County Hazards

States › Texas › Travis County › ZIP 78758

ZIP code 78758, Travis County, Texas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 78758, in Travis County, Texas, has 162 National Flood Insurance Program claims in the OpenFEMA record since 1978, 97 of them paid for a total of $1.6M.

That is 3.7% of the 4,418 claims recorded across Travis County. The average paid claim in the ZIP is $16K, lower than the county average of $34K and the Texas average of $55K.

FEMA counts 7 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 6,295 residential flood policies in force, covering 2% of residential structures.

162NFIP claims since 1978
97paid claims
$1.6Mtotal paid
$16Kaverage paid claim

Compared with the county and state

MeasureZIP 78758TravisTexasUS
Claims since 19781624,418394,2042,680,429
Share of claims paid60%76%80%78%
Average paid claim$16K$34K$55K$43K
Share of county claims3.7%100%——
Repetitive-loss properties743134,444—

Claims by year of loss

197820022026
NFIP claims in ZIP 78758 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$0
1980s84$359,824
1990s9$4,173
2000s14$27,395
2010s36$148,283
2020s18$1,032,229
Year of lossClaimsPaid claimsAmount paidAverage paid
20231817$1,032,229$60,719
201931$1,255$1,255
201610$0—
2015248$60,952$7,619
201376$84,757$14,126
201211$1,318$1,318
200721$6,147$6,147
200611$1,868$1,868
200521$2,483$2,483
200432$6,217$3,108
200221$1,927$1,927
200143$8,753$2,918
199910$0—
199821$186$186
199621$1,452$1,452
199142$2,536$1,268
198711$331$331
198610$0—
198520$0—
198421$310$310
1983180$0—
198253$4,859$1,620
19815345$353,960$7,866
198021$364$364
197810$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Travis County

Travis County has 1,371 weather events in the NCEI record since 1950 (40 in the last 12 months), 37 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 271; hurricane-strength tracks within 50 miles: 0.

Hail: 527 · Tornado: 71 · Flood: 271 · Wind: 326 · Winter: 42 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 78758?

162 claims since 1978 in the OpenFEMA NFIP claims file, 97 of them with a payment.

How much has the NFIP paid out in ZIP 78758?

$1.6M across 97 paid claims (building, contents and increased-cost-of-compliance payments combined), about $16K per paid claim.

Which year had the most flood claims in 78758?

1981, with 53 claims and $354K paid.

What county is ZIP 78758 in?

Most claims in this ZIP carry the county code for Travis County, Texas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.