
19842521$49,020$2,334
1983284$12,819$3,205
1982127116$476,220$4,105
19813932$66,670$2,083
198010$0—
1979388356$2,405,309$6,756

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Brazoria County

Brazoria County has 595 weather events in the NCEI record since 1950 (12 in the last 12 months), 34 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 71; hurricane-strength tracks within 50 miles: 21.

Hail: 134 · Tornado: 96 · Flood: 71 · Wind: 202 · Winter: 5 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 77515?

2,476 claims since 1978 in the OpenFEMA NFIP claims file, 2,076 of them with a payment.

How much has the NFIP paid out in ZIP 77515?

$98M across 2,076 paid claims (building, contents and increased-cost-of-compliance payments combined), about $47K per paid claim.

Which year had the most flood claims in 77515?

2017, with 792 claims and $68M paid.

What county is ZIP 77515 in?

Most claims in this ZIP carry the county code for Brazoria County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.