County Hazards

States › Georgia › Franklin County

Franklin County, Georgia

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 13119 · 23,785 residents (2021) · 261 sq mi · dominant hazard Wind

Hail · 41Tornado · 13Flood · 13Wind · 131Winter · 51
1974-06-20: Hail1981-07-11: Hail1982-04-26: Hail1997-07-17: Hail1998-04-03: Hail1998-05-07: Hail1999-04-08: Hail2001-07-03: Hail2002-06-04: Hail2002-06-04: Hail2002-08-02: Hail2003-05-02: Hail2003-05-06: Hail2004-05-09: Hail2005-04-22: Hail2006-05-13: Hail2006-07-01: Hail2007-06-25: Hail2007-06-15: Hail2008-03-15: Hail2008-08-02: Hail2008-08-02: Hail2008-07-07: Hail2009-06-18: Hail2011-03-19: Hail2011-03-19: Hail2012-04-03: Hail2012-04-03: Hail2012-04-03: Hail2014-06-19: Hail2015-06-30: Hail2015-04-20: Hail2017-03-21: Hail2017-03-21: Hail2017-04-05: Hail2017-11-07: Hail2020-04-23: Hail2021-08-11: Hail2021-04-08: Hail2025-06-25: Hail1952-02-29: Tornado1954-07-04: Tornado1961-07-16: Tornado1970-04-09: Tornado1973-05-28: Tornado2003-11-19: Tornado2003-05-06: Tornado2004-09-16: Tornado2004-09-16: Tornado2004-09-16: Tornado2008-03-15: Tornado2009-04-10: Tornado2023-08-03: Tornado2005-07-07: Flood2019-04-19: Flood2020-02-06: Flood2020-02-06: Flood1968-06-11: Wind1969-06-01: Wind1970-09-02: Wind1971-06-14: Wind1971-06-09: Wind1973-06-05: Wind1974-04-08: Wind1975-01-10: Wind1976-07-15: Wind1982-06-10: Wind1984-03-28: Wind1984-11-10: Wind1985-04-05: Wind1986-07-22: Wind1988-08-09: Wind1989-04-04: Wind1989-05-05: Wind1989-06-05: Wind1990-08-15: Wind1990-02-10: Wind1990-03-16: Wind1990-08-21: Wind1990-08-22: Wind1991-04-27: Wind1991-04-29: Wind1996-06-04: Wind1996-05-27: Wind1996-09-16: Wind1997-02-21: Wind1997-04-28: Wind1998-06-16: Wind1998-06-19: Wind1999-04-08: Wind1999-06-29: Wind2001-06-03: Wind2001-06-13: Wind2002-09-14: Wind2002-05-09: Wind2002-05-13: Wind2002-08-02: Wind2002-08-02: Wind2002-11-11: Wind2003-07-17: Wind2003-07-17: Wind2003-07-13: Wind2003-08-06: Wind2003-08-06: Wind2003-07-21: Wind2003-07-22: Wind2003-03-06: Wind2003-08-11: Wind2004-11-24: Wind2004-11-24: Wind2005-06-06: Wind2005-07-07: Wind2005-08-18: Wind2006-05-21: Wind2006-07-01: Wind2006-07-01: Wind2007-06-12: Wind2007-01-05: Wind2007-08-05: Wind2007-07-01: Wind2008-06-27: Wind2008-03-04: Wind2008-08-02: Wind2009-02-11: Wind2009-06-18: Wind2009-06-11: Wind2009-06-17: Wind2010-07-26: Wind2010-06-09: Wind2010-08-06: Wind2010-06-29: Wind2010-08-06: Wind2011-06-27: Wind2011-06-18: Wind2011-06-22: Wind2011-08-08: Wind2011-08-08: Wind2011-08-05: Wind2011-08-05: Wind2011-08-09: Wind2013-06-02: Wind2013-06-02: Wind2013-07-12: Wind2013-05-22: Wind2013-05-22: Wind2013-06-28: Wind2014-01-11: Wind2015-08-06: Wind2015-06-30: Wind2015-07-02: Wind2015-06-24: Wind2015-07-14: Wind2015-07-14: Wind2017-03-21: Wind2017-11-07: Wind2017-07-06: Wind2018-09-27: Wind2018-08-09: Wind2018-06-24: Wind2018-06-01: Wind2019-04-14: Wind2019-04-14: Wind2019-04-14: Wind2019-06-22: Wind2020-04-13: Wind2022-08-26: Wind2023-08-27: Wind
Franklin County within Georgia. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 307 events for Franklin County, Georgia, between 1950 and 2026; damaging wind account for the largest share.

That is 117.5 events per 100 square miles, in line with the Georgia figure of 98.3, and 129.1 per 10,000 residents against 52.5 statewide.

6 events fall in the 12 months to 30 Jun 2026. NCEI attributes 1 death and 4 injuries to events in the county, with property damage estimated at $2.8M and crop damage at $520K.

FEMA has designated the county in 16 federal disaster declarations since 1953; the most recent is Severe Winter Storm (emergency, 24 Jan 2026).

National Flood Insurance Program policyholders in the county filed 1 claim since 1978, of which 1 were paid, totalling $12K (about $12K per paid claim). FEMA counts 5 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Very Low" and its expected annual loss as "Very Low" ($8.2M a year across 18 hazards).

20 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

6events, last 12 monthsto 30 Jun 2026
307events since 19501 death, 4 injuries recorded
16disaster declarationslast 24 Jan 2026
1NFIP flood claims$12K paid

Compared with Georgia and the United States

MeasureFranklin CountyGeorgiaUS
Recorded events since 195030756,7431,977,440
Events per 100 square miles117.598.356.0
Events per 10,000 residents129.152.559.6
Events in the last 12 months61,54162,008
Deaths recorded by NCEI144726,435
Property damage (NCEI estimates)$2.8M$8.7B$575B
NFIP claims per 1,000 residents0.02.38.1
Average paid NFIP claim$12K$29K$43K
Claims per 100 policies in force, last 10 years0.010.316.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 2
Tornado: 1Wind: 2
Hail: 1Tornado: 2Wind: 7
Hail: 2Wind: 9
Hail: 5Flood: 5Wind: 18Winter: 9Cold: 1Drought: 5Lightning: 1Fog: 1
Hail: 17Tornado: 7Flood: 5Wind: 43Winter: 20Cold: 3Drought: 28Lightning: 1Fog: 1
Hail: 12Flood: 1Wind: 38Winter: 15Heat: 2Cold: 2Drought: 6Other: 1
Hail: 4Tornado: 1Flood: 2Wind: 14Winter: 7Tropical: 2Cold: 2Drought: 2
21950s31960s101970s111980s451990s1252000s772010s342020s
Recorded events in Franklin County by decade and hazard group. HailTornadoFloodWindWinterTropicalHeatColdDroughtLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 149 events in the 20 years to 2025 against 131 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind131
Winter51
Hail41
Drought41
Tornado13
Flood13
Cold8
Tropical2
Heat2
Lightning2
Fog2
Other1
HazardEventsDeathsShare of state's events
■ Wind131—0.5%detail
■ Winter51—1.5%detail
■ Hail41—0.5%detail
■ Drought41—0.8%
■ Tornado1310.6%detail
■ Flood13—0.4%detail
■ Cold8—0.5%
■ Tropical2—0.1%
■ Heat2—0.2%
■ Lightning2—0.2%
■ Fog2—0.9%
■ Other1—0.1%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
16 Sep 2004TornadoTornadoF2$75K—11County
5 Apr 1985Thunderstorm WindWind0 mph———2County
6 May 1999LightningLightning————1County
16 Sep 2004TornadoTornadoF2$1.1M———County
4 Dec 2002Ice StormWinter—$500K———Forecast zone
8 Apr 2007Frost/FreezeCold——$500K——Forecast zone
9 Apr 1970TornadoTornadoF2$250K———County
28 May 1973TornadoTornadoF1$250K———County
27 Sep 2024Tropical StormTropical—$150K———Forecast zone
6 May 2003TornadoTornadoF1$100K———County
13 Apr 2020Thunderstorm WindWind69 mph$100K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
24 Jan 2026EM-3642EmergencyWinter StormSevere Winter StormPublic assistance
30 Sep 2024DR-4830Major disasterHurricaneHurricane HelenePublic assistance
26 Sep 2024EM-3616EmergencyTropical StormHurricane HelenePublic assistance
12 Jan 2021DR-4579Major disasterHurricaneTropical Storm ZetaPublic assistance
29 Mar 2020DR-4501Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3464EmergencyBiologicalCovid-19Public assistance
15 Sep 2017DR-4338Major disasterHurricaneHurricane IrmaPublic assistance
8 Sep 2017EM-3387EmergencyHurricaneHurricane IrmaPublic assistance
20 Apr 2015DR-4215Major disasterSevere Ice StormSevere Winter StormPublic assistance
11 Feb 2014EM-3368EmergencySevere Ice StormSevere Winter StormPublic assistance
5 Sep 2005EM-3218EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
18 Sep 2004DR-1554Major disasterHurricaneHurricane IvanIndividual assistance, Public assistance
28 Jan 2000DR-1311Major disasterSevere StormSevere Winter StormPublic assistance
15 Mar 1993EM-3097EmergencySnowstormSevere Snowfall, Winter StormPublic assistance
20 Jul 1977EM-3044EmergencyDroughtDroughtPublic assistance
11 Jun 1976DR-507Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Franklin County, 1978 to 2026 (hover for the amount paid).
Claims since 19781
Paid claims1
Total paid$12K
Average paid claim$12K
Repetitive-loss properties0
Residential policies in force50.0% of 11,630 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
201511$12,218$12,218

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskVery Lowscore 33.1 of 100
Expected annual loss$8.2MVery Low
Social vulnerabilityRelatively High
Community resilienceRelatively Low
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Low$4,143,154
TornadoRelatively Low$1,088,338
Cold waveRelatively Low$979,701
EarthquakeRelatively Low$416,796
HurricaneRelatively Low$403,973
HailRelatively Low$284,346
Ice stormRelatively Moderate$238,326
Strong windRelatively Low$234,061
LightningRelatively Low$185,723
Heat waveVery Low$155,447
DroughtRelatively Low$57,529
WildfireVery Low$9,500
Winter weatherVery Low$6,832
LandslideVery Low$497

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles20
Tracks within 50 miles5
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Helene20242 mi52 mph
Zeta202067 mi52 mph
Michael201889 mi52 mph
Unnamed Atlantic storm196580 mi40 mph
Cleo196493 mi40 mph
Unnamed Atlantic storm194963 mi63 mph
Unnamed Atlantic storm191653 mi52 mph
Unnamed Atlantic storm191597 mi40 mph
Unnamed Atlantic storm191295 mi40 mph
Unnamed Atlantic storm190726 mi40 mph
Unnamed Atlantic storm190699 mi46 mph
Unnamed Atlantic storm190244 mi40 mph
Unnamed Atlantic storm190158 mi40 mph
Unnamed Atlantic storm189676 mi40 mph
Unnamed Atlantic storm189378 mi52 mph
Unnamed Atlantic storm188993 mi52 mph
Unnamed Atlantic storm188671 mi46 mph
Unnamed Atlantic storm188247 mi46 mph
Unnamed Atlantic storm185942 mi46 mph
Unnamed Atlantic storm185285 mi46 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

Questions and answers

How often does it hail in Franklin County, GA?

NCEI records 41 hail events in Franklin County since 1950, in 24 different years; that is about 0.5 recorded events a year. 2 reports were golf-ball size (1.75 in) or larger.

Has Franklin County had a tornado?

Yes. NCEI records 13 tornadoes in Franklin County since 1950, 5 of them rated (E)F2 or stronger. Tornado deaths recorded: 1.

When was the last federal disaster declaration for Franklin County?

24 Jan 2026: Severe Winter Storm, a emergency declaration for winter storm. The county appears in 16 declarations since 1953.

How many flood insurance claims have been filed in Franklin County, and how much was paid?

1 NFIP claim since 1978, 1 of them paid, for $12K in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Franklin County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Very Low" for overall risk, "Very Low" for expected annual loss, "Relatively High" for social vulnerability and "Relatively Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Franklin County compare with the rest of Georgia?

117.5 recorded events per 100 square miles against 98.3 statewide, and 0.0 NFIP claims per 1,000 residents against 2.3. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.