States › Florida › Pasco County

Pasco County, Florida

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 12101 · 584,067 residents (2021) · 747 sq mi · dominant hazard Wind

Hail · 107Tornado · 98Flood · 62Wind · 247Winter · 1

Pasco County within Florida. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Pasco County, Florida, has 709 weather events in the NCEI Storm Events record since 1950, most of them damaging wind.

That is 95.0 events per 100 square miles, above the Florida figure of 73.8, and 12.1 per 10,000 residents against 18.2 statewide.

5 events fall in the 12 months to 30 Jun 2026. NCEI attributes 4 deaths and 71 injuries to events in the county, with property damage estimated at $195M and crop damage at $12M.

FEMA has designated the county in 44 federal disaster declarations since 1953; the most recent is Hurricane Milton (major disaster, 11 Oct 2024).

National Flood Insurance Program policyholders in the county filed 14,544 claims since 1978, of which 11,907 were paid, totalling $693M (about $58K per paid claim). FEMA counts 23,604 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively High" and its expected annual loss as "Relatively High" ($199M a year across 18 hazards).

101 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 16 of them within 50 miles at hurricane strength.

5events, last 12 monthsto 30 Jun 2026

709events since 19504 deaths, 71 injuries recorded

44disaster declarationslast 11 Oct 2024

14,544NFIP flood claims$693M paid

Compared with Florida and the United States

Measure	Pasco County	Florida	US
Recorded events since 1950	709	39,578	1,977,440
Events per 100 square miles	95.0	73.8	56.0
Events per 10,000 residents	12.1	18.2	59.6
Events in the last 12 months	5	1,307	62,008
Deaths recorded by NCEI	4	890	26,435
Property damage (NCEI estimates)	$195M	$80B	$575B
NFIP claims per 1,000 residents	24.9	20.6	8.1
Average paid NFIP claim	$58K	$62K	$43K
Claims per 100 policies in force, last 10 years	25.8	18.3	16.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 2Wind: 1

Hail: 5Tornado: 6Wind: 6

Hail: 4Tornado: 30Wind: 10

Hail: 5Tornado: 12Wind: 26

Hail: 34Tornado: 17Flood: 39Wind: 89Winter: 1Tropical: 6Cold: 6Lightning: 8Fog: 42Other: 2

Hail: 43Tornado: 15Flood: 13Wind: 53Tropical: 10Cold: 42Wildfire: 3Lightning: 9Fog: 14Other: 15

Hail: 12Tornado: 7Flood: 6Wind: 53Tropical: 2Cold: 10Lightning: 12Other: 9

Hail: 4Tornado: 9Flood: 4Wind: 9Lightning: 1Other: 3

31950s171960s441970s431980s2441990s2172000s1112010s302020s

Recorded events in Pasco County by decade and hazard group. HailTornadoFloodWindWinterTropicalColdWildfireLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 202 events in the 20 years to 2025 against 419 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind247

Hail107

Tornado98

Flood62

Cold58

Fog56

Lightning30

Other29

Tropical18

Wildfire3

Winter1

Hazard	Events	Deaths	Share of state's events
■ Wind	247	—	1.6%	detail
■ Hail	107	—	1.9%	detail
■ Tornado	98	—	2.6%	detail
■ Flood	62	1	1.8%	detail
■ Cold	58	—	5.2%
■ Fog	56	—	7.5%
■ Lightning	30	3	1.7%
■ Other	29	—	1.0%
■ Tropical	18	—	0.8%
■ Wildfire	3	—	0.6%
■ Winter	1	—	0.6%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

Date	Event type	Group	Magnitude	Property damage	Crop damage	Deaths	Injuries	Geography
26 Jul 2001	Lightning	Lightning	—	—	—	1	3	County
24 Jun 2012	Flood	Flood	—	$2.0M	—	1	—	County
29 Jun 1998	Lightning	Lightning	—	—	—	1	—	County
17 Aug 2006	Lightning	Lightning	—	—	—	1	—	County
2 Apr 1959	Tornado	Tornado	F2	$250K	—	—	12	County
13 Mar 1993	Tornado	Tornado	F0	—	—	—	11	County
3 Sep 2016	Flood	Flood	—	$89M	—	—	—	County
23 Mar 1979	Tornado	Tornado	F1	$250K	—	—	6	County
9 Nov 1968	Tornado	Tornado	F2	$2.5M	—	—	4	County
18 Jun 1972	Tornado	Tornado	F1	$25K	—	—	4	County
19 Jan 1991	Thunderstorm Wind	Wind	0 mph	—	—	—	4	County
24 Aug 2006	Lightning	Lightning	—	—	—	—	4	County
5 Sep 2004	Tropical Storm	Tropical	—	$31M	—	—	—	Forecast zone
11 Aug 1997	Lightning	Lightning	—	$500	—	—	3	County
25 Dec 2006	Tornado	Tornado	F2	$3.5M	—	—	2	County
26 Sep 2004	Tropical Storm	Tropical	—	$21M	—	—	—	Forecast zone
5 Dec 1978	Tornado	Tornado	F1	$25K	—	—	2	County
5 Jun 1988	Tornado	Tornado	F0	$3K	—	—	2	County
1 May 1989	Thunderstorm Wind	Wind	58 mph	—	—	—	2	County
28 Jan 1973	Tornado	Tornado	F1	$25K	—	—	1	County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

Declared	Number	Type	Incident	Title	Programs
11 Oct 2024	DR-4834	Major disaster	Hurricane	Hurricane Milton	Individual assistance, Public assistance
7 Oct 2024	EM-3622	Emergency	Hurricane	Hurricane Milton	Public assistance
28 Sep 2024	DR-4828	Major disaster	Hurricane	Hurricane Helene	Individual assistance, Public assistance
24 Sep 2024	EM-3615	Emergency	Tropical Storm	Tropical Storm Helene	Public assistance
10 Aug 2024	DR-4806	Major disaster	Tropical Storm	Hurricane Debby	Public assistance
3 Aug 2024	EM-3605	Emergency	Tropical Storm	Tropical Storm Debby	Public assistance
31 Aug 2023	DR-4734	Major disaster	Hurricane	Hurricane Idalia	Individual assistance, Public assistance
28 Aug 2023	EM-3596	Emergency	Tropical Storm	Tropical Storm Idalia	Public assistance
13 Dec 2022	DR-4680	Major disaster	Hurricane	Hurricane Nicole	Public assistance
8 Nov 2022	EM-3587	Emergency	Tropical Storm	Tropical Storm Nicole	Public assistance
29 Sep 2022	DR-4673	Major disaster	Hurricane	Hurricane Ian	Individual assistance, Public assistance
24 Sep 2022	EM-3584	Emergency	Hurricane	Tropical Storm Ian	Public assistance
4 Jul 2021	EM-3561	Emergency	Severe Storm	Tropical Storm Elsa	Public assistance
11 Nov 2020	EM-3551	Emergency	Hurricane	Hurricane Eta	Public assistance
25 Mar 2020	DR-4486	Major disaster	Biological	Covid-19 Pandemic	Individual assistance, Public assistance
13 Mar 2020	EM-3432	Emergency	Biological	Covid-19	Public assistance
30 Aug 2019	EM-3419	Emergency	Hurricane	Hurricane Dorian	Public assistance
9 Oct 2018	EM-3405	Emergency	Hurricane	Hurricane Michael	Public assistance
10 Sep 2017	DR-4337	Major disaster	Hurricane	Hurricane Irma	Individual assistance, Public assistance
5 Sep 2017	EM-3385	Emergency	Hurricane	Hurricane Irma	Public assistance
28 Sep 2016	DR-4280	Major disaster	Hurricane	Hurricane Hermine	Individual assistance, Public assistance
3 Jul 2012	DR-4068	Major disaster	Severe Storm	Tropical Storm Debby	Individual assistance, Public assistance
21 Aug 2008	EM-3288	Emergency	Severe Storm	Tropical Storm Fay	Public assistance
5 Sep 2005	EM-3220	Emergency	Hurricane	Hurricane Katrina Evacuation	Public assistance
26 Sep 2004	DR-1561	Major disaster	Hurricane	Hurricane Jeanne	Individual assistance, Public assistance
16 Sep 2004	DR-1551	Major disaster	Hurricane	Hurricane Ivan	Individual assistance
4 Sep 2004	DR-1545	Major disaster	Hurricane	Hurricane Frances	Individual assistance, Public assistance
13 Aug 2004	DR-1539	Major disaster	Hurricane	Tropical Storm Bonnie And Hurricane Charley	Individual assistance, Public assistance
29 Jul 2003	DR-1481	Major disaster	Severe Storm	Severe Storms And Flooding	Public assistance
5 Feb 2001	DR-1359	Major disaster	Freezing	Severe Freeze	Individual assistance
19 May 2000	FM-2299	Fire management assistance	Fire	Withlacoochee Fire Complex	Public assistance
15 Oct 1999	EM-3150	Emergency	Hurricane	Tropical Storm Irene - Florida	Public assistance
25 Sep 1998	EM-3131	Emergency	Hurricane	Hurricane Grorges	Public assistance
18 Jun 1998	DR-1223	Major disaster	Fire	Extreme Fire Hazard	Individual assistance, Public assistance
6 Jan 1998	DR-1195	Major disaster	Severe Storm	Severe Storms, High Winds, Tornadoes, And Flooding	Individual assistance, Public assistance
15 Oct 1996	DR-1141	Major disaster	Severe Storm	Tropical Storm Josephine	Individual assistance
13 Mar 1993	DR-982	Major disaster	Tornado	Tornadoes, Flooding, High Winds & Tides, Freezing	Individual assistance, Public assistance
15 Jan 1990	DR-851	Major disaster	Freezing	Severe Freeze	Individual assistance
18 Mar 1985	DR-732	Major disaster	Freezing	Severe Freeze	Individual assistance
29 Mar 1984	DR-698	Major disaster	Freezing	Freezing Temperatures	Individual assistance
29 Sep 1979	DR-607	Major disaster	Flood	Severe Storms & Flooding	Individual assistance
31 Jan 1977	DR-526	Major disaster	Freezing	Severe Winter Weather	Individual assistance
23 Jun 1972	DR-337	Major disaster	Coastal Storm	Tropical Storm Agnes	Individual assistance, Public assistance
7 Nov 1968	DR-252	Major disaster	Hurricane	Hurricane Gladys	Individual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026

NFIP claims by year of loss in Pasco County, 1978 to 2026 (hover for the amount paid).

Claims since 197814,544

Paid claims11,907

Total paid$693M

Average paid claim$58K

Repetitive-loss properties1,322373 severe

Residential policies in force23,60410.3% of 229,196 structures

Year of loss	Claims	Paid claims	Amount paid	Average paid
2026	8	2	$43,624	$21,812
2025	16	0	$0	—
2024	4,922	4,442	$503,451,405	$113,339
2023	818	746	$53,432,901	$71,626
2022	30	12	$243,022	$20,252
2021	22	10	$152,124	$15,212
2020	26	10	$69,917	$6,992
2019	20	9	$105,118	$11,680
2018	17	6	$170,788	$28,465
2017	216	121	$3,534,062	$29,207
2016	465	361	$11,558,631	$32,018
2015	300	218	$5,428,564	$24,902
2014	25	6	$29,864	$4,977
2013	24	6	$56,755	$9,459
2012	735	548	$12,256,915	$22,367
2011	34	11	$80,501	$7,318
2010	51	26	$232,871	$8,957
2009	26	17	$305,809	$17,989
2008	39	16	$384,013	$24,001
2007	10	5	$64,100	$12,820
2006	11	6	$40,138	$6,690
2005	18	6	$92,964	$15,494
2004	620	340	$5,160,959	$15,179
2003	74	48	$984,717	$20,515
2002	28	15	$298,928	$19,929

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Highscore 96.0 of 100

Expected annual loss$199MRelatively High

Social vulnerabilityRelatively Low

Community resilienceVery Low

Hazard (NRI)	Risk rating	Expected annual loss
Hurricane	Very High	$77,654,603
Inland flooding	Relatively High	$75,785,964
Tornado	Relatively High	$27,516,340
Coastal flooding	Relatively High	$6,239,625
Wildfire	Relatively Moderate	$3,769,072
Heat wave	Relatively Moderate	$2,963,497
Lightning	Very High	$2,472,514
Cold wave	Relatively Low	$1,480,745
Strong wind	Relatively Moderate	$1,104,207
Earthquake	Very Low	$203,034
Hail	Very Low	$115,667
Drought	Very Low	$3,270
Landslide	Very Low	$922

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles101

Tracks within 50 miles49

Hurricane strength within 50 miles16

Storm	Year	Closest approach	Max wind while within 100 mi
Debby	2024	97 mi	81 mph
Milton	2024	63 mi	121 mph
Ian	2022	91 mi	115 mph
Nicole	2022	51 mi	63 mph
Elsa	2021	70 mi	63 mph
Eta	2020	50 mi	63 mph
Emily	2017	57 mi	58 mph
Irma	2017	20 mi	75 mph
Julia	2016	93 mi	52 mph
Andrea	2013	94 mi	63 mph
Debby	2012	80 mi	40 mph
Fay	2008	89 mi	58 mph
Barry	2007	100 mi	46 mph
Charley	2004	57 mi	86 mph
Frances	2004	19 mi	69 mph
Jeanne	2004	13 mi	86 mph
Gabrielle	2001	48 mi	69 mph
Gordon	2000	68 mi	75 mph
Erin	1995	38 mi	69 mph
Jerry	1995	44 mi	40 mph
Marco	1990	30 mi	58 mph
Keith	1988	70 mi	63 mph
Elena	1985	85 mi	115 mph
Isidore	1984	18 mi	52 mph
Unnamed Atlantic storm	1982	32 mi	46 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

34667 4,691
34652 3,751
34668 2,305
34691 975
34655 529
34653 492
34690 221
33552 213
33568 197
34654 182
33543 129
34639 123
33542 103
33544 99
34679 93
33525 78
33541 52
34638 48
33540 40
33559 24
34669 23
33537 18
33545 15
34610 13
34637 12
33539 10
34252 9
33590 8
34248 7
33576 6
33531 5
33553 5
34261 5

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Pasco County, FL?

NCEI records 107 hail events in Pasco County since 1950, in 35 different years; that is about 1.4 recorded events a year. 13 reports were golf-ball size (1.75 in) or larger.

Has Pasco County had a tornado?

Yes. NCEI records 98 tornadoes in Pasco County since 1950, 6 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Pasco County?

11 Oct 2024: Hurricane Milton, a major disaster declaration for hurricane. The county appears in 44 declarations since 1953.

How many flood insurance claims have been filed in Pasco County, and how much was paid?

14,544 NFIP claims since 1978, 11,907 of them paid, for $693M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Pasco County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively High" for overall risk, "Relatively High" for expected annual loss, "Relatively Low" for social vulnerability and "Very Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Pasco County compare with the rest of Florida?

95.0 recorded events per 100 square miles against 73.8 statewide, and 24.9 NFIP claims per 1,000 residents against 20.6. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.