County Hazards

States › Texas › Brazoria County › ZIP 77534

ZIP code 77534, Brazoria County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 208 NFIP claims for ZIP 77534 (Brazoria County, Texas), with $6.1M paid on 179 claims since 1978.

That is 1% of the 21,436 claims recorded across Brazoria County. The average paid claim in the ZIP is $34K, close to the county average of $36K and the Texas average of $55K.

FEMA counts 19 repetitive-loss properties and 5 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 27,418 residential flood policies in force, covering 22.5% of residential structures.

208NFIP claims since 1978
179paid claims
$6.1Mtotal paid
$34Kaverage paid claim

Compared with the county and state

MeasureZIP 77534BrazoriaTexasUS
Claims since 197820821,436394,2042,680,429
Share of claims paid86%81%80%78%
Average paid claim$34K$36K$55K$43K
Share of county claims1.0%100%——
Repetitive-loss properties191,96334,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 77534 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s38$275,500
1980s24$67,822
1990s27$201,735
2000s28$193,175
2010s88$5,403,577
2020s3$0
Year of lossClaimsPaid claimsAmount paidAverage paid
202410$0—
202120$0—
20178581$5,294,227$65,361
201533$109,351$36,450
200871$11,375$11,375
200611$27,956$27,956
200510$0—
20021513$136,169$10,475
200132$9,453$4,726
200011$8,222$8,222
19981210$125,817$12,582
199555$33,637$6,727
199322$14,128$7,064
199254$9,898$2,474
199132$18,255$9,127
1989107$29,532$4,219
198710$0—
198611$2,552$2,552
198511$1,631$1,631
198432$13,683$6,842
198343$7,798$2,599
198143$12,625$4,208
19793837$275,500$7,446

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Brazoria County

Brazoria County has 595 weather events in the NCEI record since 1950 (12 in the last 12 months), 34 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 71; hurricane-strength tracks within 50 miles: 21.

Hail: 134 · Tornado: 96 · Flood: 71 · Wind: 202 · Winter: 5 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 77534?

208 claims since 1978 in the OpenFEMA NFIP claims file, 179 of them with a payment.

How much has the NFIP paid out in ZIP 77534?

$6.1M across 179 paid claims (building, contents and increased-cost-of-compliance payments combined), about $34K per paid claim.

Which year had the most flood claims in 77534?

2017, with 85 claims and $5.3M paid.

What county is ZIP 77534 in?

Most claims in this ZIP carry the county code for Brazoria County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.