County Hazards

States › Georgia › Clarke County

Clarke County, Georgia

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 13059 · 128,711 residents (2021) · 119 sq mi · dominant hazard Wind

Hail · 46Tornado · 6Flood · 11Wind · 166Winter · 33
1971-05-12: Hail1984-03-28: Hail1984-05-02: Hail1987-05-04: Hail1990-04-28: Hail1991-04-29: Hail1992-03-19: Hail1996-05-06: Hail1997-08-17: Hail1997-04-28: Hail1997-04-22: Hail1997-04-22: Hail1998-06-24: Hail1998-05-07: Hail1998-05-07: Hail1998-05-07: Hail1998-04-08: Hail1998-04-03: Hail1998-05-07: Hail1998-07-20: Hail1998-06-19: Hail1999-08-20: Hail1999-08-20: Hail1999-06-04: Hail1999-06-04: Hail1999-05-13: Hail2005-02-21: Hail2005-04-13: Hail2007-08-17: Hail2008-07-21: Hail2009-04-14: Hail2011-06-24: Hail2011-06-26: Hail2012-03-16: Hail2014-10-09: Hail2017-03-21: Hail2017-03-21: Hail2017-03-21: Hail2018-07-21: Hail2018-07-21: Hail2018-07-21: Hail2018-07-21: Hail2021-06-06: Hail2021-06-06: Hail2022-07-03: Hail1973-05-28: Tornado1973-03-31: Tornado1976-05-28: Tornado1976-05-28: Tornado1980-04-08: Tornado1986-04-08: Tornado2005-07-01: Flood2009-09-21: Flood2015-12-30: Flood2016-08-17: Flood2016-08-04: Flood2023-01-04: Flood1959-01-21: Wind1959-07-20: Wind1961-08-01: Wind1963-07-09: Wind1964-06-23: Wind1966-03-04: Wind1968-08-02: Wind1968-05-25: Wind1969-07-08: Wind1974-03-21: Wind1974-03-21: Wind1980-07-17: Wind1980-08-19: Wind1981-05-31: Wind1983-07-05: Wind1984-03-28: Wind1984-05-02: Wind1984-05-02: Wind1984-11-10: Wind1985-04-05: Wind1985-04-05: Wind1986-07-21: Wind1986-06-09: Wind1987-05-04: Wind1988-06-25: Wind1989-04-04: Wind1989-05-05: Wind1989-11-15: Wind1990-02-10: Wind1990-05-20: Wind1990-10-12: Wind1990-03-16: Wind1990-02-10: Wind1990-03-16: Wind1990-06-09: Wind1990-04-10: Wind1991-04-27: Wind1991-06-01: Wind1991-08-06: Wind1991-03-01: Wind1991-03-01: Wind1992-06-26: Wind1992-07-01: Wind1992-07-05: Wind1997-08-17: Wind1997-02-21: Wind1997-04-22: Wind1997-03-05: Wind1998-06-16: Wind1998-07-20: Wind1998-07-19: Wind1998-06-16: Wind1998-06-19: Wind1999-06-30: Wind2000-07-23: Wind2000-12-16: Wind2001-02-16: Wind2001-06-14: Wind2002-05-13: Wind2002-07-02: Wind2003-02-22: Wind2004-06-23: Wind2004-08-05: Wind2005-07-21: Wind2005-06-30: Wind2006-08-05: Wind2006-07-22: Wind2006-08-20: Wind2007-08-24: Wind2007-01-05: Wind2009-05-03: Wind2009-12-09: Wind2009-04-14: Wind2009-06-17: Wind2010-06-25: Wind2010-06-15: Wind2010-06-29: Wind2010-08-13: Wind2011-06-18: Wind2011-05-26: Wind2013-06-13: Wind2013-07-09: Wind2013-07-10: Wind2014-05-25: Wind2014-05-30: Wind2015-05-26: Wind2015-08-10: Wind2015-08-06: Wind2015-04-20: Wind2015-07-14: Wind2015-07-02: Wind2016-07-06: Wind2016-08-17: Wind2016-08-17: Wind2016-07-19: Wind2016-06-30: Wind2017-03-21: Wind
Clarke County within Georgia. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 362 storm events in Clarke County, Georgia, led by damaging wind.

That is 303.6 events per 100 square miles, above the Georgia figure of 98.3, and 28.1 per 10,000 residents against 52.5 statewide.

5 events fall in the 12 months to 30 Jun 2026. NCEI attributes 2 deaths and 121 injuries to events in the county, with property damage estimated at $281M and crop damage at $860K.

FEMA has designated the county in 13 federal disaster declarations since 1953; the most recent is Severe Winter Storm (emergency, 24 Jan 2026).

National Flood Insurance Program policyholders in the county filed 38 claims since 1978, of which 30 were paid, totalling $206K (about $7K per paid claim). FEMA counts 158 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($29M a year across 18 hazards).

23 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

5events, last 12 monthsto 30 Jun 2026
362events since 19502 deaths, 121 injuries recorded
13disaster declarationslast 24 Jan 2026
38NFIP flood claims$206K paid

Compared with Georgia and the United States

MeasureClarke CountyGeorgiaUS
Recorded events since 195036256,7431,977,440
Events per 100 square miles303.698.356.0
Events per 10,000 residents28.152.559.6
Events in the last 12 months51,54162,008
Deaths recorded by NCEI244726,435
Property damage (NCEI estimates)$281M$8.7B$575B
NFIP claims per 1,000 residents0.32.38.1
Average paid NFIP claim$7K$29K$43K
Claims per 100 policies in force, last 10 years7.610.316.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Wind: 2
Wind: 7
Hail: 1Tornado: 4Wind: 2
Hail: 3Tornado: 2Wind: 17
Hail: 23Flood: 1Wind: 32Winter: 2Heat: 2Cold: 3Drought: 3Lightning: 1Other: 2
Hail: 5Flood: 6Wind: 35Winter: 12Tropical: 12Heat: 7Cold: 12Drought: 18Lightning: 1Fog: 2Other: 5
Hail: 11Flood: 3Wind: 34Winter: 14Tropical: 2Heat: 2Drought: 12Lightning: 6Other: 3
Hail: 3Flood: 1Wind: 37Winter: 5Tropical: 1Drought: 6
21950s71960s71970s221980s691990s1152000s872010s532020s
Recorded events in Clarke County by decade and hazard group. HailTornadoFloodWindWinterTropicalHeatColdDroughtLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 163 events in the 20 years to 2025 against 165 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind166
Hail46
Drought39
Winter33
Tropical15
Cold15
Flood11
Heat11
Other10
Lightning8
Tornado6
Fog2
HazardEventsDeathsShare of state's events
■ Wind166—0.6%detail
■ Hail46—0.5%detail
■ Drought39—0.8%
■ Winter33—1.0%detail
■ Tropical15—0.6%
■ Cold15—1.0%
■ Flood11—0.3%detail
■ Heat11—0.8%
■ Other10—1.1%
■ Lightning8—0.6%
■ Tornado620.3%
■ Fog2—0.9%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
31 Mar 1973TornadoTornadoF2$250M—150County
28 May 1973TornadoTornadoF3$25M—165County
2 Apr 2005Strong WindWind45 mph$25K——2Forecast zone
25 Jun 1988Thunderstorm WindWind0 mph———2County
9 May 2023Thunderstorm WindWind64 mph———1County
7 Jun 2025Thunderstorm WindWind60 mph———1County
21 Jul 2018HailHail2.00 in$1.5M———County
21 Jul 2018HailHail1.75 in$1.0M———County
22 Jan 2000Ice StormWinter—$980K———Forecast zone
1 Jun 2000DroughtDrought——$860K——Forecast zone
16 Sep 2004High WindWind58 mph$400K———Forecast zone
8 Apr 1986TornadoTornadoF1$250K———County
7 Sep 2004High WindWind40 mph$250K———Forecast zone
13 Aug 2010LightningLightning—$200K———County
28 Jan 2005Winter StormWinter—$150K———Forecast zone
11 Sep 2017Tropical StormTropical—$150K———Forecast zone
16 Apr 2007Strong WindWind41 mph$125K———Forecast zone
18 Jun 2011LightningLightning—$100K———County
4 Aug 2016Heavy RainOther—$100K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
24 Jan 2026EM-3642EmergencyWinter StormSevere Winter StormPublic assistance
26 Sep 2024EM-3616EmergencyTropical StormHurricane HelenePublic assistance
29 Mar 2020DR-4501Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3464EmergencyBiologicalCovid-19Public assistance
10 Oct 2018EM-3406EmergencyHurricaneHurricane MichaelPublic assistance
15 Sep 2017DR-4338Major disasterHurricaneHurricane IrmaPublic assistance
8 Sep 2017EM-3387EmergencyHurricaneHurricane IrmaPublic assistance
11 Feb 2014EM-3368EmergencySevere Ice StormSevere Winter StormPublic assistance
5 Sep 2005EM-3218EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
28 Jan 2000DR-1311Major disasterSevere StormSevere Winter StormPublic assistance
20 Jul 1977EM-3044EmergencyDroughtDroughtPublic assistance
11 Jun 1973DR-391Major disasterTornadoSevere Storms & TornadoesIndividual assistance, Public assistance
4 Apr 1973DR-370Major disasterTornadoTornadoes & FloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Clarke County, 1978 to 2026 (hover for the amount paid).
Claims since 197838
Paid claims30
Total paid$206K
Average paid claim$7K
Repetitive-loss properties70 severe
Residential policies in force1580.4% of 35,704 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202611$2,897$2,897
202444$40,335$10,084
202333$29,893$9,964
202210$0—
202111$18,437$18,437
202011$4,366$4,366
201911$5,109$5,109
201621$8,306$8,306
201521$5,390$5,390
201310$0—
200911$17,440$17,440
200810$0—
200511$10,284$10,284
200333$4,801$1,600
200210$0—
199855$42,126$8,425
199422$8,108$4,054
199022$3,528$1,764
198910$0—
198021$2,890$2,890
197922$1,989$994

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 67.0 of 100
Expected annual loss$29MRelatively Low
Social vulnerabilityRelatively Low
Community resilienceRelatively Moderate
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Low$14,855,280
TornadoRelatively Moderate$4,204,246
EarthquakeRelatively Low$2,569,980
Cold waveRelatively Moderate$1,996,795
Heat waveRelatively Low$1,164,429
HailRelatively Moderate$910,371
LightningRelatively Moderate$798,267
HurricaneRelatively Low$754,628
Strong windRelatively Moderate$742,921
Ice stormRelatively High$610,321
DroughtRelatively Low$110,158
Winter weatherVery Low$17,161
WildfireVery Low$12,244
LandslideVery Low$284

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles23
Tracks within 50 miles4
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Helene202432 mi69 mph
Zeta202094 mi52 mph
Michael201880 mi58 mph
Unnamed Atlantic storm196575 mi40 mph
Cleo196482 mi40 mph
Unnamed Atlantic storm194965 mi63 mph
Unnamed Atlantic storm194094 mi40 mph
Unnamed Atlantic storm191682 mi40 mph
Unnamed Atlantic storm191599 mi40 mph
Unnamed Atlantic storm191272 mi40 mph
Unnamed Atlantic storm190756 mi40 mph
Unnamed Atlantic storm190399 mi40 mph
Unnamed Atlantic storm190273 mi40 mph
Unnamed Atlantic storm190188 mi40 mph
Unnamed Atlantic storm189895 mi52 mph
Unnamed Atlantic storm189899 mi52 mph
Unnamed Atlantic storm189646 mi40 mph
Unnamed Atlantic storm189349 mi52 mph
Unnamed Atlantic storm188985 mi52 mph
Unnamed Atlantic storm188668 mi46 mph
Unnamed Atlantic storm188218 mi46 mph
Unnamed Atlantic storm185955 mi46 mph
Unnamed Atlantic storm185261 mi46 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Clarke County, GA?

NCEI records 46 hail events in Clarke County since 1950, in 22 different years; that is about 0.6 recorded events a year. 9 reports were golf-ball size (1.75 in) or larger.

Has Clarke County had a tornado?

Yes. NCEI records 6 tornadoes in Clarke County since 1950, 3 of them rated (E)F2 or stronger. Tornado deaths recorded: 2.

When was the last federal disaster declaration for Clarke County?

24 Jan 2026: Severe Winter Storm, a emergency declaration for winter storm. The county appears in 13 declarations since 1953.

How many flood insurance claims have been filed in Clarke County, and how much was paid?

38 NFIP claims since 1978, 30 of them paid, for $206K in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Clarke County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively Low" for social vulnerability and "Relatively Moderate" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Clarke County compare with the rest of Georgia?

303.6 recorded events per 100 square miles against 98.3 statewide, and 0.3 NFIP claims per 1,000 residents against 2.3. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.