County Hazards

States › Minnesota › Norman County

Norman County, Minnesota

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 27107 · 6,416 residents (2021) · 873 sq mi · dominant hazard Winter

Hail · 153Tornado · 30Flood · 31Wind · 160Winter · 171
1965-06-19: Hail1971-06-16: Hail1972-07-10: Hail1974-04-27: Hail1978-08-17: Hail1981-05-22: Hail1982-04-15: Hail1982-07-04: Hail1982-04-15: Hail1985-04-21: Hail1985-07-16: Hail1985-07-16: Hail1985-05-04: Hail1985-05-10: Hail1986-05-12: Hail1986-05-12: Hail1987-07-21: Hail1987-07-21: Hail1988-06-18: Hail1988-06-18: Hail1989-08-30: Hail1996-07-17: Hail1996-07-17: Hail1996-07-17: Hail1996-07-17: Hail1996-07-17: Hail1997-07-13: Hail1997-07-13: Hail1998-06-24: Hail1998-06-24: Hail1998-06-24: Hail1998-06-24: Hail1998-05-27: Hail1998-07-20: Hail1999-06-04: Hail1999-06-04: Hail1999-06-09: Hail1999-07-27: Hail1999-07-27: Hail1999-07-27: Hail1999-07-27: Hail1999-07-27: Hail1999-07-08: Hail2000-08-14: Hail2000-08-14: Hail2000-08-14: Hail2001-07-19: Hail2001-07-19: Hail2001-08-17: Hail2001-08-17: Hail2001-08-17: Hail2001-07-31: Hail2001-08-05: Hail2001-08-05: Hail2001-08-05: Hail2002-06-09: Hail2002-06-09: Hail2002-06-11: Hail2002-06-19: Hail2002-06-22: Hail2002-08-26: Hail2002-08-26: Hail2002-08-31: Hail2002-08-31: Hail2002-08-26: Hail2002-08-16: Hail2002-08-01: Hail2003-06-06: Hail2003-06-21: Hail2003-06-24: Hail2004-06-23: Hail2004-06-23: Hail2004-06-23: Hail2004-08-08: Hail2004-08-29: Hail2004-08-29: Hail2005-06-23: Hail2005-09-05: Hail2005-08-25: Hail2005-08-25: Hail2005-08-25: Hail2005-08-25: Hail2005-08-25: Hail2005-08-25: Hail2005-09-09: Hail2005-09-09: Hail2006-06-24: Hail2006-06-05: Hail2006-06-26: Hail2006-06-26: Hail2006-08-05: Hail2006-08-05: Hail2006-07-27: Hail2007-04-21: Hail2008-06-14: Hail2008-06-14: Hail2008-06-14: Hail2008-07-20: Hail2009-07-20: Hail2009-07-20: Hail2009-07-20: Hail2010-06-05: Hail2010-05-24: Hail2011-07-04: Hail2011-07-04: Hail2012-06-10: Hail2012-07-02: Hail2012-07-02: Hail2012-06-07: Hail2012-06-07: Hail2012-07-12: Hail2013-06-20: Hail2013-06-20: Hail2013-06-20: Hail2013-09-18: Hail2013-09-18: Hail1956-08-30: Tornado1957-06-25: Tornado1962-07-06: Tornado1962-07-06: Tornado1974-04-27: Tornado1978-07-05: Tornado1979-08-12: Tornado1981-06-21: Tornado1985-05-04: Tornado2002-06-09: Tornado2006-06-24: Tornado2008-06-09: Tornado2010-05-24: Tornado2010-06-17: Tornado2011-07-04: Tornado2015-07-23: Tornado2016-08-28: Tornado2017-09-19: Tornado2017-07-11: Tornado2017-07-11: Tornado2018-08-26: Tornado2018-06-29: Tornado2018-06-28: Tornado2019-05-24: Tornado2020-08-13: Tornado2022-06-20: Tornado2023-06-24: Tornado2023-06-24: Tornado2023-06-24: Tornado2025-07-07: Tornado2005-09-09: Flood2009-03-21: Flood2009-04-01: Flood2010-03-12: Flood2010-06-17: Flood2011-04-08: Flood2013-05-30: Flood2016-08-28: Flood2019-04-04: Flood2022-04-23: Flood2023-04-18: Flood2023-04-13: Flood2023-04-17: Flood2023-04-14: Flood1958-08-09: Wind1960-09-01: Wind1969-07-14: Wind1974-07-13: Wind1975-07-07: Wind1975-08-31: Wind1980-08-29: Wind1982-07-16: Wind1982-07-17: Wind1982-07-16: Wind1982-07-04: Wind1982-07-04: Wind1983-06-22: Wind1985-08-16: Wind1985-05-10: Wind1987-07-22: Wind1987-07-23: Wind1988-08-10: Wind1988-06-18: Wind1988-06-18: Wind1996-09-01: Wind1997-07-13: Wind1997-07-13: Wind1997-10-08: Wind1999-06-04: Wind1999-06-09: Wind1999-07-27: Wind1999-07-04: Wind2001-07-31: Wind2001-07-21: Wind2001-07-31: Wind2001-07-31: Wind2001-08-08: Wind2001-08-08: Wind2001-08-08: Wind2001-08-08: Wind2001-08-08: Wind2001-07-31: Wind2001-07-31: Wind2001-07-22: Wind2002-04-23: Wind2002-06-09: Wind2002-06-09: Wind2002-06-09: Wind2002-06-09: Wind2002-06-08: Wind2002-08-11: Wind2002-08-11: Wind2003-07-14: Wind2003-06-24: Wind2003-06-24: Wind2003-06-24: Wind2003-07-13: Wind2003-07-13: Wind2004-06-23: Wind2004-06-23: Wind2004-07-12: Wind2005-09-05: Wind2006-06-26: Wind2006-08-05: Wind2007-06-17: Wind2007-05-18: Wind2007-06-17: Wind2008-06-14: Wind2008-06-14: Wind2008-06-14: Wind2008-07-29: Wind2008-07-29: Wind2010-05-24: Wind2011-07-04: Wind2011-05-30: Wind2011-05-30: Wind2012-06-07: Wind2012-08-03: Wind2012-08-03: Wind2012-08-03: Wind2013-06-26: Wind2013-06-26: Wind2013-06-26: Wind2013-05-18: Wind2013-07-31: Wind2014-09-20: Wind2014-07-21: Wind2014-07-05: Wind2014-07-05: Wind2014-06-21: Wind2015-07-23: Wind2015-07-23: Wind2015-07-24: Wind2016-08-28: Wind2016-07-20: Wind2017-06-13: Wind
Norman County within Minnesota. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 640 events for Norman County, Minnesota, between 1950 and 2026; winter storms and snow account for the largest share.

That is 73.3 events per 100 square miles, in line with the Minnesota figure of 71.0, and 997.5 per 10,000 residents against 99.0 statewide.

17 events fall in the 12 months to 30 Jun 2026. NCEI attributes 3 deaths and 38 injuries to events in the county, with property damage estimated at $72M and crop damage at $50M.

FEMA has designated the county in 32 federal disaster declarations since 1953; the most recent is Severe Storms And Flooding (major disaster, 19 Jul 2023).

National Flood Insurance Program policyholders in the county filed 247 claims since 1978, of which 211 were paid, totalling $2.5M (about $12K per paid claim). FEMA counts 45 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Very Low" and its expected annual loss as "Very Low" ($5.5M a year across 18 hazards).

17events, last 12 monthsto 30 Jun 2026
640events since 19503 deaths, 38 injuries recorded
32disaster declarationslast 19 Jul 2023
247NFIP flood claims$2.5M paid

Compared with Minnesota and the United States

MeasureNorman CountyMinnesotaUS
Recorded events since 195064056,5241,977,440
Events per 100 square miles73.371.056.0
Events per 10,000 residents997.599.059.6
Events in the last 12 months171,95662,008
Deaths recorded by NCEI329326,435
Property damage (NCEI estimates)$72M$5.9B$575B
NFIP claims per 1,000 residents38.52.28.1
Average paid NFIP claim$12K$16K$43K
Claims per 100 policies in force, last 10 years6.713.916.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 2Wind: 1
Hail: 1Tornado: 2Wind: 2
Hail: 4Tornado: 3Wind: 3
Hail: 16Tornado: 2Wind: 15
Hail: 22Flood: 4Wind: 12Winter: 26Cold: 3Other: 1
Hail: 62Tornado: 3Flood: 16Wind: 57Winter: 42Cold: 17Drought: 2Other: 2
Hail: 37Tornado: 12Flood: 6Wind: 45Winter: 67Heat: 2Cold: 30Drought: 6Other: 2
Hail: 11Tornado: 6Flood: 5Wind: 25Winter: 36Heat: 1Cold: 23Drought: 4Other: 2
31950s51960s101970s331980s681990s2012000s2072010s1132020s
Recorded events in Norman County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 381 events in the 20 years to 2025 against 208 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Winter171
Wind160
Hail153
Cold73
Flood31
Tornado30
Drought12
Other7
Heat3
HazardEventsDeathsShare of state's events
■ Winter171—1.4%detail
■ Wind160—1.1%detail
■ Hail153—1.0%detail
■ Cold73—1.7%
■ Flood31—1.2%detail
■ Tornado3031.2%detail
■ Drought12—0.8%
■ Other7—0.5%
■ Heat3—0.4%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
5 Jul 1978TornadoTornadoF2$25M—335County
9 Jun 2002FloodFlood—$3.0M$36M——Forecast zone
5 Apr 1997BlizzardWinter—$5.0M——3Forecast zone
5 Apr 1997FloodFlood—$20M———Forecast zone
17 Apr 1997FloodFlood—$10M———Forecast zone
19 Jun 2000FloodFlood——$10M——Forecast zone
4 Apr 1997Ice StormWinter—$2.0M———Forecast zone
1 Apr 2006FloodFlood—$1.3M———County
27 Nov 2005Winter StormWinter—$1.3M———Forecast zone
14 Jun 2008HailHail0.75 in$20K$1.0M——County
19 Jun 2000Flash FloodFlood—$1.0M———County
7 Apr 2001FloodFlood—$1.0M———Forecast zone
11 Jul 2017TornadoTornadoEF2$550K$400K——County
11 Jul 2017TornadoTornadoEF2$450K$350K——County
24 Jun 2003HailHail0.88 in—$750K——County
20 Jul 2008HailHail1.75 in$50K$500K——County
14 Jun 2008HailHail0.88 in$5K$500K——County
14 Jun 2008Thunderstorm WindWind63 mph$200K$200K——County
14 Jun 2008Thunderstorm WindWind63 mph$100K$200K——County
30 May 2011Thunderstorm WindWind60 mph$300K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
19 Jul 2023DR-4722Major disasterFloodSevere Storms And FloodingPublic assistance
13 Jul 2022DR-4659Major disasterFloodSevere Storms, Straight-Line Winds, And FloodingPublic assistance
7 Apr 2020DR-4531Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3453EmergencyBiologicalCovid-19Public assistance
12 Jun 2019DR-4442Major disasterFloodSevere Winter Storm, Straight-Line Winds, And FloodingPublic assistance
10 May 2011DR-1982Major disasterFloodSevere Storms And FloodingPublic assistance
19 Apr 2010DR-1900Major disasterFloodFloodingPublic assistance
19 Mar 2010EM-3310EmergencyFloodFloodingPublic assistance
9 Apr 2009DR-1830Major disasterSevere StormSevere Storms And FloodingIndividual assistance, Public assistance
26 Mar 2009EM-3304EmergencySevere StormSevere Storms And FloodingPublic assistance
5 Jun 2006DR-1648Major disasterFloodFloodingPublic assistance
4 Jan 2006DR-1622Major disasterSevere StormSevere Winter StormPublic assistance
13 Sep 2005EM-3242EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
14 Jun 2002DR-1419Major disasterSevere StormSevere Storms, Flooding And TornadoesIndividual assistance, Public assistance
16 May 2001DR-1370Major disasterFloodSevere Winter Storms, Flooding, And TornadoesIndividual assistance, Public assistance
27 Jun 2000DR-1333Major disasterSevere StormSevere Storms And FloodingIndividual assistance, Public assistance
8 Apr 1997DR-1175Major disasterFloodSevere Flooding, High Winds,Severe StormsIndividual assistance, Public assistance
16 Jan 1997DR-1158Major disasterSevere StormSevere Winter StormsPublic assistance
1 Jun 1996DR-1116Major disasterFloodFlooding And Severe StormsPublic assistance
11 Jun 1993DR-993Major disasterSevere StormSevere Storms, Tornadoes & FloodingIndividual assistance, Public assistance
8 May 1989DR-824Major disasterFloodFloodingIndividual assistance, Public assistance
6 Aug 1987DR-797Major disasterSevere StormSevere Storms, Tornadoes & FloodingPublic assistance
30 Apr 1979DR-582Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
8 Jul 1978DR-560Major disasterSevere StormSevere Storms, Flooding, Hail & TornadoesIndividual assistance, Public assistance
22 Apr 1978DR-555Major disasterFloodStorms, Ice Jams, Snowmelt & FloodingIndividual assistance, Public assistance
17 Jun 1976EM-3013EmergencyDroughtDroughtPublic assistance
17 Jul 1975DR-476Major disasterSevere StormSevere Storms, Tornadoes & FloodingIndividual assistance, Public assistance
10 Jun 1974DR-440Major disasterFloodHeavy Rains & FloodingIndividual assistance, Public assistance
22 Jul 1970DR-291Major disasterFloodHeavy Rains & FloodingIndividual assistance, Public assistance
18 Apr 1969DR-255Major disasterFloodFloodingIndividual assistance, Public assistance
22 Mar 1966DR-215Major disasterFloodFloodingIndividual assistance, Public assistance
11 Apr 1965DR-188Major disasterFloodFloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Norman County, 1978 to 2026 (hover for the amount paid).
Claims since 1978247
Paid claims211
Total paid$2.5M
Average paid claim$12K
Repetitive-loss properties131 severe
Residential policies in force451.4% of 3,160 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202310$0—
202021$803$803
201311$582$582
20111818$124,131$6,896
201055$23,123$4,625
20092018$187,633$10,424
200810$0—
200677$121,581$17,369
200288$120,804$15,100
200165$18,422$3,684
200031$4,030$4,030
199710889$1,605,828$18,043
199632$5,435$2,717
198955$7,426$1,485
198610$0—
198310$0—
198210$0—
19793632$151,452$4,733
19782019$79,584$4,189

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskVery Lowscore 14.4 of 100
Expected annual loss$5.5MVery Low
Social vulnerabilityRelatively Moderate
Community resilienceRelatively Moderate
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingVery Low$2,005,275
Cold waveRelatively Low$1,352,682
DroughtRelatively Moderate$712,634
HailRelatively Low$517,714
Strong windRelatively Low$358,149
TornadoVery Low$291,963
Winter weatherRelatively Moderate$108,995
Ice stormRelatively Low$100,982
WildfireVery Low$36,988
Heat waveVery Low$24,876
LightningVery Low$15,577
EarthquakeVery Low$2,141
LandslideVery Low$230

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

No HURDAT2 track at tropical-storm strength passes within 100 miles of the county's centre point (through the 2025 season).

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Norman County, MN?

NCEI records 153 hail events in Norman County since 1950, in 39 different years; that is about 2.0 recorded events a year. 30 reports were golf-ball size (1.75 in) or larger.

Has Norman County had a tornado?

Yes. NCEI records 30 tornadoes in Norman County since 1950, 4 of them rated (E)F2 or stronger. Tornado deaths recorded: 3.

When was the last federal disaster declaration for Norman County?

19 Jul 2023: Severe Storms And Flooding, a major disaster declaration for flood. The county appears in 32 declarations since 1953.

How many flood insurance claims have been filed in Norman County, and how much was paid?

247 NFIP claims since 1978, 211 of them paid, for $2.5M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Norman County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Very Low" for overall risk, "Very Low" for expected annual loss, "Relatively Moderate" for social vulnerability and "Relatively Moderate" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Norman County compare with the rest of Minnesota?

73.3 recorded events per 100 square miles against 71.0 statewide, and 38.5 NFIP claims per 1,000 residents against 2.2. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.